18410 BLUE HERON CIRCLE, DEER ISLAND, FL, 32778
Active260 days on marketListed Nov 18, 2025MLS #O6361489
About this home
18410 BLUE HERON CIRCLE
Experience luxury living in this stunning Dream Finders Captiva model home situated in a highly sought-after gated golf course community in Tavares. This meticulously designed property boasts an array of upgrades, including high ceilings, 8-ft doors, and a gourmet kitchen complete with stainless steel appliances, a hood vent, pot-filler, and 42" cabinets with elegant crown molding. The spacious kitchen also features a breakfast bar and beautiful granite countertops, seamlessly overlooking a large family room, perfect for entertaining. This home is filled with modern conveniences, such as epoxy-coated garage floors, CAT5 internet wiring, mid-wall TV mounting outlets, security camera pre-wiring, and a pre-plumbed water softener system. With vinyl flooring throughout (no carpet), every detail has been thoughtfully crafted for durability and comfort. Relax in the screened patio and enjoy views of the lush surroundings. The luxurious Master suite (located on the first floor) is a true retreat, featuring a generously sized walk-in closet and an oversized master shower adorned with floor-to-ceiling tiles. Unwind in the freestanding soaking tub, surrounded by dual vanities for added convenience. Additional highlights include a large bonus room and built-in walk-in cabinetry. This home also comes equipped with solar panels, giving you the chance to enjoy significantly lower power bills. The community offers a wealth of amenities, including a pool, tennis and pickleball courts, and a stunning golf course (membership fee required). Don't miss your opportunity to own this exceptional property -schedule your private showing today! Tenant will have to qualify for the solar panels which currently are not that going to be paid off because we dropped the price tremendously.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,827
Sqft
0.2 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$177
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,033 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,033/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.8%
$/sqft vs DEER ISLAND CLUB PT REP A TR C-1
$177 vs $292
Days on market
260 vs 147 typical
Where $177/sqft sits among the 6 homes for sale in DEER ISLAND CLUB PT REP A TR C-1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Island Club, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$3,125/mo median
Live Deer Island rental listing data — this home’s rate depends on size, condition and furnishing.
The Englewood short-term market
▼ Softening44%
Occupancy
▼ 20% yr/yr
$262
Avg nightly rate
▲ 23% yr/yr
$25K/yr
Revenue per listing
$128
RevPAR
62 days
Booking lead time
7.5 nights
Avg stay
6
Typical min nights
525
Active rentals
▲ 30% supply
Seasonality — monthly occupancy
Peaks at 66% in Feb · bottoms at 28% in Sep
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Englewood — the projection above is specific to this home’s size.
Where it sits
Inside Island Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Island Club is a short-term-rental community. See the full guide →
DEER ISLAND 32778 — neighborhood snapshot
Population
25,099
Median age
53.8
Median income
$61,815
Median home value
$241,500
Avg household
2.16
Households w/ children
2,209
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deer Island market
$440K → $390K
Deer Island median sold, yr/yr
90.3%
Sale-to-list ratio (12 mo)
1 of 6
DEER ISLAND CLUB PT REP A TR C-1 have cut their price
Median sold price, Deer Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% above the DEER ISLAND 32778 median. See the full Deer Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 18410 BLUE HERON CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$1,145,000
17648 LIVE OAK DR · same community
3 bd · 4.5 ba · 3,262 sqft · $351/sqft · 230 DOM
Sold · Mar ’26$1,360,000
30321 ISLAND CLUB DRIVE · same community
5 bd · 4 ba · 3,385 sqft · $402/sqft · 56 DOM
Sold · Jul ’26$465,000
30501 ISLAND CLUB DRIVE · same community
2 bd · 2 ba · 1,896 sqft · $245/sqft · 163 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18410 BLUE HERON CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18410 BLUE HERON CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
18410 BLUE HERON CIRCLE FAQs
What would the monthly payment be for 18410 BLUE HERON CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,033/mo — principal and interest, the actual property-tax bill, the $125/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 18410 BLUE HERON CIRCLE?+
The association fee works out to $125 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 18410 BLUE HERON CIRCLE?+
The most recent tax bill on record (2025) was $7,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 18410 BLUE HERON CIRCLE be rented short-term?+
Yes — this home sits inside Island Club, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 18410 BLUE HERON CIRCLE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deer Island?+
At $499,999, this home is listed about 9% below the Deer Island median of $549,000. The market section on this page shows how the area is trending.
Which schools are assigned to 18410 BLUE HERON CIRCLE?+
Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$499,999 runs 54% above the DEER ISLAND 32778 median.
02Zoned for nightly rentals
Island Club is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03The price has already moved
Listed at $524,999, now $499,999 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY ORLANDO LLC · Courtney James. MLS #O6361489.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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