11305 5TH STREET E, TREASURE ISLAND, FL, 33706
Active256 days on marketListed Nov 11, 2025MLS #TB8444763
About this home
11305 5TH STREET E
SIGNIFICANT PRICE IMPROVEMENT!! NOW OFFERED AT $950,000!!! EXCEPTIONAL COASTAL WATERFRONT OPPORTUNITY! Located blocks from the beach in TREASURE ISLAND'S ISLE OF PALMS neighborhood. The property offers 3 bedrooms, 2 bathrooms, 2 car garage, and a Florida Room of nearly 400 SF. This home sits on a 70' by 120' lot. with plenty of room to add a pool in the future. With DEEP WATER ACCESS to the Gulf, the seawall was replaced in 2014 and private composite dock with water/electric was replaced in 2017. This MOVE IN READY HOME and has been remediated and renovated in the wake of Hurricane Helene. All permits and inspections have been filed and completed. The renovation included new drywall, baseboards, upgrades to electric and plumbing, entry doors to the garage, laundry room and fresh paint throughout. The BRAND-NEW GOURMET KITCHEN features all new cabinets, quartz counters, tile backsplash, new LG stainless steel appliances, stainless steel Kohler sink and professional sprayer faucet. The primary bedroom features sliding doors on the Florida Room and all new luxurious bath with vanity and walk-in tile shower. The second and third bedrooms feature ample sized rooms with terrazzo floors of which either can be converted to an office. The second bath features new large tile, vanity and bath/shower combo. The dining room/family room is an ENTERTAINER'S DREAM with open views to Canal view to Boga Ciega Way. The home has a newer roof (2019), brand new water heater, new AC unit in the Florida Room and has poured terrazzo floors throughout the home (no carpet). The exterior has been painted and landscaped. Seller's Flood Insurance was renewed in August and is transferable. A short walk to the Gulf's spectacular white sand beaches. Enjoy all that Treasure Island and the Gulf have to offer, swimming, sunbathing, fishing, boating and water sports. With easy access to restaurants, shopping and nightlife this home offers an incredible opportunity to live in or invest in one of Southwest Florida's premiere waterfront beach communities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,572
Sqft
0.19 ac
Lot size
2
Garage
1958
Year built
One
Levels
$604
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,817 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,817/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+32.5%
$/sqft vs Treasure Island actives
$604 vs $522
Days on market
256 vs 74 typical
Where $604/sqft sits among the 185 Treasure Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Isle Of Palms
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
Isle Of Palms — neighborhood snapshot
Population
1,143
Median age
62
Median income
$75,139
Median home value
$908,900
Avg household
2
Households w/ children
50%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $648K
Treasure Island median sold, yr/yr
93.5%
Sale-to-list ratio (12 mo)
101 of 185
Treasure Island actives have cut their price
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 111% above the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 11305 5TH STREET E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$735,000
11360 5TH STREET E · same community
2 bd · 2 ba · 1,590 sqft · $462/sqft · 0 DOM
Sold · Sep ’25$630,000
11325 4TH STREET E · same community
2 bd · 2.5 ba · 1,551 sqft · $406/sqft · 0 DOM
Sold · May ’26$765,000
11340 5TH STREET E · same community
3 bd · 2 ba · 1,540 sqft · $497/sqft · 300 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11305 5TH STREET E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11305 5TH STREET E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11305 5TH STREET E FAQs
What would the monthly payment be for 11305 5TH STREET E?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,817/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11305 5TH STREET E?+
The most recent tax bill on record (2024) was $14,090. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11305 5TH STREET E?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Treasure Island?+
At $950,000, this home is listed about 44% above the Treasure Island median of $659,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11305 5TH STREET E?+
Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$950,000 runs 111% above the TREASURE ISLAND 33706 median — but at 1,572 sqft it's also 20% larger than the typical Treasure Island listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
256 days on market against a Treasure Island median of 74 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,125,000, now $950,000 — a $175K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Gerard Cecci. MLS #TB8444763.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Treasure Island homes, in your inbox
Like 11305 5TH STREET E but not quite? A daily digest of every new listing in Treasure Island — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →