David Ramirez
$549,000$565,0004 bd3 ba2,292 sqft$240 /sqft$4,232 /mo all-in ↓

2800 HAMMOCK DRIVE, PLANT CITY, FL, 33566

Active102 days on marketListed Apr 23, 2026MLS #L4961290

Reduced $16KPrivate poolSingle Family ResidenceWALDEN LAKE UNIT 20

About this home

2800 HAMMOCK DRIVE

PRICED BELOW RECENT APPRAISAL!! Welcome to Walden Lake, where style, space, and comfort meet. This beautifully remodeled 4-bedroom, 3-bath POOL home that sits on an almost half-acre lot and offers the kind of breathing room buyers dream about. Inside, you’ll find a desirable split-bedroom floor plan designed for both privacy and flow. The home features 4 bedrooms, one which would be ideal for an office, den or baby room. The heart of the home features a warm wood-burning fireplace, creating a cozy centerpiece for gatherings or quiet evenings in. The triple sliding door opens up to the pool area to create a nice flow and beautiful view. Every corner has been thoughtfully updated, blending modern finishes with timeless charm. The kitchen is perfect for entertaining and to spread out. It opens up to the living room and breakfast nook which leads out to the screened lanai and pool. The primary bedroom is spacious, and the bathroom is large and spacious featuring a nice, walk in shower. There is an underground gas tank which has a gas line to the water heater and the stove. Enjoy the peace of mind with a NEW ROOF as of December 2025, AC new in June 2023 and new attic insulation in December 2025. Step outside to your own screened pool oasis, perfect for morning swims, weekend lounging, or sunset dinners without the Florida bug committee crashing the party. The pool features pebbletec coating. The oversized lot provides room to roam, garden, play, or simply enjoy the extra elbow room. Located in one of Plant City’s most sought-after communities you will enjoy the scenic walking trails, a dedicated dog park and a baseball field! This home offers the rare combination of neighborhood charm, generous land, and move-in-ready beauty. A polished gem with room to live large. Call for your private showing today!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,292

Sqft

0.47 ac

Lot size

2

Garage

1988

Year built

One

Levels

$240

Per sqft

Private poolFireplacePets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Gas Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingGarage Door Opener
ExteriorSliding Doors

Community & fees

HOA fee$3/mo
Taxes (2025)$7,135/yr
PetsYes
CommunityDock · Fishing · Lake · Private Boat Ramp · Deed Restrictions · Dog Park · Park · Playground · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,232 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,232
FHA mortgage insurance (est.)$243
Property tax — 2025 actual bill$595
HOA fee — from the listing$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,215Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,215
Interest rate6.00%
Loan term

Estimated payment

$4,232/mo

Principal & interest$3,232
FHA mortgage insurance (est.)$243
Property taxes (actual bill)$595
HOA / condo fee$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $549K
$324KedgeAI estimate $375,562 · range $338K$421K$571K

vs edgeAI estimate

+46.2%

$/sqft vs Plant City actives

$240 vs $214

Days on market

102 vs 55 typical

Where $240/sqft sits among the 276 Plant City actives

76
79
57 · this home
35
8
21
$141–182$182–222$222–263$263–304$304–345$345+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Walden Lake

Map of 2800 HAMMOCK DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa33 min
Tampa Int’l Airport (TPA)45 min
Walt Disney World59 min
Universal Orlando69 min
Downtown Orlando75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Plant City. See the full Plant City guide →

Walden Lake — neighborhood snapshot

Population

7,588

Median age

44

Median income

$109,068

Median home value

$337,879

Avg household

3

Households w/ children

946

For the school run

Hillsborough County School District

ElementaryWalden Lake Elementary School★★★★
HighPlant City High School★★★★★
MiddleTomlin Middle School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Plant City market

Seller’s marketSeller’s market2.9 months of inventoryBuyer’s market

$357K$365K

Plant City median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

161 of 276

Plant City actives have cut their price

Median sold price, Plant City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% above the PLANT CITY 33566 median. See the full Plant City market guide →

Paper trail

This home's history

CurrentPrice reduced to $549,000 $16K
Apr 23, 2026Listed at $565,000 · 102 days on market since
1988Built · WALDEN LAKE UNIT 20

Reality check

What actually sold near 2800 HAMMOCK DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2889 HAMMOCK DRIVESold · Apr ’26

$350,000

2889 HAMMOCK DRIVE · same community

4 bd · 2 ba · 2,366 sqft · $148/sqft · 0 DOM

2713 LAUREL OAK DRIVESold · Sep ’25

$455,000

2713 LAUREL OAK DRIVE · same community

4 bd · 2 ba · 2,210 sqft · $206/sqft · 7 DOM

2865 HAMMOCK DRIVESold · May ’26

$539,000

2865 HAMMOCK DRIVE · same community

4 bd · 2.5 ba · 2,661 sqft · $203/sqft · 44 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2800 HAMMOCK DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2800 HAMMOCK DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2800 HAMMOCK DRIVE FAQs

What would the monthly payment be for 2800 HAMMOCK DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,232/mo — principal and interest, the actual property-tax bill, the $3/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2800 HAMMOCK DRIVE?+

The association fee works out to $3 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2800 HAMMOCK DRIVE?+

The most recent tax bill on record (2025) was $7,135. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2800 HAMMOCK DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Plant City?+

At $549,000, this home is listed about 34% above the Plant City median of $410,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2800 HAMMOCK DRIVE?+

Walden Lake Elementary School (elementary), Plant City High School (high), Tomlin Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$549,000 runs 29% above the PLANT CITY 33566 median — but at 2,292 sqft it's also 16% larger than the typical Plant City listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Walden Lake Elementary School, Plant City High School, Tomlin Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Walden Lake Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $565,000, now $549,000 — a $16K cut. The full history is in the market section below.

Listing courtesy of REGAL REAL ESTATE LLC · Tammy Storie. MLS #L4961290.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Plant City homes, in your inbox

Like 2800 HAMMOCK DRIVE but not quite? A daily digest of every new listing in Plant City — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 3, 2026 at 9:09 PM UTC. The listing information on this page last changed on August 3, 2026 at 9:09 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 3, 2026 at 9:09 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 3, 2026 at 9:09 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.