4851 W GANDY BOULEVARD UNIT B09L23, TAMPA, FL, 33611
Active487 days on marketListed Apr 7, 2025MLS #TB8371428
About this home
4851 W GANDY BOULEVARD UNIT B09L23
Huge Price Reduction! Welcome to this beautifully updated Palm Harbor home, located in the highly sought-after Regency Cove community in South Tampa. Built in 2014, this spacious 1,480 sq ft home features 3 bedrooms, 2 full bathrooms, and a chef-inspired kitchen with stainless steel appliances, a pantry, and modern finishes. The elegant dining room with tray ceilings adds a touch of sophistication, while the screened-in porch provides the perfect outdoor retreat for relaxing. Additional highlights include hurricane shutters, two covered parking spaces, and a large 7' by 16' storage area with two lofts for added convenience. With its open and airy layout, this home offers both style and functionality in a prime location. Regency Cove is a gated, 55+ active adult community offering an impressive clubhouse, sparkling pool and spa, fitness center, shuffleboard courts, and several outdoor grilling and gathering areas. Whether you're seeking relaxation or an active social lifestyle, this vibrant community has something for everyone. Schedule a private tour today and experience everything this lovely home and community have to offer!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,480
Sqft
0 ac
Lot size
2014
Year built
One
Levels
$226
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,711 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,711/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$226 vs $301
Days on market
487 vs 40 typical
Where $226/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bayside West
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Bayside West — neighborhood snapshot
Population
5,304
Median age
43
Median income
$65,981
Median home value
$354,498
Avg household
1
Households w/ children
409
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
205 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% below the TAMPA 33611 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4851 W GANDY BOULEVARD UNIT B09L23
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$250,000
4851 W GANDY BOULEVARD UNIT 5PA · same community
2 bd · 2 ba · 1,623 sqft · $154/sqft · 554 DOM
Sold · Apr ’26$125,000
4851 W GANDY BOULEVARD UNIT B3L22 · same community
2 bd · 2 ba · 1,277 sqft · $98/sqft · 41 DOM
Sold · Mar ’26$418,000
4851 W GANDY BOULEVARD UNIT 11S · same community
3 bd · 2 ba · 1,782 sqft · $235/sqft · 104 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4851 W GANDY BOULEVARD UNIT B09L23 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4851 W GANDY BOULEVARD UNIT B09L23 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4851 W GANDY BOULEVARD UNIT B09L23 FAQs
What would the monthly payment be for 4851 W GANDY BOULEVARD UNIT B09L23?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,711/mo — principal and interest, the actual property-tax bill, the $346/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4851 W GANDY BOULEVARD UNIT B09L23?+
The association fee works out to $346 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4851 W GANDY BOULEVARD UNIT B09L23?+
The most recent tax bill on record (2024) was $1,037. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4851 W GANDY BOULEVARD UNIT B09L23?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $334,700, this home is listed about 26% below the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4851 W GANDY BOULEVARD UNIT B09L23?+
Madison Middle School (middle), Anderson Elementary School (elementary), Robinson High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the TAMPA 33611 market on paper
$334,700 is 21% below the TAMPA 33611 median of $424,900, and at $226/sqft it sits under the Tampa average of $345.
02Time on market is leverage
487 days on market against a Tampa median of 40 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Madison Middle School, Anderson Elementary School, Robinson High School, Patricia Sullivan Metropolitan Ministries Partnership School — Robinson High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $395,000, now $334,700 — a $60K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE TONI EVERETT COMPANY · Eric Panico. MLS #TB8371428.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Tampa homes, in your inbox
Like 4851 W GANDY BOULEVARD UNIT B09L23 but not quite? A daily digest of every new listing in Tampa — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →