
1004 WATERSIDE DRIVE UNIT 1004, CELEBRATION, FL, 34747
Active172 days on marketListed Feb 3, 2026MLS #O6379426
About this home
1004 WATERSIDE DRIVE UNIT 1004
Beautiful home located in the charming town of Celebration, a community originally envisioned by Walt Disney. The property offers stunning lake and golf course views from the front and backs onto a peaceful green conservation area, providing privacy and a serene atmosphere. Situated in a quiet, family-oriented community with restrictions against short-term rentals, this home is ideal for your Primary Residence. It features a bright, well-designed layout, a private 2 car garage, and some brand-new appliances. Celebration offers multiple clubhouses, each with swimming pools and fitness centers available to all residents. Conveniently located about just 10 minutes from Downtown Celebration very close to shopping, dining, schools, and major attractions, this home offers the perfect balance of comfort, charm, and convenience. Sold furnished. Just some very personal items do not convey. Some furniture may differ from the photos. A must see! A must buy! It will sell quickly!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,640
Sqft
0.08 ac
Lot size
2
Garage
2001
Year built
Three Or More
Levels
$311
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,951 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,951/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.6%
$/sqft vs Celebration actives
$311 vs $347
Days on market
172 vs 48 typical
Where $311/sqft sits among the 76 Celebration actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Celebration
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Celebration. See the full Celebration guide →
The numbers that matter
The Celebration market
$618K → $686K
Celebration median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
41 of 76
Celebration actives have cut their price
Median sold price, Celebration, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the Celebration median. See the full Celebration market guide →
Paper trail
This home's history
Reality check
What actually sold near 1004 WATERSIDE DRIVE UNIT 1004
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$480,000
1050 WATERSIDE DRIVE UNIT 0 · same community
3 bd · 2 ba · 1,640 sqft · $293/sqft · 40 DOM
Sold · Oct ’25$325,500
1042 WATERSIDE DRIVE · same community
3 bd · 2 ba · 1,640 sqft · $198/sqft · 45 DOM
Sold · Jul ’26$295,000
1038 WATERSIDE DRIVE · same community
2 bd · 2 ba · 1,465 sqft · $201/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1004 WATERSIDE DRIVE UNIT 1004 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1004 WATERSIDE DRIVE UNIT 1004 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1004 WATERSIDE DRIVE UNIT 1004 FAQs
What would the monthly payment be for 1004 WATERSIDE DRIVE UNIT 1004?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,951/mo — principal and interest, the actual property-tax bill, the $124/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1004 WATERSIDE DRIVE UNIT 1004?+
The association fee works out to $124 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1004 WATERSIDE DRIVE UNIT 1004?+
The most recent tax bill on record (2025) was $5,271. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1004 WATERSIDE DRIVE UNIT 1004?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Celebration?+
At $510,000, this home is listed about 11% below the Celebration median of $570,945. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Celebration market on paper
$510,000 is 11% below the Celebration median of $570,945, and at $311/sqft it sits under the Celebration average of $339.
02Garden & Golf Course views
The garden and golf course view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
172 days on market against a Celebration median of 48 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of CELEBRITY GLOBAL REALTY LLC · Valdeci Da Silva PLLC. MLS #O6379426.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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