
30418 ISLAND CLUB DRIVE, DEER ISLAND, FL, 32778
Active32 days on marketListed Jul 15, 2026MLS #S5153583
About this home
30418 ISLAND CLUB DRIVE
Stunning Golf Course and Lake Views in the Exclusive Deer Island Club Community. Discover refined island living at its finest in this beautifully upgraded home on Deer Island — a secluded 400-acre paradise nestled within Florida’s renowned Harris Chain of Lakes. Offering sweeping views across the fairways of Deer Island Country Club golf course and Lake Beauclair, this residence sits in a private setting with no rear neighbors. Its unique positioning allows you to enjoy both breathtaking sunrises over the lake and vibrant sunsets across the golf course. The current owners have thoughtfully enhanced the home, creating a true move-in-ready gem. Inside, you’ll find a spacious split-bedroom layout with high ceilings and an open floor plan that feels bright and airy. Ceiling fans throughout add comfort, while a versatile bonus/flex room — currently used as a gym — offers flexible options as a home office, guest space, or additional living area. Recent upgrades include elegant chair rails, fresh interior and exterior paint, new engineered wood flooring, and a fully remodelled primary bath featuring a custom walk-in closet. All electrical switches, outlets, lights, fans and smoke detectors have been replaced, in addition to the highest quality switch & outlet plate covers. The great room has a freestanding electric fireplace, that the owners will be leaving. The tile roof has been professionally inspected and cleaned, water heater (2022), and the A/C system carries a transferable warranty through 2029 (with all ducts recently cleaned and the blower replaced). Outside, a generous driveway accommodates up to four cars and leads to the two-car garage. A screened front porch provides the perfect spot to enjoy morning coffee while watching the sunrise over Lake Beauclair. At the rear, stacking sliders open to a large screened porch overlooking the 8th fairway — an ideal space for entertaining or simply soaking in the views. The home also features modern blinds throughout, with automated electrical blinds on the great room sliders. The irrigation system has been recently upgraded with all-new sprinkler heads. Deer Island Country Club is home to Central Florida’s only island golf course—a semi-private, 18-hole championship layout designed by the legendary architect Joe Lee and opened in 1994. This unique course winds through environmentally protected wetlands with Joe Lee’s signature style: undulating greens, strategically placed visible hazards, distinctive finger-style bunkers, and multiple water features that challenge yet delight golfers of all levels. Beyond golf, the club offers superb amenities, dining at The 19th Wave, and a welcoming community atmosphere focused on the island lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,136
Sqft
0.2 ac
Lot size
2
Garage
2006
Year built
One
Levels
$252
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,010 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,010/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.8%
$/sqft vs DEER ISLAND CLUB PT REP A TR C-1
$252 vs $292
Days on market
32 vs 147 typical
Where $252/sqft sits among the 6 homes for sale in DEER ISLAND CLUB PT REP A TR C-1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Island Club, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$3,047/mo median
Live Deer Island rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Island Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Island Club is a short-term-rental community. See the full guide →
DEER ISLAND 32778 — neighborhood snapshot
Population
25,099
Median age
53.8
Median income
$61,815
Median home value
$241,500
Avg household
2.16
Households w/ children
2,209
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deer Island market
$440K → $390K
Deer Island median sold, yr/yr
90.3%
Sale-to-list ratio (12 mo)
1 of 6
DEER ISLAND CLUB PT REP A TR C-1 have cut their price
Median sold price, Deer Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 66% above the DEER ISLAND 32778 median. See the full Deer Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 30418 ISLAND CLUB DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$465,000
30501 ISLAND CLUB DRIVE · same community
2 bd · 2 ba · 1,896 sqft · $245/sqft · 163 DOM
Sold · Nov ’25$420,000
18114 EAGLES WAY · same community
3 bd · 2 ba · 1,851 sqft · $227/sqft · 7 DOM
Sold · Mar ’26$357,000
30433 ISLAND CLUB DRIVE · same community
3 bd · 2 ba · 1,786 sqft · $200/sqft · 68 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 30418 ISLAND CLUB DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 30418 ISLAND CLUB DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
30418 ISLAND CLUB DRIVE FAQs
What would the monthly payment be for 30418 ISLAND CLUB DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,010/mo — principal and interest, the actual property-tax bill, the $129/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 30418 ISLAND CLUB DRIVE?+
The association fee works out to $129 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 30418 ISLAND CLUB DRIVE?+
The most recent tax bill on record (2025) was $3,719. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 30418 ISLAND CLUB DRIVE be rented short-term?+
Yes — this home sits inside Island Club, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 30418 ISLAND CLUB DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deer Island?+
At $539,000, this home is priced right at the Deer Island median.
Which schools are assigned to 30418 ISLAND CLUB DRIVE?+
Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$539,000 runs 66% above the DEER ISLAND 32778 median.
02Zoned for nightly rentals
Island Club is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Golf Course & Water views
The golf course and water view is part of what you're buying — views hold value independently of the structure.
04The price has already moved
Listed at $549,000, now $539,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Tanya Pannett. MLS #S5153583.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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