
38361 LAKE MEADOW COURT, UMATILLA, FL, 32784
Active60 days on marketListed Jun 12, 2026MLS #O6416576
About this home
38361 LAKE MEADOW COURT
Pre-Construction. To be built. Introducing the Woodard, a spectacular custom-designed estate by Precision Builders of Central Florida, where timeless architecture, luxury finishes, and exceptional craftsmanship come together to create an extraordinary living experience. Offering approximately 3,600 square feet of thoughtfully designed living space, this stunning single-story floor plan features 4 bedrooms, 3 bathrooms, a private office, a dedicated laundry room, and an oversized 3-car garage. The charming front elevation showcases an expansive covered front porch, abundant windows, and architectural details that create curb appeal rarely found in today's new construction. Inside, soaring ceilings and expansive living spaces define the home's open-concept design. The great room serves as the heart of the home, highlighted by oversized windows and French doors that seamlessly connect the indoor and outdoor living. High-end finishes, luxury appliances, custom craftsmanship, and premium building materials are featured throughout, creating a level of quality that is evident in every detail. Outdoor living offers an impressive 800-square-foot covered lanai, designed for year-round enjoyment and entertaining. Complete with a fully equipped outdoor kitchen and an abundance of seating and gathering space. Building with Precision Builders of Central Florida provides a personalized experience rarely found in today's market. Buyers receive a complete build plan, including selections and finishes, before construction ever begins. Precision's dedicated team oversees every aspect of the process to ensure an exceptional experience from start to finish. Choose from thoughtfully designed floor plans, customize an existing design, or create a fully custom home tailored to your unique vision. The Woodard is proposed on one of the most desirable homesites within Shoreline Ranch, a gated community offering a rare blend of privacy, space, and lake lifestyle. Situated on a sprawling one-acre pie-shaped lot at the end of a cul-de-sac, this oversized homesite provides an incredible amount of usable land and an unmatched sense of privacy. Mature trees line the rear of the property, creating a natural backdrop and beautiful views in every direction. What makes Shoreline Ranch truly unique is that you don't have to choose between a neighborhood setting and access to the water. Residents enjoy private access to Lake Dalhousie through a community boat ramp, providing easy access to one of Central Florida's most beautiful spring-fed, sandy-bottom lakes. Spend your weekends boating, fishing, paddleboarding, skiing, wakeboarding, or simply enjoying the lakefront lifestyle year-round. Conveniently located near Publix, shopping, dining, medical facilities, and the charm of Downtown Mount Dora, Shoreline Ranch offers the perfect balance of peaceful living and everyday convenience. This is a rare opportunity to build an exceptional custom home on one of the best homesites in the community. Schedule your private tour today.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,359
Sqft
1.03 ac
Lot size
3
Garage
2026
Year built
One
Levels
$447
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,084 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,084/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Umatilla actives
$447 vs $228
Days on market
60 vs 54 typical
Where $447/sqft sits among the 85 Umatilla actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Umatilla
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Umatilla. See the full Umatilla guide →
UMATILLA 32784 — neighborhood snapshot
Population
9,859
Median age
45.2
Median income
$69,633
Median home value
$237,300
Avg household
2.47
Households w/ children
1,175
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Umatilla market
$332K → $332K
Umatilla median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
39 of 85
Umatilla actives have cut their price
Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 385% above the UMATILLA 32784 median. See the full Umatilla market guide →
Paper trail
This home's history
Reality check
What actually sold near 38361 LAKE MEADOW COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$699,900
38805 RANCH GATE BOULEVARD · same community
4 bd · 2 ba · 2,039 sqft · $343/sqft · 284 DOM
Sold · Jul ’26$922,500
37306 KENNY TRAIL
3 bd · 3 ba · 3,817 sqft · $242/sqft · 42 DOM
Sold · Mar ’26$700,000
38218 SABAL WAY
4 bd · 3 ba · 3,836 sqft · $182/sqft · 89 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 38361 LAKE MEADOW COURT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 38361 LAKE MEADOW COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
38361 LAKE MEADOW COURT FAQs
What would the monthly payment be for 38361 LAKE MEADOW COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,084/mo — principal and interest, the actual property-tax bill, the $133/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 38361 LAKE MEADOW COURT?+
The association fee works out to $133 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 38361 LAKE MEADOW COURT?+
The most recent tax bill on record (2025) was $1,614. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 38361 LAKE MEADOW COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Umatilla?+
At $1,500,000, this home is listed about 301% above the Umatilla median of $374,500. The market section on this page shows how the area is trending.
Which schools are assigned to 38361 LAKE MEADOW COURT?+
Umatilla Middle School (middle), Umatilla High School (high), Umatilla Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Ken Pozek. MLS #O6416576.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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