David Ramirez
$1,599,000$1,650,000$10,963 /mo all-in ↓

409 161ST AVENUE, REDINGTON BEACH, FL, 33708

Active524 days on marketListed Feb 24, 2025MLS #TB8354074

Reduced $51KWaterfrontREDINGTON BEACH

About this home

409 161ST AVENUE

120 FEET OF WATERFRONT TO BUILD YOUR DREAM HOME An incredible opportunity for investors or buyers seeking a premier waterfront property! This rare double lot spans 120 feet of breathtaking Intracoastal frontage, offering endless possibilities for redevelopment or restoration. With ample space to build your dream home or maximize investment potential, this property is a true gem. Enjoy stunning panoramic water views and direct access to the Intracoastal, perfect for boating and waterfront living. Ideally located in Redington Beach, you're just minutes from top-rated restaurants, shopping, and vibrant community events at Friendship Park. Don’t miss this chance to own a piece of paradise!

Facts & features

The home at a glance

0.31 ac

Lot size

WaterfrontWater viewPets allowed

Inside

Outside & construction

ViewWater
FacesNorth

Community & fees

Taxes (2023)$18,904/yr
PetsYes
CommunityNone

Utilities & systems

UtilitiesCable Available · Electricity Available · Sewer Connected · Street Lights · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$10,963 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,628
PMI (est., until 20% equity)$600
Property tax — 2023 actual bill$1,575
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $159,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $159,900
Interest rate6.00%
Loan term

Estimated payment

$10,963/mo

Principal & interest$8,628
PMI (est., until 20% equity)$600
Property taxes (actual bill)$1,575
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Redington Beach

Map of 409 161ST AVENUE

Drive times from this address

Downtown Tampa41 min
Tampa Int’l Airport (TPA)41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Redington Beach. See the full Redington Beach guide →

REDINGTON BEACH 33708 — neighborhood snapshot

Population

15,306

Median age

61.1

Median income

$83,773

Median home value

$463,700

Avg household

1.9

Households w/ children

600

For the school run

Pinellas County School District

ElementaryOrange Grove Elementary School★★★★★
MiddleOsceola Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Redington Beach market

Seller’s marketLeans buyer9.4 months of inventoryBuyer’s market

$825K$943K

Redington Beach median sold, yr/yr

92.2%

Sale-to-list ratio (12 mo)

Median sold price, Redington Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 240% above the REDINGTON BEACH 33708 median. See the full Redington Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,599,000 $51K
Feb 24, 2025Listed at $1,650,000 · 524 days on market since

Reality check

What actually sold near 409 161ST AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14251 GULF BOULEVARD UNIT 2Sold · Jan ’26

$255,000

14251 GULF BOULEVARD UNIT 2

1 bd · 1 ba · 393 sqft · $649/sqft · 158 DOM

14251 GULF BOULEVARD UNIT 13Sold · Aug ’25

$289,000

14251 GULF BOULEVARD UNIT 13

1 bd · 1 ba · 393 sqft · $735/sqft · 13 DOM

14225 PALM STREET UNIT 5Sold · Nov ’25

$235,000

14225 PALM STREET UNIT 5

1 bd · 1 ba · 475 sqft · $495/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 409 161ST AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 409 161ST AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

409 161ST AVENUE FAQs

What would the monthly payment be for 409 161ST AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,963/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 409 161ST AVENUE?+

The most recent tax bill on record (2023) was $18,904. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 409 161ST AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Redington Beach?+

At $1,599,000, this home is listed about 78% above the Redington Beach median of $899,900. The market section on this page shows how the area is trending.

Which schools are assigned to 409 161ST AVENUE?+

Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,599,000 runs 240% above the REDINGTON BEACH 33708 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

524 days on market against a Redington Beach median of 84 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $1,650,000, now $1,599,000 — a $51K cut. The full history is in the market section below.

Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Kristin Leon. MLS #TB8354074.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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