0 ST JOE ROAD, DADE CITY, FL, 33525
Active501 days on marketListed Mar 11, 2025MLS #TB8359374
About this home
0 ST JOE ROAD
PRIME LOCATION! 2.4 acres nestled in the heart of the rolling hills in Dade City await your future dream home! This property is high and dry and allows plenty of room for animals, a barn, pool, or a family compound! The property features mature oak trees along the perimeter of the property providing maximum privacy but the property has been completely cleared down the middle, ready for your future home to be built! A brand new driveway/culvert has been installed, creating easy access directly from St. Joe Rd. but also features a secondary gated entrance at the back of the property. Almost fully fenced in, just needs a a front entrance gate! The property can be divided into 2 parcels with a private entrance for each parcel already installed, and allows for one single family home to be built per acre (and animals if desired)! Approximately 5 minutes to Historic Downtown Dade City where you can indulge in the small town charm with local culinary delights, breweries, shopping, parks, bike trails, drive in movies, festivals, Snowcat Ridge, and the new splash pad! Situated right near Happy Hill Rd. which provides easy access to I-75 only 5 miles away! Approximately 20 minutes from Wesley Chapel where there is an abundance of shopping at 2 malls, endless dining options, hospitals, and the largest ice skating rink in the Southeast! Plenty of fun activities to do whether you immerse yourself locally in the small town living or drive a little further for larger amenities, you will remain tucked away in your own private country living to return home to. Schedule a showing to view this gem today! Please use GPS Coordinates: 28.364788,-82.236808 Sign at property.
Facts & features
The home at a glance
2.4 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,850 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,850/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Dade City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dade City. See the full Dade City guide →
DADE CITY 33525 — neighborhood snapshot
Population
20,220
Median age
44.2
Median income
$69,697
Median home value
$228,700
Avg household
2.57
Households w/ children
2,084
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dade City market
$343K → $335K
Dade City median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
Median sold price, Dade City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% below the DADE CITY 33525 median. See the full Dade City market guide →
Paper trail
This home's history
Reality check
What actually sold near 0 ST JOE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$315,000
13229 WATERFORD CASTLE DRIVE
3 bd · 2 ba · 1,360 sqft · $232/sqft · 23 DOM
Sold · Apr ’26$313,100
13046 KENT BRADLEY STREET
3 bd · 2 ba · 1,512 sqft · $207/sqft · 191 DOM
Sold · Apr ’26$352,500
13080 KENT BRADLEY STREET
4 bd · 2 ba · 1,635 sqft · $216/sqft · 103 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 0 ST JOE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 0 ST JOE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
0 ST JOE ROAD FAQs
What would the monthly payment be for 0 ST JOE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,850/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 0 ST JOE ROAD?+
The most recent tax bill on record (2024) was $569. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dade City?+
At $259,500, this home is listed about 33% below the Dade City median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 0 ST JOE ROAD?+
Pasco High School (high), Pasco Middle School (middle), San Antonio Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the DADE CITY 33525 market on paper
$259,500 is 31% below the DADE CITY 33525 median of $378,500.
02Time on market is leverage
501 days on market against a Dade City median of 28 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $299,999, now $259,500 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of OAKSTRAND REALTY · Brittany Polanis. MLS #TB8359374.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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