24920 SE HIGHWAY 450, UMATILLA, FL, 32784
Active1 days on marketListed Jul 26, 2026MLS #S5154436
About this home
24920 SE HIGHWAY 450
Experience total privacy and peaceful country living on 11 breathtaking acres in Umatilla! This beautifully designed home offers the perfect blend of luxury, space, and tranquility with room to relax, entertain, and enjoy nature all around you! • Seller offering up to $30,000 toward buyer closing costs • Receive a 1-year rate buydown when using our preferred lender • Necessary furniture included with the sale lender • 20 minutes from Eaton’s Beach where you can launch your boat, enjoy waterfront dining, and experience lake life lender • 35 minutes from Juniper Springs, ranked one of the most beautiful natural springs in all of Florida Perfect opportunity for buyers seeking luxury country living with added savings! Click now to show!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
3,377
Sqft
10.54 ac
Lot size
2
Garage
2004
Year built
One
Levels
$409
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,684 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,684/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Umatilla actives
$409 vs $222
Days on market
1 vs 58 typical
Where $409/sqft sits among the 74 Umatilla actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Umatilla
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Umatilla. See the full Umatilla guide →
UMATILLA 32784 — neighborhood snapshot
Population
9,859
Median age
45.2
Median income
$69,633
Median home value
$237,300
Avg household
2.47
Households w/ children
1,175
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Umatilla market
$332K → $323K
Umatilla median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
41 of 74
Umatilla actives have cut their price
Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 376% above the UMATILLA 32784 median. See the full Umatilla market guide →
Paper trail
This home's history
Reality check
What actually sold near 24920 SE HIGHWAY 450
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$118,000
24545 SE HIGHWAY 450
3 bd · 2 ba · 2,016 sqft · $59/sqft · 12 DOM
Sold · Oct ’25$369,000
41650 THOMAS BOAT LANDING ROAD
4 bd · 2 ba · 1,920 sqft · $192/sqft · 22 DOM
Sold · Oct ’25$140,000
17080 SE 251ST TER
3 bd · 2 ba · 1,700 sqft · $82/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 24920 SE HIGHWAY 450 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 24920 SE HIGHWAY 450 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
24920 SE HIGHWAY 450 FAQs
What would the monthly payment be for 24920 SE HIGHWAY 450?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,684/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 24920 SE HIGHWAY 450?+
The most recent tax bill on record (2025) was $6,723. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Umatilla?+
At $1,380,000, this home is listed about 306% above the Umatilla median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 24920 SE HIGHWAY 450?+
Umatilla Middle School (middle), Umatilla High School (high), Umatilla Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,380,000 runs 376% above the UMATILLA 32784 median — but at 3,377 sqft it's also nearly twice the size of the typical Umatilla listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Umatilla market that averages 58 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of TOWER TEAM REALTY, LLC · Brandon Ford. MLS #S5154436.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Umatilla homes, in your inbox
Like 24920 SE HIGHWAY 450 but not quite? A daily digest of every new listing in Umatilla — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →