Lot 39 ROYAL PALM DRIVE, GROVELAND, FL, 34736
Active492 days on marketListed Apr 7, 2025MLS #TB8371160
About this home
Lot 39 ROYAL PALM DRIVE
Beautiful lake front lot in Garden City Subdivision, a gated community with picturesque water views. This lot provides exclusive access to the Lower Clermont chain of lakes, including Lake Stuart, Lake Hunt, Lake Lucy, and Lake Emma. Situated on a clear and level piece of land, it's ready for your dream home or investment, bring your own builder, a minimum building requirement of 3800 square foot of living area (under air), tile roof and 1 story home is required, lot has electricity and City Water, conveniently located only 45 minutes from Orlando International Airport, World Disney World and majority of the attraction, easy access to Florida's Turnpike and HWY 27, perfect property to build your dream home, don't miss the chance to own a piece of this idyllic location. Contact us for more details and to schedule a visit.
Facts & features
The home at a glance
0.68 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,377 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,377/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Groveland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Groveland. See the full Groveland guide →
The numbers that matter
The Groveland market
$378K → $405K
Groveland median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
Median sold price, Groveland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the Groveland median. See the full Groveland market guide →
Paper trail
This home's history
Reality check
What actually sold near Lot 39 ROYAL PALM DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$230,000
8829 COURTYARD LANE
2 bd · 2 ba · 1,152 sqft · $200/sqft · 52 DOM
Sold · May ’26$299,000
1453 WHOOPING DRIVE
3 bd · 2 ba · 1,210 sqft · $247/sqft · 12 DOM
Sold · Oct ’25$235,000
8809 COURTYARD LANE
2 bd · 2 ba · 1,283 sqft · $183/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about Lot 39 ROYAL PALM DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for Lot 39 ROYAL PALM DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
Lot 39 ROYAL PALM DRIVE FAQs
What would the monthly payment be for Lot 39 ROYAL PALM DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,377/mo — principal and interest, the actual property-tax bill, the $149/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at Lot 39 ROYAL PALM DRIVE?+
The association fee works out to $149 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on Lot 39 ROYAL PALM DRIVE?+
The most recent tax bill on record (2024) was $2,103. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at Lot 39 ROYAL PALM DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Groveland?+
At $299,000, this home is listed about 24% below the Groveland median of $395,450. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Groveland market on paper
$299,000 is 24% below the Groveland median of $395,450.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
492 days on market against a Groveland median of 47 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Carlos Velasquez. MLS #TB8371160.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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