0 CORD AVENUE, ST CLOUD, FL, 34772
Active3 days on marketListed Jul 17, 2026MLS #S5153875
About this home
0 CORD AVENUE
Pre-Construction. To be built. Beautifully crafted by Snow Construction, this brand-new custom home offers just under 2,000 square feet of thoughtfully designed living space on a spacious 1.45-acre lot. This 4-bedroom, 2-bath home features quality block construction, vaulted ceilings, and an open-concept floor plan filled with upscale finishes throughout. The stunning kitchen is the heart of the home, showcasing a massive 10-foot island, quartz countertops, stainless steel appliances including a glass-top range and microwave, and beautiful maple cabinetry with 42-inch upper cabinets, crown molding, and bump-and-stagger detailing. A generous dining area and abundant storage make this space perfect for both everyday living and entertaining. The private owner's suite features a tray ceiling, walk-in closet, and a luxurious en-suite bath with dual raised vanities, quartz countertops, a linen closet, and a separate shower. Additional highlights include an interior laundry room, a two-car garage with automatic opener, a covered rear lanai, paver entry, and attractive board-and-batten accents that enhance the home's curb appeal. Enjoy the freedom of NO HOA or CDD fees while being conveniently located near the boat ramp at Canal 33, with direct access to Alligator Lake and the beautiful chain of lakes. Conveniently located near Highway 192, Narcoossee Road, and Harmony. A short drive to Lake Nona, Orlando International Airport, Central Florida theme parks, or head east to enjoy the beaches. Please note: The virtual tour and photos are for illustrative purposes only and showcase the home's floor plan and layout. Colors, finishes, features, materials, and design selections in the actual home for sale may vary. Act now while there's still time to personalize your new home! Buyers can select interior colors, finishes, upgrade options, or even choose a different floor plan offered by the builder.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,956
Sqft
1.45 ac
Lot size
2
Garage
2026
Year built
One
Levels
$301
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,644 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,644/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+47.3%
$/sqft vs St Cloud actives
$301 vs $220
Days on market
3 vs 33 typical
Where $301/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
191 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 59% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 0 CORD AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$590,590
3664 CORD AVENUE
4 bd · 2 ba · 1,956 sqft · $302/sqft · 179 DOM
Sold · Oct ’25$390,000
3953 BAJA DRIVE
4 bd · 2 ba · 1,972 sqft · $198/sqft · 96 DOM
Sold · Apr ’26$410,000
3989 BAJA DRIVE
3 bd · 2 ba · 1,972 sqft · $208/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 0 CORD AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 0 CORD AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
0 CORD AVENUE FAQs
What would the monthly payment be for 0 CORD AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,644/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 0 CORD AVENUE?+
The most recent tax bill on record (2025) was $1,014. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Cloud?+
At $589,000, this home is listed about 39% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 0 CORD AVENUE?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SNOW REALTY AND INVESTMENTS INC · Tina Howes. MLS #S5153875.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Cloud homes, in your inbox
Like 0 CORD AVENUE but not quite? A daily digest of every new listing in St Cloud — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →