David Ramirez
Short-Term Rental Eligible
$415,0004 bd2.5 ba2,139 sqft$194 /sqft$3,521 /mo all-in ↓

4902 PALL MALL STREET E, KISSIMMEE, FL, 34758

Active27 days on marketListed Jul 8, 2026MLS #S5153223

Est. $49K/yr short-term rental revenueSingle Family ResidenceTRAFALGAR VLG PH 3

About this home

4902 PALL MALL STREET E

Imagine owning a beautifully built 2024 home that offers the perfect combination of luxury, comfort, and outstanding investment potential! Whether you're looking for a primary residence, vacation home, or income-producing property, this exceptional 4-bedroom, 2.5-bath with 2,139 sqft, home checks every box. Designed with a bright, open-concept floor plan and split-bedroom layout, this home features generously sized rooms filled with natural light. The spacious primary suite boasts a custom-built walk-in closet with abundant storage and a luxurious oversized en-suite bathroom. At the heart of the home is a stunning gourmet kitchen featuring a grand quartz waterfall island, elegant 42-inch cabinetry, stainless steel appliances, and plenty of space for entertaining family and friends. Beautiful ceramic tile flooring flows throughout the entire home, adding style and easy maintenance. Relax and unwind on the extended covered lanai, perfect for afternoon gatherings, or enjoy your morning coffee from the inviting front balcony. The oversized two-car garage features a durable epoxy floor finish, providing both functionality and a polished look. Located in a gated, guard-controlled community packed with resort-style amenities, residents enjoy an impressive clubhouse, spectacular resort pool and spa, fitness center, business center, game room, billiards, 50-seat movie theater, basketball court, beach volleyball court, parks, BBQ areas, scenic walking trails, and a full calendar of community activities. Even better, the low HOA fee includes lawn maintenance and trash collection, and there is NO CDD. One of the property's greatest advantages is its incredible flexibility. This home is approved for short-term vacation rentals, making it an excellent opportunity to generate rental income, lease long-term, or enjoy it as your own vacation retreat while visiting Central Florida's world-famous attractions. For added convenience, the Poinciana SunRail Station is just 3.3 miles away, making commuting throughout the Orlando area simple and convenient. Don't miss this rare opportunity to own a nearly new home that offers luxury living, resort-style amenities, and exceptional investment potential. Start creating unforgettable holiday memories here, and when you're away, let your home work for you as a successful vacation rental!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,139

Sqft

0.16 ac

Lot size

2

Garage

2024

Year built

One

Levels

$194

Per sqft

Inside

FlooringPorcelain Tile
AppliancesDryer · Range · Refrigerator · Washer · Wine Refrigerator
InteriorBuilt-in Features · Kitchen/Family Room Combo · Open Floorplan · Split Bedroom · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco · Block · Concrete
FoundationSlab
FacesEast
ParkingOversized
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$278/mo
Taxes (2025)$5,479/yr
PetsBreed Restrictions
CommunityAssociation Recreation - Owned · Clubhouse · Fitness Center · Gated Community - Guard · Park · Playground · Pool · Sidewalks · Special Community Restrictions

Utilities & systems

UtilitiesPublic · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,521 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,443
FHA mortgage insurance (est.)$184
Property tax — 2025 actual bill$457
HOA fee — from the listing$278
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,525Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,525
Interest rate6.00%
Loan term

Estimated payment

$3,521/mo

Principal & interest$2,443
FHA mortgage insurance (est.)$184
Property taxes (actual bill)$457
HOA / condo fee$278
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $415K
$388KedgeAI estimate $409,328 · range $404K$420K$437K

vs edgeAI estimate

+1.4%

$/sqft vs Kissimmee actives

$194 vs $207

Days on market

27 vs 51 typical

Where $194/sqft sits among the 400 Kissimmee actives

98
115 · this home
95
43
19
30
$154–182$182–210$210–239$239–267$267–296$296+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Trafalgar Village, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$48,947/yr gross

Avg nightly rate$321
Occupancy (comp set)43%
CommunityTrafalgar Village
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,100/mo median

MarketKissimmee
Annual gross at median$25,200
Gross yield on this price6.1%
Homes for rent right now964

Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.

The Kissimmee short-term market

▼ Softening

50%

Occupancy

▼ 32% yr/yr

$296

Avg nightly rate

▲ 15% yr/yr

$35K/yr

Revenue per listing

$148

RevPAR

63 days

Booking lead time

5.5 nights

Avg stay

3

Typical min nights

10,047

Active rentals

▲ 12% supply

Seasonality — monthly occupancy

Peaks at 58% in Feb · bottoms at 38% in Jun

50%
58%
58%
56%
46%
38%
56%
49%
43%
47%
48%
50%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Kissimmee — the projection above is specific to this home’s size.

Where it sits

Inside Trafalgar Village

Map of 4902 PALL MALL STREET E inside its neighborhood boundary

Drive times from this address

Walt Disney World27 min
Universal Orlando33 min
Downtown Orlando39 min
Orlando Int’l Airport (MCO)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Trafalgar Village is a short-term-rental community. See the full guide →

Trafalgar Village — neighborhood snapshot

Population

1,996

Median age

30

Median income

$76,942

Median home value

$325,100

Avg household

4

Households w/ children

279

For the school run

Osceola County School District

ElementaryReedy Creek Elementary School★★★★★
HighPoinciana High School★★★★★
MiddleHorizon Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$365K$353K

Kissimmee median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

170 of 400

Kissimmee actives have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 60% above the KISSIMMEE 34758 median. See the full Kissimmee market guide →

Paper trail

This home's history

Jul 8, 2026Listed at $415,000 · 27 days on market since
2024Built · TRAFALGAR VLG PH 3

Reality check

What actually sold near 4902 PALL MALL STREET E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4644 DORAL PARK AVENUESold · Jun ’26

$365,000

4644 DORAL PARK AVENUE

4 bd · 2.5 ba · 2,178 sqft · $168/sqft · 11 DOM

2938 FAIRWEATHER WAYSold · Apr ’26

$365,000

2938 FAIRWEATHER WAY

4 bd · 2 ba · 2,207 sqft · $165/sqft · 51 DOM

3008 FABUS COURTSold · Apr ’26

$380,000

3008 FABUS COURT

5 bd · 2 ba · 2,207 sqft · $172/sqft · 22 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4902 PALL MALL STREET E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4902 PALL MALL STREET E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

4902 PALL MALL STREET E FAQs

What would the monthly payment be for 4902 PALL MALL STREET E?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,521/mo — principal and interest, the actual property-tax bill, the $278/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4902 PALL MALL STREET E?+

The association fee works out to $278 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4902 PALL MALL STREET E?+

The most recent tax bill on record (2025) was $5,479. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 4902 PALL MALL STREET E be rented short-term?+

Yes — this home sits inside Trafalgar Village, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 4902 PALL MALL STREET E?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $415,000, this home is listed about 10% above the Kissimmee median of $378,495. The market section on this page shows how the area is trending.

Which schools are assigned to 4902 PALL MALL STREET E?+

Reedy Creek Elementary School (elementary), Poinciana High School (high), Horizon Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of WATSON REALTY CORP · Maritza Jimenez. MLS #S5153223.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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