313 SANTA BARBARA LANE, KISSIMMEE, FL, 34759
Active379 days on marketListed Jul 25, 2025MLS #S5131195
About this home
313 SANTA BARBARA LANE
One or more photo(s) has been virtually staged. PRICE REDUCTION ON THIS GREAT WATER and CONSERVATION VIEW HOME! Seller will give $5,000 cash credit for closing cost and a NEW Roof has just installed! Welcome to this exceptional 2-bedroom, 2.5-bath home located on a quiet cul-de-sac near the Palms Resort Amenities Center. This highly desirable Coconut Grove model offers the perfect blend of privacy, space, and Florida charm—complete with tranquil water and conservation views. Step through the arched courtyard entry and into the screened porch, where a beautiful leaded glass door opens into a light-filled, open-concept living space. The chef’s kitchen features abundant counter and cabinet space, along with a cozy breakfast nook that frames serene backyard views. The spacious living and dining areas flow effortlessly into the Florida room, ideal for relaxing or entertaining. The primary suite is generously sized and features walk-in closets, an en-suite bath with split vanities, a soaking tub, and a separate shower with built-in seat. The guest bedroom and bath are thoughtfully positioned on the opposite side of the home, providing privacy for visitors. Enjoy the outdoors year-round on the oversized screened and covered lanai, offering peaceful, private views of the water and conservation beyond. Additional highlights include: Den/study or flex space. Lush, custom landscaping for outstanding curb appeal. 2-car garage with extra storage space, and a convenient half bath for guests. This beautiful home combines comfort, functionality, and a premier location. Solivita is renowned for its vibrant 55+ community, offering an array of activities and amenities tailored to active adults. Whether you’re enjoying a round of golf, engaging in fitness classes, or simply strolling along scenic walking paths, this neighborhood promotes an active and fulfilling lifestyle with over 200 clubs, sports, and activities to choose from. Enjoy the community’s clubhouse, softball field, 14 swimming pools, an indoor walking track, and much more. Every day offers something new to explore and enjoy! This home also features easy access to nearby shops, dining, and health care, offering the perfect balance of privacy and lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
2,343
Sqft
0.25 ac
Lot size
2
Garage
2006
Year built
One
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,742 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,742/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.6%
$/sqft vs Kissimmee actives
$190 vs $209
Days on market
379 vs 55 typical
Where $190/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Solivita
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
Solivita — neighborhood snapshot
Population
7,195
Median age
69
Median income
$65,133
Median home value
$323,540
Avg household
2
Households w/ children
196
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
175 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 102% above the KISSIMMEE 34759 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 313 SANTA BARBARA LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$397,500
670 CARMEL LANE · same community
2 bd · 2.5 ba · 2,343 sqft · $170/sqft · 134 DOM
Sold · Feb ’26$380,000
650 CARMEL LANE · same community
3 bd · 2 ba · 2,352 sqft · $162/sqft · 98 DOM
Sold · Nov ’25$450,000
314 MONTECITO PLACE · same community
3 bd · 3 ba · 2,307 sqft · $195/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 313 SANTA BARBARA LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 313 SANTA BARBARA LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
313 SANTA BARBARA LANE FAQs
What would the monthly payment be for 313 SANTA BARBARA LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,742/mo — principal and interest, the actual property-tax bill, the $441/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 313 SANTA BARBARA LANE?+
The association fee works out to $441 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 313 SANTA BARBARA LANE?+
The most recent tax bill on record (2024) was $3,895. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 313 SANTA BARBARA LANE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $445,000, this home is listed about 17% above the Kissimmee median of $379,395. The market section on this page shows how the area is trending.
Which schools are assigned to 313 SANTA BARBARA LANE?+
Palmetto Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$445,000 runs 102% above the KISSIMMEE 34759 median — but at 2,343 sqft it's also 29% larger than the typical Kissimmee listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
379 days on market against a Kissimmee median of 55 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $473,900, now $445,000 — a $29K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PELLEGO, LLC · Stan Wilson. MLS #S5131195.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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