David Ramirez
Short-Term Rental Eligible
$1,850$1,9004 bd3 ba1,470 sqft$1 /sqft$173 /mo all-in ↓

4010 SANTA MARIA DRIVE UNIT 101, KISSIMMEE, FL, 34741

Active81 days on marketListed May 19, 2026MLS #S5150263

Priced 99% below the KISSIMMEE 34741 medianReduced $50Fully furnishedTownhouseVENETIAN BAY VILLAGE P3

About this home

4010 SANTA MARIA DRIVE UNIT 101

TOWNHOUSE - FURNISHED vacation home! 2 story, 4 Bedroom/3 baths, located in the GATED Resort Style community of Venetian Bay in Kissimmee. Full Kitchen • Washer & Dryer • TVs in all bedrooms • Central AC, 1 King • 2 Queen • 2 Twin • Sofa Sleeper, 3 Full bathrooms • Small patio •Amenities: Swimming Pool • Arcade/Game Room • Fitness Center • Jacuzzi/Hot Tub. CLOSE TO ALL SHOPPING and OSCEOLA PARKWAY. NO SMOKING/ SMALL PETS ONLY, NOT MORE THAN 20LBS.. Tenant(s) must get offsite mailbox for mail and packages. Linens, towels, silverware, kitchen goods are NOT included. ALL TENANTS Must be approved by HOA. $20/person BACKGROUND CHECK TO BE SUBMITTED - HOA Gate clicker - $60 Parking application - $10 Parking Permit $20 refundable

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,470

Sqft

0.05 ac

Lot size

2005

Year built

Two

Levels

$1

Per sqft

FurnishedPets allowed

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesDishwasher
InteriorCeiling Fan(s)
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

ParkingNone · Open
ExteriorLighting · Sliding Doors

Community & fees

PetsYes
CommunityFitness Center · Playground · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$173 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$11
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $65Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $65
Interest rate6.00%
Loan term

Estimated payment

$173/mo

Principal & interest$11
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Kissimmee actives

$1 vs $209

Days on market

81 vs 55 typical

Where $1/sqft sits among the 400 Kissimmee actives

0 · this home
0
56
204
101
39
$1–57$57–113$113–169$169–225$225–281$281+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Venetian Bay Village, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityVenetian Bay Village
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,100/mo median

MarketKissimmee
Annual gross at median$25,200
Gross yield on this price1362.2%
Homes for rent right now979

Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Venetian Bay Village

Map of 4010 SANTA MARIA DRIVE UNIT 101 inside its neighborhood boundary

Drive times from this address

Walt Disney World19 min
Universal Orlando24 min
Orlando Int’l Airport (MCO)27 min
Downtown Orlando28 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Venetian Bay Village is a short-term-rental community. See the full guide →

Venetian Bay Village — neighborhood snapshot

Population

1,297

Median age

31

Median income

$112,679

Median home value

$362,400

Avg household

4

Households w/ children

128

For the school run

Osceola County School District

ElementaryKissimmee Elementary School★★★★★
MiddleKissimmee Middle School★★★★
HighCelebration High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$365K$350K

Kissimmee median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

174 of 400

Kissimmee actives have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the KISSIMMEE 34741 median. See the full Kissimmee market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,850 $50
May 19, 2026Listed at $1,900 · 81 days on market since
2005Built · VENETIAN BAY VILLAGE P3

Reality check

What actually sold near 4010 SANTA MARIA DRIVE UNIT 101

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4008 SAN SABASTIAN DRIVE UNIT 107Sold · Nov ’25

$265,000

4008 SAN SABASTIAN DRIVE UNIT 107 · same community

4 bd · 3 ba · 1,470 sqft · $180/sqft · 38 DOM

4005 SANTA MARIA, BLDG#47 DRIVE UNIT 106Sold · Sep ’25

$220,000

4005 SANTA MARIA, BLDG#47 DRIVE UNIT 106 · same community

3 bd · 2 ba · 1,296 sqft · $170/sqft · 4 DOM

4009 VENETIAN BAY DRIVE UNIT 102Sold · May ’26

$215,000

4009 VENETIAN BAY DRIVE UNIT 102

4 bd · 3 ba · 1,470 sqft · $146/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4010 SANTA MARIA DRIVE UNIT 101 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4010 SANTA MARIA DRIVE UNIT 101 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

4010 SANTA MARIA DRIVE UNIT 101 FAQs

What would the monthly payment be for 4010 SANTA MARIA DRIVE UNIT 101?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Can 4010 SANTA MARIA DRIVE UNIT 101 be rented short-term?+

Yes — this home sits inside Venetian Bay Village, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 4010 SANTA MARIA DRIVE UNIT 101?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $1,850, this home is listed about 100% below the Kissimmee median of $379,395. The market section on this page shows how the area is trending.

Which schools are assigned to 4010 SANTA MARIA DRIVE UNIT 101?+

Kissimmee Elementary School (elementary), Kissimmee Middle School (middle), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the KISSIMMEE 34741 market on paper

$1,850 is 99% below the KISSIMMEE 34741 median of $219,950, and at $1/sqft it sits under the Kissimmee average of $216.

02Zoned for nightly rentals

Venetian Bay Village is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

04The price has already moved

Listed at $1,900, now $1,850 — a $50 cut. The full history is in the market section below.

Listing courtesy of A+ HOME RENTALS LLC · Arnold Austria. MLS #S5150263.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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