1020 WATERSIDE DRIVE UNIT 1020, CELEBRATION, FL, 34747
Active17 days on marketListed Jul 8, 2026MLS #S5153304
About this home
1020 WATERSIDE DRIVE UNIT 1020
Now Available for rent! Beautiful Furnished 3-story end-unit townhome-style condominium located across from the Celebration Golf Course. This spacious home features an attached 2-car garage with epoxy flooring, a first-floor den/flex space with walnut hardwood floors, and an open-concept second level with hardwood flooring throughout the living areas. The kitchen offers Silestone countertops, KraftMaid maple cherry cabinetry with glass accents, and JennAir stainless steel appliances. The third floor includes a spacious primary suite with a private bath, two additional bedrooms, and a second full bathroom. Upgraded carpet and padding in the bedrooms and stairs, along with custom interior paint, complete the home. Enjoy Celebration's exceptional amenities in addition to Siena’s private Pool and clubhouse for all Siena residents, including parks, walking and biking trails, community events, downtown shops and restaurants, and a golf course. Conveniently located near I-4, US-192, Walt Disney World Resort, and Orlando International Airport. Furniture may be available upon request. Professionally cleaned and now ready for immediate occupancy. Sorry, No Pets.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,640
Sqft
0.02 ac
Lot size
2
Garage
2001
Year built
Three Or More
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$181 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$181/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Celebration actives
$2 vs $346
Days on market
17 vs 48 typical
Where $2/sqft sits among the 76 Celebration actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Celebration
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Celebration. See the full Celebration guide →
The numbers that matter
The Celebration market
$618K → $686K
Celebration median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
41 of 76
Celebration actives have cut their price
Median sold price, Celebration, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the Celebration median. See the full Celebration market guide →
Paper trail
This home's history
Reality check
What actually sold near 1020 WATERSIDE DRIVE UNIT 1020
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$480,000
1050 WATERSIDE DRIVE UNIT 0 · same community
3 bd · 2 ba · 1,640 sqft · $293/sqft · 40 DOM
Sold · Oct ’25$325,500
1042 WATERSIDE DRIVE · same community
3 bd · 2 ba · 1,640 sqft · $198/sqft · 45 DOM
Sold · Jul ’26$295,000
1038 WATERSIDE DRIVE · same community
2 bd · 2 ba · 1,465 sqft · $201/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1020 WATERSIDE DRIVE UNIT 1020 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1020 WATERSIDE DRIVE UNIT 1020 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1020 WATERSIDE DRIVE UNIT 1020 FAQs
What would the monthly payment be for 1020 WATERSIDE DRIVE UNIT 1020?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $181/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1020 WATERSIDE DRIVE UNIT 1020?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Celebration?+
At $2,850, this home is listed about 100% below the Celebration median of $570,945. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of TONYDAVIDSHOMES.COM, LLC · Tony Davids. MLS #S5153304.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Celebration homes, in your inbox
Like 1020 WATERSIDE DRIVE UNIT 1020 but not quite? A daily digest of every new listing in Celebration — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →