David Ramirez
$436,900$458,9004 bd2.5 ba2,194 sqft$199 /sqft$3,055 /mo all-in ↓

3348 CHINOTTO DRIVE, LAKE ALFRED, FL, 33850

Active318 days on marketListed Sep 25, 2025MLS #TB8431554

Reduced $22KNew constructionSingle Family ResidenceGUM LAKE PRESERVE

About this home

3348 CHINOTTO DRIVE

Pre-Construction. To be built. Discover the Myrtle at Gum Lake Preserve, a two-story, four-bedroom, two-and-a-half-bath home perfectly situated on a desirable corner lot with no rear neighbors. Backing up to a peaceful dry pond, this home offers beautiful sunset views in the evenings and added privacy, while also being just steps away from the community boat ramp. Inside, you’ll find a spacious open layout designed for both relaxation and entertaining. The first floor features a luxurious master retreat with space for a king-size bed, dresser, and cozy reading nook, along with a spa-inspired bath boasting dual vanities and a linen closet. The chef-ready kitchen shines with quartz countertops, subway tile backsplash, white cabinetry accented with matte black hardware, stainless steel appliances, and a large pantry for all your storage needs. The family and dining areas flow seamlessly together, creating a warm and welcoming atmosphere. Upstairs are three additional bedrooms, each with its own walk-in closet, plus a full bath with a dual-sink vanity. Throughout the home, smart home technology and energy-efficient features—like a programmable thermostat and double-pane windows—provide convenience and comfort. Professional front yard landscaping completes the curb appeal. As part of the lakeside community of Gum Lake Preserve, you’ll enjoy access to walking trails, picnic areas, a fishing pier, a children’s playground, and a charming community gazebo, along with nearby shopping and dining. With quick access to I-4, both Orlando and Tampa are within easy reach. Don’t miss this opportunity to own a beautiful corner-lot home with serene sunset views — schedule your private tour today!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,194

Sqft

0.14 ac

Lot size

2

Garage

2026

Year built

Two

Levels

$199

Per sqft

Pets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Exhaust Fan · Ice Maker · Microwave · Range · Refrigerator
InteriorAttic Ventilator · Ceiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Pest Guard System · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingElectric · Exhaust Fan · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stone · Stucco
FoundationSlab
FacesSouthwest
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Lighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$40/mo
Taxes (2025)$1,074/yr
PetsYes
CommunityCommunity Boat Ramp · Dock · Fishing · Lake · Public Boat Ramp · Water Access · Waterfront · Golf Carts OK · Park · Playground · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Fiber Optics · Phone Available · Public · Sewer Connected · Street Lights · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,055 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,572
FHA mortgage insurance (est.)$193
Property tax — 2025 actual bill$90
HOA fee — from the listing$40
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,292Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,292
Interest rate6.00%
Loan term

Estimated payment

$3,055/mo

Principal & interest$2,572
FHA mortgage insurance (est.)$193
Property taxes (actual bill)$90
HOA / condo fee$40
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $437K
$366KedgeAI estimate $390,051 · range $381K$405K$454K

vs edgeAI estimate

+12%

$/sqft vs GUM LAKE PRESERVE

$199 vs $214

Days on market

318 vs 56 typical

Where $199/sqft sits among the 19 homes for sale in GUM LAKE PRESERVE

2
1 · this home
7
4
2
3
$172–186$186–201$201–216$216–230$230–245$245+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Alfred

Map of 3348 CHINOTTO DRIVE

Drive times from this address

Walt Disney World31 min
Universal Orlando41 min
Downtown Orlando47 min
Orlando Int’l Airport (MCO)52 min
Downtown Tampa58 min
Tampa Int’l Airport (TPA)69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Alfred. See the full Lake Alfred guide →

LAKE ALFRED 33850 — neighborhood snapshot

Population

9,825

Median age

43.5

Median income

$53,877

Median home value

$215,700

Avg household

2.49

Households w/ children

1,055

For the school run

Polk County School District

ElementaryWalter Caldwell Elementary School★★★★★
HighAuburndale Senior High School★★★★
MiddleLake Alfred Polytech Academy★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Alfred market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$311K$349K

Lake Alfred median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

6 of 19

GUM LAKE PRESERVE have cut their price

Median sold price, Lake Alfred, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 34% above the LAKE ALFRED 33850 median. See the full Lake Alfred market guide →

Paper trail

This home's history

CurrentPrice reduced to $436,900 $22K
Sep 25, 2025Listed at $458,900 · 318 days on market since
2026Built · GUM LAKE PRESERVE

Reality check

What actually sold near 3348 CHINOTTO DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3335 CHINOTTO DRIVESold · Jul ’26

$424,900

3335 CHINOTTO DRIVE · same community

4 bd · 2.5 ba · 2,194 sqft · $194/sqft · 291 DOM

3334 CHINOTTO DRIVESold · May ’26

$409,900

3334 CHINOTTO DRIVE · same community

4 bd · 2 ba · 2,096 sqft · $196/sqft · 248 DOM

3331 CHINOTTO DRIVESold · Dec ’25

$442,000

3331 CHINOTTO DRIVE · same community

4 bd · 2 ba · 2,096 sqft · $211/sqft · 115 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3348 CHINOTTO DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3348 CHINOTTO DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

3348 CHINOTTO DRIVE FAQs

What would the monthly payment be for 3348 CHINOTTO DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,055/mo — principal and interest, the actual property-tax bill, the $40/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3348 CHINOTTO DRIVE?+

The association fee works out to $40 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3348 CHINOTTO DRIVE?+

The most recent tax bill on record (2025) was $1,074. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3348 CHINOTTO DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Alfred?+

At $436,900, this home is listed about 21% above the Lake Alfred median of $359,990. The market section on this page shows how the area is trending.

Which schools are assigned to 3348 CHINOTTO DRIVE?+

Walter Caldwell Elementary School (elementary), Auburndale Senior High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$436,900 runs 34% above the LAKE ALFRED 33850 median — but at 2,194 sqft it's also 19% larger than the typical Lake Alfred listing.

02Time on market is leverage

318 days on market against a Lake Alfred median of 56 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $458,900, now $436,900 — a $22K cut. The full history is in the market section below.

Listing courtesy of LGI REALTY- FLORIDA, LLC · Gayle Van Wagenen. MLS #TB8431554.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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