David Ramirez
$560,000$630,0005 bd3.5 ba3,095 sqft$181 /sqft$3,886 /mo all-in ↓

4902 FIVE ACRE ROAD, PLANT CITY, FL, 33565

Active497 days on marketListed Mar 18, 2025MLS #TB8362974

Reduced $70KWaterfrontSingle Family ResidenceTOMLINSONS ACRES PLATTED

About this home

4902 FIVE ACRE ROAD

PRICE REDUCED!!! Discover the charm and elegance of this 5-bedroom, 3.5-bathroom Spanish-style home, complete with bonus room and modern upgrades, all nestled on 1.9 acres of cleared land. This corner lot property west of Plant City offers a pond, an 864 sq. ft. greenhouse, and two gated entrances, making it perfect for those seeking space, privacy, and versatility. Step inside to porcelain tile flooring throughout, accentuating the home's Spanish-inspired hardware, accents, and lighting. The downstairs master suite is a true retreat, featuring a spacious sitting/reading area, a walk-in closet, and a luxurious en-suite bathroom. A second master suite upstairs provides additional privacy and comfort. Enjoy multiple living spaces, including a formal living and dining area, step-down family room, study, and an oversized bonus room. The eat-in kitchen is well-equipped for entertaining, while the laundry room offers a separate mud/work/storage area for added convenience. The outdoor lanai overlooks the expansive backyard, providing the perfect setting for relaxation or entertaining. Bring your RVs, boats, or horses, as there's ample space and a parking pad. The fully functional greenhouse is equipped with power and water, ideal for gardening enthusiasts. Additional features include a brand-new roof, two A/C units, an electric water heater, well and septic for lower utility costs, and a solid concrete structure with professional, fully permitted upgrades. Conveniently located just minutes from McIntosh and I-4, this home offers the perfect blend of country living with easy city access. Sold AS-IS for seller convenience. Room sizes are approximate. Don’t miss this rare opportunity to own a move-in-ready Spanish-style estate in the heart of suburban Plant City!

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

3,095

Sqft

1.89 ac

Lot size

1976

Year built

Two

Levels

$181

Per sqft

WaterfrontGarden & Trees/Woods & Water viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Porcelain Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewGarden · Trees/Woods · Water
FacesSouth
ParkingBoat · Driveway · Parking Pad
ExteriorSliding Doors · Storage

Community & fees

Taxes (2024)$2,181/yr
PetsYes
CommunityNone

Utilities & systems

UtilitiesElectricity Connected · Public
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,886 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,297
FHA mortgage insurance (est.)$248
Property tax — 2024 actual bill$182
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,600Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,600
Interest rate6.00%
Loan term

Estimated payment

$3,886/mo

Principal & interest$3,297
FHA mortgage insurance (est.)$248
Property taxes (actual bill)$182
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Plant City actives

$181 vs $214

Days on market

497 vs 33 typical

Where $181/sqft sits among the 275 Plant City actives

78 · this home
77
54
33
11
22
$143–184$184–225$225–265$265–306$306–347$347+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Plant City

Map of 4902 FIVE ACRE ROAD

Drive times from this address

Downtown Tampa27 min
Tampa Int’l Airport (TPA)38 min
Walt Disney World61 min
Universal Orlando71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Plant City. See the full Plant City guide →

PLANT CITY 33565 — neighborhood snapshot

Population

17,716

Median age

43.6

Median income

$67,403

Median home value

$237,600

Avg household

2.81

Households w/ children

1,795

For the school run

Hillsborough County School District

ElementaryKnights Elementary School★★★★★
MiddleMarshall Middle Magnet School★★★★
HighPlant City High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Plant City market

Seller’s marketLeans seller3.7 months of inventoryBuyer’s market

$354K$365K

Plant City median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

160 of 275

Plant City actives have cut their price

Median sold price, Plant City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% above the PLANT CITY 33565 median. See the full Plant City market guide →

Paper trail

This home's history

CurrentPrice reduced to $560,000 $70K
Mar 18, 2025Listed at $630,000 · 497 days on market since
1976Built · TOMLINSONS ACRES PLATTED

Reality check

What actually sold near 4902 FIVE ACRE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8518 W KNIGHTS GRIFFIN ROADSold · Apr ’26

$650,000

8518 W KNIGHTS GRIFFIN ROAD

4 bd · 3 ba · 2,910 sqft · $223/sqft · 178 DOM

7705 W FOUR PINES ROADSold · Sep ’25

$665,000

7705 W FOUR PINES ROAD

4 bd · 3.5 ba · 3,312 sqft · $201/sqft · 181 DOM

4708 CYPRESS SERENITY DE. DRIVESold · Jun ’26

$815,000

4708 CYPRESS SERENITY DE. DRIVE

4 bd · 3.5 ba · 3,365 sqft · $242/sqft · 15 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4902 FIVE ACRE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4902 FIVE ACRE ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4902 FIVE ACRE ROAD FAQs

What would the monthly payment be for 4902 FIVE ACRE ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,886/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4902 FIVE ACRE ROAD?+

The most recent tax bill on record (2024) was $2,181. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4902 FIVE ACRE ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Plant City?+

At $560,000, this home is listed about 42% above the Plant City median of $394,900. The market section on this page shows how the area is trending.

Which schools are assigned to 4902 FIVE ACRE ROAD?+

Knights Elementary School (elementary), Marshall Middle Magnet School (middle), Plant City High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$560,000 runs 31% above the PLANT CITY 33565 median — but at 3,095 sqft it's also 60% larger than the typical Plant City listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

497 days on market against a Plant City median of 33 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $630,000, now $560,000 — a $70K cut. The full history is in the market section below.

Listing courtesy of RE/MAX ALLIANCE GROUP · Efrain Jovel Pa. MLS #TB8362974.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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