David Ramirez

223 N SAINT GEORGE CIRCLE, APOLLO BEACH, FL, 33572

Active662 days on marketListed Oct 1, 2024MLS #TB8301996

Priced 86% below the APOLLO BEACH 33572 medianWaterfrontCARIBBEAN ISLES RESIDENTIAL CO

About this home

223 N SAINT GEORGE CIRCLE

Move your new manufactured home into the resort style, 55+ community of Caribbean Isles. No neighbors in your backyard, but instead you will have a calming view of the trees and the creek below. This 50' by 80' lot will fit a new 24' doublewide home nicely, and you'll be a shareholder of the cooperative community. There is NO LOT RENT, just a reasonable monthly maintenance fee of $242. And the workshop/storage SHED on the property is pre-wired and conveys with the lot. That will be a convenient amenity that you won't need to add later. Caribbean Isles is a very active community with dinner dances, an annual talent show, monthly bingo, water aerobics, and other year around activities too numerous to mention. Bring your golf cart! With four miles of private roads, you can bike or walk for exercise. Boasting a heated pool, community center with a library, game room, and craft room, a dog park, boat and kayak launch, and a place to store your boat or RV, what's not to love.

Facts & features

The home at a glance

0.1 ac

Lot size

WaterfrontTrees/Woods view

Inside

Outside & construction

ViewTrees/Woods

Community & fees

HOA fee$242/mo
Taxes (2023)$348/yr
PetsBreed Restrictions, Number Limit, Size Limit
CommunityCanal Front · Community Boat Ramp · Fishing · Water Access · Waterfront · Deed Restrictions · Dog Park · Gated Community - No Guard · Golf Carts OK · Pool · Waterfront Complex

Utilities & systems

UtilitiesBB/HS Internet Available · BB/HS Internet Capable · Cable Available · Electrical Nearby · Sewer Available · Street Lights · Water Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$842 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$383
FHA mortgage insurance (est.)$29
Property tax — 2023 actual bill$29
HOA fee — from the listing$242
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $2,275Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $2,275
Interest rate6.00%
Loan term

Estimated payment

$842/mo

Principal & interest$383
FHA mortgage insurance (est.)$29
Property taxes (actual bill)$29
HOA / condo fee$242
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Apollo Beach

Map of 223 N SAINT GEORGE CIRCLE

Drive times from this address

Downtown Tampa24 min
Tampa Int’l Airport (TPA)36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apollo Beach. See the full Apollo Beach guide →

APOLLO BEACH 33572 — neighborhood snapshot

Population

25,045

Median age

43.8

Median income

$113,775

Median home value

$430,900

Avg household

2.59

Households w/ children

3,126

For the school run

Hillsborough County School District

ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$450K$472K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 86% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

Oct 1, 2024Listed at $65,000 · 662 days on market since

Reality check

What actually sold near 223 N SAINT GEORGE CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

122 E SAINT JOHNS WAYSold · Aug ’25

$70,000

122 E SAINT JOHNS WAY · same community

1 bd · 1 ba · 672 sqft · $104/sqft · 239 DOM

123 S SAINT THOMAS CIRCLESold · Jul ’26

$140,000

123 S SAINT THOMAS CIRCLE · same community

2 bd · 2 ba · 864 sqft · $162/sqft · 58 DOM

105 SAINT MARTINS WAYSold · Jul ’26

$31,000

105 SAINT MARTINS WAY · same community

3 bd · 2 ba · 900 sqft · $34/sqft · 84 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 223 N SAINT GEORGE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 223 N SAINT GEORGE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

223 N SAINT GEORGE CIRCLE FAQs

What would the monthly payment be for 223 N SAINT GEORGE CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $842/mo — principal and interest, the actual property-tax bill, the $242/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 223 N SAINT GEORGE CIRCLE?+

The association fee works out to $242 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 223 N SAINT GEORGE CIRCLE?+

The most recent tax bill on record (2023) was $348. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 223 N SAINT GEORGE CIRCLE?+

The listing reports pets: Breed Restrictions, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $65,000, this home is listed about 87% below the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.

Which schools are assigned to 223 N SAINT GEORGE CIRCLE?+

Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the APOLLO BEACH 33572 market on paper

$65,000 is 86% below the APOLLO BEACH 33572 median of $450,000.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

662 days on market against a Apollo Beach median of 56 — sellers in this position are usually ready to negotiate.

Listing courtesy of KELLER WILLIAMS SOUTH SHORE · Judith Martin. MLS #TB8301996.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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