CORD AVENUE, ST CLOUD, FL, 34772
Active1 days on marketListed Jul 20, 2026MLS #S5154066
About this home
CORD AVENUE
Discover the perfect place to build your custom dream home on this beautiful 1.32-acre partially fenced homesite in St. Cloud. Offering the ideal combination of space, privacy, and convenience, this rare property is available with a contract to build by Snow Construction. Whether you envision a spacious home, a backyard oasis, or room for all your recreational vehicles and outdoor activities, this oversized lot provides endless possibilities. Enjoy the best of Florida living with the Canal 33 boat ramp just minutes away, offering easy access to Alligator Lake and the scenic Chain of Lakes. Conveniently located near Highway 192, Narcoossee Road, and Harmony, you'll also be within easy reach of Lake Nona, Orlando International Airport, world-famous attractions, and Florida's east coast beaches. With no HOA or CDD fees, you'll have the freedom to create the home and lifestyle you've always wanted. Opportunities to own a large homesite in this desirable area are becoming increasingly rare—don't miss your chance to make your dream home a reality!
Facts & features
The home at a glance
1.32 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,155 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,155/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside St Cloud
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 61% below the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near CORD AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$235,000
3735 KAISER AVENUE
2 bd · 1 ba · 784 sqft · $300/sqft · 33 DOM
Sold · Feb ’26$255,000
3764 LA SALLE AVENUE
3 bd · 1 ba · 992 sqft · $257/sqft · 32 DOM
Sold · Apr ’26$250,000
3955 CROSLEY AVENUE
4 bd · 2.5 ba · 1,147 sqft · $218/sqft · 237 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about CORD AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for CORD AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
CORD AVENUE FAQs
What would the monthly payment be for CORD AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,155/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on CORD AVENUE?+
The most recent tax bill on record (2025) was $924. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at CORD AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $145,000, this home is listed about 66% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to CORD AVENUE?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SNOW REALTY AND INVESTMENTS INC · Tina Howes. MLS #S5154066.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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