766 CARMEL LANE, KISSIMMEE, FL, 34759
Active13 days on marketListed Jul 23, 2026MLS #S5152388
About this home
766 CARMEL LANE
Bring your vision and transform this spacious 2,320 sq. ft. home into something truly special. This home offers an incredible chance to customize the well-designed Ambra floor plan in one of Central Florida's most sought-after 55+ communities. Inside, you'll find dual primary suites, each with a large en suite bathroom and generous closet space, plus an additional bedroom, full bathroom, and a flex room that can serve as a home office, hobby room, guest space, or formal dining room. The open-concept layout features a large kitchen island overlooking the living area, creating the perfect foundation for modern living and entertaining. The location is hard to beat—this home backs up to one of Solivita's many clubhouses, putting resort-style amenities just steps away, including a pool, tennis courts, pickleball courts, dining, and more. Located in Solivita, residents enjoy an active lifestyle with multiple clubhouses, fitness centers, indoor and outdoor pools, walking trails, golf, social clubs, dining options, and countless activities designed to keep every day as active or relaxing as you choose. For the buyer who can see the potential, this home presents a rare opportunity to create value in an exceptional community. Motivated sellers - bring offers!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,320
Sqft
0.22 ac
Lot size
2
Garage
2014
Year built
One
Levels
$194
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,809 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,809/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8%
$/sqft vs Kissimmee actives
$194 vs $208
Days on market
13 vs 52 typical
Where $194/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Solivita
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
Solivita — neighborhood snapshot
Population
7,195
Median age
69
Median income
$65,133
Median home value
$323,540
Avg household
2
Households w/ children
196
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
163 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 122% above the KISSIMMEE 34759 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 766 CARMEL LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$450,000
314 MONTECITO PLACE · same community
3 bd · 3 ba · 2,307 sqft · $195/sqft · 18 DOM
Sold · Feb ’26$397,500
670 CARMEL LANE · same community
2 bd · 2.5 ba · 2,343 sqft · $170/sqft · 134 DOM
Sold · Feb ’26$380,000
650 CARMEL LANE · same community
3 bd · 2 ba · 2,352 sqft · $162/sqft · 98 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 766 CARMEL LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 766 CARMEL LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
766 CARMEL LANE FAQs
What would the monthly payment be for 766 CARMEL LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,809/mo — principal and interest, the actual property-tax bill, the $432/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 766 CARMEL LANE?+
The association fee works out to $432 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 766 CARMEL LANE?+
The most recent tax bill on record (2025) was $4,422. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 766 CARMEL LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $450,000, this home is listed about 19% above the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 766 CARMEL LANE?+
Palmetto Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CORCORAN CONNECT LLC · Amy Berland. MLS #S5152388.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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