1989 COLUMBUS PATH, ST CLOUD, FL, 34771
Active100 days on marketListed Apr 10, 2026MLS #O6398046
About this home
1989 COLUMBUS PATH
Under Construction. Discover our only Quick-delivery Magnolia plan perfectly situated on an oversized homesite! This beautifully crafted home is highlighted by impressive 9'4" first-floor ceilings and a bright open-concept design perfect for modern living. With 4 spacious Bedrooms and 3.5 Baths—including a convenient first-floor Guest Suite complete with a full Bath and walk-in closet—this home provides comfort and incredible flexibility. The covered rear Lanai extends seamlessly from the Dining area, creating the ideal setting for outdoor entertaining. Beautiful tile flooring enhances the 1st floor main living areas, while the impressive Deluxe kitchen features beautiful 42" cabinetry, quartz countertops, a large pantry closet, center island, and stainless steel appliances including a built-in double oven and cooktop. Upstairs, retreat to the luxurious Primary Suite showcasing an oversized walk-in closet and spa-like ensuite bathroom with dual sinks in adult-height vanity, quartz counters, and a walk-in shower with wall tile surround. An expansive second Family Room/Loft offers additional gathering space on the 2nd floor. Completing the home’s exterior are attractive landscaping, and a brick paver driveway and lead walk for lasting curb appeal. Enjoy amazing Community amenities including pool, playground, cabana, dog park, walking trail, and access to nearby equestrian trail. Brack Ranch is conveniently located near Shopping and Dining, with easy access to major thoroughfares.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,560
Sqft
0.18 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$211
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,754 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,754/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.5%
$/sqft vs St Cloud actives
$211 vs $221
Days on market
100 vs 33 typical
Where $211/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
189 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 1989 COLUMBUS PATH
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$519,990
1755 COLUMBUS PATH · same community
4 bd · 3.5 ba · 2,560 sqft · $203/sqft · 15 DOM
Sold · Apr ’26$549,990
1947 COLUMBUS PATH · same community
4 bd · 3.5 ba · 2,560 sqft · $215/sqft · 73 DOM
Sold · May ’26$535,990
1954 COLUMBUS PATH · same community
4 bd · 3.5 ba · 2,560 sqft · $209/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1989 COLUMBUS PATH — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1989 COLUMBUS PATH — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1989 COLUMBUS PATH FAQs
What would the monthly payment be for 1989 COLUMBUS PATH?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,754/mo — principal and interest, the actual property-tax bill, the $93/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1989 COLUMBUS PATH?+
The association fee works out to $93 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1989 COLUMBUS PATH?+
The most recent tax bill on record (2025) was $998. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1989 COLUMBUS PATH?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $539,990, this home is listed about 27% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1989 COLUMBUS PATH?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RISEWELL HOMES FLORIDA LLC · Stephen Wood. MLS #O6398046.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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