4012 SANTA MARIA DRIVE UNIT 101, KISSIMMEE, FL, 34741
Active20 days on marketListed Jul 18, 2026MLS #S5153570
About this home
4012 SANTA MARIA DRIVE UNIT 101
Welcome to this beautiful 4-bedroom, 2-bath home located in the highly sought-after Venetian gated community in Kissimmee! Offering 24-hour guard-gated security and resort-style amenities, this home combines comfort, convenience, and an exceptional lifestyle. The spacious floor plan features generous living areas, well-sized bedrooms, and plenty of natural light, making it perfect for everyday living, entertaining, or as a vacation home. The community offers a resort-style swimming pool, basketball court, tennis courts, clubhouse, playground, and beautifully maintained common areas. Ideally situated just minutes from Disney, major highways, shopping, dining, golf courses, and Orlando's top attractions, this property is perfect as a primary residence, second home, or investment opportunity. Don't miss your chance to own in one of Kissimmee's premier gated communities. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,470
Sqft
0 ac
Lot size
2005
Year built
Two
Levels
$173
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,079 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,079/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.9%
$/sqft vs Kissimmee actives
$173 vs $209
Days on market
20 vs 52 typical
Where $173/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Venetian Bay Village, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Venetian Bay Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Venetian Bay Village is a short-term-rental community. See the full guide →
Venetian Bay Village — neighborhood snapshot
Population
1,297
Median age
31
Median income
$112,679
Median home value
$362,400
Avg household
4
Households w/ children
128
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
169 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the KISSIMMEE 34741 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 4012 SANTA MARIA DRIVE UNIT 101
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$265,000
4008 SAN SABASTIAN DRIVE UNIT 107 · same community
4 bd · 3 ba · 1,470 sqft · $180/sqft · 38 DOM
Sold · Sep ’25$220,000
4005 SANTA MARIA, BLDG#47 DRIVE UNIT 106 · same community
3 bd · 2 ba · 1,296 sqft · $170/sqft · 4 DOM
Sold · May ’26$215,000
4009 VENETIAN BAY DRIVE UNIT 102
4 bd · 3 ba · 1,470 sqft · $146/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4012 SANTA MARIA DRIVE UNIT 101 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4012 SANTA MARIA DRIVE UNIT 101 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4012 SANTA MARIA DRIVE UNIT 101 FAQs
What would the monthly payment be for 4012 SANTA MARIA DRIVE UNIT 101?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,079/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4012 SANTA MARIA DRIVE UNIT 101?+
The most recent tax bill on record (2025) was $3,658. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 4012 SANTA MARIA DRIVE UNIT 101 be rented short-term?+
Yes — this home sits inside Venetian Bay Village, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 4012 SANTA MARIA DRIVE UNIT 101?+
The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $255,000, this home is listed about 33% below the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4012 SANTA MARIA DRIVE UNIT 101?+
Kissimmee Elementary School (elementary), Kissimmee Middle School (middle), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY KISSIMMEE · Zonia O'Connor, LLC. MLS #S5153570.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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