
ROYAL PALM DR, GROVELAND, FL, 34736
Active531 days on marketListed Feb 17, 2025MLS #G5092970
About this home
ROYAL PALM DR
Waterfront lot on the chain of Lakes! BUILD Your Dream Home with your Preferred Builder in the beautiful, gated community called Garden City. The size of the lot is 0.87 acres and offers plenty of room to design your home. Beautiful big oaks on the property. The minimum building requirements include 3,800 square feet of living area under air, a tile or metal roof, and the option for up to two stories. Garden City is a gated and private community with easy access to the Florida Turnpike and only minutes to Clermont, Winter Garden and surrounding areas. Don't miss out on the opportunity to Build your Forever Home!
Facts & features
The home at a glance
0.87 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,672 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,672/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Groveland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Groveland. See the full Groveland guide →
The numbers that matter
The Groveland market
$381K → $385K
Groveland median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
Median sold price, Groveland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 51% below the Groveland median. See the full Groveland market guide →
Paper trail
This home's history
Reality check
What actually sold near ROYAL PALM DR
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$375,000
15518 STATE ROAD 19
1 bd · 1 ba · 480 sqft · $781/sqft · 305 DOM
Sold · Jan ’26$318,500
6816 PERCH HAMMOCK LOOP
3 bd · 2 ba · 1,432 sqft · $222/sqft · 96 DOM
Sold · Aug ’25$285,000
6816 PERCH HAMMOCK LOOP
3 bd · 2 ba · 1,432 sqft · $199/sqft · 40 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about ROYAL PALM DR — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for ROYAL PALM DR — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
ROYAL PALM DR FAQs
What would the monthly payment be for ROYAL PALM DR?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,672/mo — principal and interest, the actual property-tax bill, the $142/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at ROYAL PALM DR?+
The association fee works out to $142 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on ROYAL PALM DR?+
The most recent tax bill on record (2024) was $1,629. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at ROYAL PALM DR?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Groveland?+
At $195,000, this home is listed about 51% below the Groveland median of $400,000. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Under the Groveland market on paper
$195,000 is 51% below the Groveland median of $400,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
531 days on market against a Groveland median of 43 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $259,000, now $195,000 — a $64K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MONIQUE MCGUIRE REALTY INC · Monique McGuire. MLS #G5092970.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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