102 SAINT MARTINS WAY, APOLLO BEACH, FL, 33572
Active507 days on marketListed Mar 11, 2025MLS #TB8360325
About this home
102 SAINT MARTINS WAY
CORNER LOT in a desirable location. Waterfront living is a life-style that offers views of the water, and canal access to Tampa Bay, out-door activities and a connection to nature. This prime location in the community is worth considering. Seller has removed the home and is ready to build on. Great location with canal access to Tampa Bay. Resort Style Living. No, CDD or LOT RENT. Low monthly maintenance fee. Electric and water on site from previous home. If you're an outdoor enthusiast, you'll appreciate our kayak and boat launch facilities. For those who enjoy friendly competition, we have bocce ball, shuffleboard courts and horseshoes. The heated community pool is heated year-round. Inside our clubhouse, you'll discover a craft room and large game room, with pool tables, card table, indoor bar shuffleboard and darts, providing opportunities for creativity and socializing. Our community has many activities throughout the year. From themed dinners to dances, there's always something exciting happening to suit your preferences and keep you engaged year-round. Our prime location, conveniently situated between Tampa and Sarasota/Bradenton, ensures that you'll have easy access to an abundance of nearby activities. Beaches and thrilling amusement parks are just a day trip away. We invite you to pay us a visit and discover for yourself why so many call Caribbean Isles home.
Facts & features
The home at a glance
0.17 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$955 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$955/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 84% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 102 SAINT MARTINS WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$70,000
122 E SAINT JOHNS WAY · same community
1 bd · 1 ba · 672 sqft · $104/sqft · 239 DOM
Sold · Jul ’26$140,000
123 S SAINT THOMAS CIRCLE · same community
2 bd · 2 ba · 864 sqft · $162/sqft · 58 DOM
Sold · Jul ’26$31,000
105 SAINT MARTINS WAY · same community
3 bd · 2 ba · 900 sqft · $34/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 102 SAINT MARTINS WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 102 SAINT MARTINS WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
102 SAINT MARTINS WAY FAQs
What would the monthly payment be for 102 SAINT MARTINS WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $955/mo — principal and interest, the actual property-tax bill, the $242/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 102 SAINT MARTINS WAY?+
The association fee works out to $242 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 102 SAINT MARTINS WAY?+
The most recent tax bill on record (2024) was $1,317. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 102 SAINT MARTINS WAY?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $70,000, this home is listed about 86% below the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 102 SAINT MARTINS WAY?+
Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the APOLLO BEACH 33572 market on paper
$70,000 is 84% below the APOLLO BEACH 33572 median of $437,267.
02Time on market is leverage
507 days on market against a Apollo Beach median of 56 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $75,000, now $70,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CARIBBEAN ISLE PROPERTY SALES INC. · Bill Leith. MLS #TB8360325.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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