3732 BERGAMOT STREET, LAKE ALFRED, FL, 33850
Active662 days on marketListed Oct 17, 2024MLS #TB8312201
About this home
3732 BERGAMOT STREET
Centrally located between Tampa and Orlando, Gum Lake Preserve will offer upgraded, move-in ready homes at an affordable price. In addition to exceptional homes, this community will feature abundant open green space, a pond, playground, picnic area, nature trail and boat ramp to Gum Lake. The Sabal floor plan is beautiful two-story perfect for any family! Downstairs is a large family room, separate dining room, chef-ready kitchen and a grand foyer to welcome guests. Upstairs you will find four spacious bedrooms and an additional flex room. The home is filled with designer features and upgrades including granite countertops, stainless steel appliances, smart home technology and so much more! An inviting, open-concept design creates a sense of expansive comfort in the Sabal. The downstairs area boasts a generous family room and dining space, perfect for gatherings and everyday living. A spacious closet under the stairs offers additional storage options for those extra items. Upstairs, the sense of space continues with four spacious bedrooms. A versatile flex room adds a layer of adaptability, whether used as a home office, playroom, or quiet retreat. This thoughtful layout seamlessly blends functionality with openness, creating a home that is both practical and welcoming. A remarkable feature of the Sabal are the walk-in closets found in each room. With great storage throughout the home, you feel a sense of space and organization. You will love having space for all your clothes, holiday decorations, linens and the kids’ toys and books. This thoughtful design enhances your home’s functionality and provides a sense of calm throughout your home.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,278
Sqft
0.11 ac
Lot size
2
Garage
2025
Year built
Two
Levels
$172
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,757 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,757/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.2%
$/sqft vs GUM LAKE PRESERVE
$172 vs $214
Days on market
662 vs 57 typical
Where $172/sqft sits among the 19 homes for sale in GUM LAKE PRESERVE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Alfred
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Alfred. See the full Lake Alfred guide →
LAKE ALFRED 33850 — neighborhood snapshot
Population
9,825
Median age
43.5
Median income
$53,877
Median home value
$215,700
Avg household
2.49
Households w/ children
1,055
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Alfred market
$311K → $349K
Lake Alfred median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
6 of 19
GUM LAKE PRESERVE have cut their price
Median sold price, Lake Alfred, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the LAKE ALFRED 33850 median. See the full Lake Alfred market guide →
Paper trail
This home's history
Reality check
What actually sold near 3732 BERGAMOT STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$424,900
3335 CHINOTTO DRIVE · same community
4 bd · 2.5 ba · 2,194 sqft · $194/sqft · 291 DOM
Sold · May ’26$409,900
3334 CHINOTTO DRIVE · same community
4 bd · 2 ba · 2,096 sqft · $196/sqft · 248 DOM
Sold · Dec ’25$442,000
3331 CHINOTTO DRIVE · same community
4 bd · 2 ba · 2,096 sqft · $211/sqft · 115 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3732 BERGAMOT STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3732 BERGAMOT STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3732 BERGAMOT STREET FAQs
What would the monthly payment be for 3732 BERGAMOT STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,757/mo — principal and interest, the actual property-tax bill, the $40/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3732 BERGAMOT STREET?+
The association fee works out to $40 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3732 BERGAMOT STREET?+
The most recent tax bill on record (2025) was $998. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3732 BERGAMOT STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Alfred?+
At $390,900, this home is listed about 8% above the Lake Alfred median of $362,490. The market section on this page shows how the area is trending.
Which schools are assigned to 3732 BERGAMOT STREET?+
Walter Caldwell Elementary School (elementary), Auburndale Senior High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$390,900 runs 20% above the LAKE ALFRED 33850 median — but at 2,278 sqft it's also 22% larger than the typical Lake Alfred listing.
02Time on market is leverage
662 days on market against a Lake Alfred median of 57 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $440,900, now $390,900 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LGI REALTY- FLORIDA, LLC · Gayle Van Wagenen. MLS #TB8312201.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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