David Ramirez
$499,0003 bd2 ba2,022 sqft$247 /sqft$3,498 /mo all-in ↓

1924 COLUMBUS PATH, ST CLOUD, FL, 34771

Active25 days on marketListed Jun 24, 2026MLS #S5152435

New constructionSingle Family ResidenceBRACK RANCH PH 1

About this home

1924 COLUMBUS PATH

Welcome to this stunning 2025-built home in the heart of St. Cloud in the Narcoossee area, offering modern design, functional spaces, and exceptional views. This spacious residence features 3 bedrooms, 2 bathrooms, a dedicated office, and a versatile den, providing the flexibility today's families need. One of the home's most desirable features is its location—no rear neighbors and a beautiful lake view right from the front of the property, creating a peaceful setting to enjoy every day. Inside, you'll find no carpet throughout the home, offering a clean, modern look and easy maintenance. The private office provides the perfect space for working from home, studying, or managing daily tasks without sacrificing a bedroom. The spacious den creates an ideal gathering area for movie nights, a playroom, a game room, or simply a place where family and friends can spend quality time together. Conveniently located near major highways, shopping, dining, schools, and Lake Nona, this move-in-ready home combines comfort, style, and functionality in one exceptional package. Schedule your private showing today and discover everything this beautiful home

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,022

Sqft

0.14 ac

Lot size

2

Garage

2025

Year built

One

Levels

$247

Per sqft

Pets allowed

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorKitchen/Family Room Combo · Open Floorplan · Thermostat
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouthwest
ParkingNone
ExteriorNone

Community & fees

HOA fee$93/mo
Taxes (2025)$1,039/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sprinkler Recycled · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,498 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$87
HOA fee — from the listing$93
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,465
Interest rate6.00%
Loan term

Estimated payment

$3,498/mo

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$87
HOA / condo fee$93
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $499K
$457KedgeAI estimate $506,317 · range $476K$530K$551K

vs edgeAI estimate

−1.4%

$/sqft vs St Cloud actives

$247 vs $221

Days on market

25 vs 33 typical

Where $247/sqft sits among the 400 St Cloud actives

99
126
87 · this home
37
16
35
$156–192$192–228$228–264$264–300$300–335$335+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 1924 COLUMBUS PATH

Drive times from this address

Orlando Int’l Airport (MCO)32 min
Downtown Orlando36 min
Universal Orlando44 min
Walt Disney World49 min

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34771 — neighborhood snapshot

Population

31,368

Median age

38.6

Median income

$101,434

Median home value

$427,500

Avg household

3.21

Households w/ children

4,183

For the school run

Osceola County School District

ElementaryLakeview Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

189 of 400

St Cloud actives have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% above the ST CLOUD 34771 median. See the full St Cloud market guide →

Paper trail

This home's history

Jun 24, 2026Listed at $499,000 · 25 days on market since
2025Built · BRACK RANCH PH 1

Reality check

What actually sold near 1924 COLUMBUS PATH

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1972 COLUMBUS PATHSold · May ’26

$506,990

1972 COLUMBUS PATH · same community

3 bd · 2 ba · 2,033 sqft · $249/sqft · 0 DOM

1924 COLUMBUS PATHSold · Oct ’25

$490,990

1924 COLUMBUS PATH · same community

4 bd · 2 ba · 2,090 sqft · $235/sqft · 0 DOM

5472 HANOVER SQUARESold · May ’26

$495,990

5472 HANOVER SQUARE · same community

3 bd · 2 ba · 2,090 sqft · $237/sqft · 250 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1924 COLUMBUS PATH — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1924 COLUMBUS PATH — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1924 COLUMBUS PATH FAQs

What would the monthly payment be for 1924 COLUMBUS PATH?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,498/mo — principal and interest, the actual property-tax bill, the $93/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1924 COLUMBUS PATH?+

The association fee works out to $93 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1924 COLUMBUS PATH?+

The most recent tax bill on record (2025) was $1,039. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1924 COLUMBUS PATH?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $499,000, this home is listed about 17% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1924 COLUMBUS PATH?+

Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of NAIM REAL ESTATE LLC · Luis Castellano. MLS #S5152435.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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