
1620 TEXAS AVENUE, SUMTERVILLE, FL, 33585
Active69 days on marketListed May 27, 2026MLS #S5150692
About this home
1620 TEXAS AVENUE
Motivated owner seeking to sell this lovely move-in-ready, Ryan Homes Mahogany floor plan model, which is no longer available new in this community by the builder, is in a desirable location with low HOA fees, no CDD, and provides for an exceptional value and an affordable Florida lifestyle. Situated on a premium homesite with no rear neighbors and no neighbor to the right, this well-maintained one-story home offers privacy, comfort, and everyday convenience. The property is fully fenced and includes drainage gutters around the home, while the open-concept floor plan features 3 bedrooms and 2 bathrooms, and is ideal for both daily living and entertaining. The gourmet kitchen serves as the heart of the home, with a large center island, abundant cabinetry, and included appliances. The spacious great room flows directly to the owner- installed covered privacy screened lanai, creating a seamless indoor-outdoor living area. The owner suite includes a spacious walk-in closet and an en-suite bath with a walk-in shower. Two additional bedrooms and a full guest bath provide flexibility for family, guests, or a home office. Residents enjoy community amenities such as a resort-style pool, cabana, and more than three acres of green space in a peaceful neighborhood setting. Outdoor enthusiasts will appreciate nearby Lake Griffin State Park and Lake Panasoffkee, which offer fishing, boating, kayaking, horseback riding, and a multitude of nature trails. The Villages, schools, shopping, dining, and everyday conveniences are just 10 minutes away. I-75 and the Florida Turnpike are also short drives from the home and provide direct routes to Orlando, Tampa, and Gainesville. With ongoing community and proximity expansion of The Villages, this nearly new affordable home comes complete with active two- and ten-year warranties. If this well- kept home has peaked an interest, don’t hesitate to schedule a viewing or initiate the home purchase process.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,452
Sqft
0.13 ac
Lot size
2
Garage
2025
Year built
One
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,895 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,895/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17.2%
$/sqft vs Sumterville actives
$183 vs $181
Days on market
69 vs 38 typical
Where $183/sqft sits among the 21 Sumterville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sumterville
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sumterville. See the full Sumterville guide →
SUMTERVILLE 33585 — neighborhood snapshot
Population
1,424
Median age
39.2
Median income
$80,972
Median home value
$213,900
Avg household
2.97
Households w/ children
144
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sumterville market
$284K → $380K
Sumterville median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
5 of 21
Sumterville actives have cut their price
Median sold price, Sumterville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% below the SUMTERVILLE 33585 median. See the full Sumterville market guide →
Paper trail
This home's history
Reality check
What actually sold near 1620 TEXAS AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$255,482
1573 TEXAS AVENUE
3 bd · 2 ba · 1,452 sqft · $176/sqft · 49 DOM
Sold · Apr ’26$251,075
1569 TEXAS AVENUE
3 bd · 2 ba · 1,452 sqft · $173/sqft · 49 DOM
Sold · Aug ’25$262,170
2158 TENNESSEE STREET
3 bd · 2 ba · 1,452 sqft · $181/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1620 TEXAS AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1620 TEXAS AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1620 TEXAS AVENUE FAQs
What would the monthly payment be for 1620 TEXAS AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,895/mo — principal and interest, the actual property-tax bill, the $45/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1620 TEXAS AVENUE?+
The association fee works out to $45 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1620 TEXAS AVENUE?+
The most recent tax bill on record (2025) was $156. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1620 TEXAS AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sumterville?+
At $265,000, this home is listed about 13% below the Sumterville median of $305,445. The market section on this page shows how the area is trending.
Which schools are assigned to 1620 TEXAS AVENUE?+
Lake Panasoffkee Elementary School (elementary), South Sumter Middle School (middle) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SUMTERVILLE 33585 market on paper
$265,000 is 22% below the SUMTERVILLE 33585 median of $339,400, and at $183/sqft it sits under the Sumterville average of $272.
02Strong assigned schools
Lake Panasoffkee Elementary School, South Sumter Middle School — South Sumter Middle School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $298,900, now $265,000 — a $34K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of JASON MITCHELL REAL ESTATE FLO · David Hartigan. MLS #S5150692.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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