11325 5TH STREET E, TREASURE ISLAND, FL, 33706
Active558 days on marketListed Jan 13, 2025MLS #TB8338321
About this home
11325 5TH STREET E
A BOATER’S PARADISE MEETS SUPERIOR, HIGH-QUALITY COASTAL CONSTRUCTION. Welcome to a “built-to-last” waterfront sanctuary! Elevated with all block construction and poured concrete floors, you’ll appreciate the peace of mind offered by this exceptional, easy living waterfront residence. A spacious brick paver driveway, generous 6-car garage parking, and two 10,000 lb boat lifts make this the perfect place for your vehicles and watercraft. Driftwood-style porcelain floors, lovely crown woodworking and tall 10ft-high ceilings introduce a wonderful open floorplan with beautiful views of the waterfront. Your spacious living room opens to an elegant 225sqft covered balcony with a built-in electronic sunshade. Fabulous chef’s kitchen boasts fine quartz counters/backsplash, rich coastal cabinetry, huge wrap-around multi-level breakfast bar, under and above cabinet lighting, and pantry closet. Double doors open to a fabulous waterfront owner’s suite that opens to the waterfront balcony and features two walk-in closets with built-in dressers. Owner’s bath provides dual quartz vanities and an exquisite designer walk-in shower with seating bench. Second bedroom is oversized and en suite, and has a graceful bath with jetted tub and shower. Third bedroom is spacious and has a walk-in closet with adjacent full guest bath. Your private backyard oasis awaits you! Discover a huge 470sqft covered deck that transitions to a large paver area with a gorgeous Pebbletech Pool/Spa. Deck offers lots of lounging space and covered outdoor dining. Updated seawall supports a composite dock with two boat lifts. Bahamian shutters on the outside, plantation shutters on the inside, large and well-finished laundry room with extensive cabinetry storage, lower-level multi-purpose area, large 8ft-high elevator, PVC privacy fencing, and so much more. Located within easy walking distance of the powder soft sands of Treasure Island beach, dining, shopping and entertainment. An outstanding value in an excellent waterfront boating community!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,661
Sqft
0.19 ac
Lot size
6
Garage
2016
Year built
Two
Levels
$862
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$14,324 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$14,324/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+43.2%
$/sqft vs Treasure Island actives
$862 vs $523
Days on market
558 vs 74 typical
Where $862/sqft sits among the 184 Treasure Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Isle Of Palms
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
Isle Of Palms — neighborhood snapshot
Population
1,143
Median age
62
Median income
$75,139
Median home value
$908,900
Avg household
2
Households w/ children
50%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $648K
Treasure Island median sold, yr/yr
93.5%
Sale-to-list ratio (12 mo)
101 of 184
Treasure Island actives have cut their price
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 410% above the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 11325 5TH STREET E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$1,225,000
11005 5TH STREET E · same community
3 bd · 2 ba · 1,992 sqft · $615/sqft · 186 DOM
Sold · Jun ’26$975,000
11055 4TH STREET E · same community
4 bd · 2 ba · 1,939 sqft · $503/sqft · 3 DOM
Sold · Jan ’26$800,000
440 115TH AVENUE · same community
3 bd · 2 ba · 1,882 sqft · $425/sqft · 182 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11325 5TH STREET E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11325 5TH STREET E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11325 5TH STREET E FAQs
What would the monthly payment be for 11325 5TH STREET E?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,324/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11325 5TH STREET E?+
The most recent tax bill on record (2024) was $11,031. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11325 5TH STREET E?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Treasure Island?+
At $2,295,000, this home is listed about 248% above the Treasure Island median of $659,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11325 5TH STREET E?+
Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$2,295,000 runs 410% above the TREASURE ISLAND 33706 median — but at 2,661 sqft it's also nearly twice the size of the typical Treasure Island listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
558 days on market against a Treasure Island median of 74 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $2,595,000, now $2,295,000 — a $300K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 JIM WHITE & ASSOC · Dania Perry. MLS #TB8338321.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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