David Ramirez
$309,900$315,0004 bd2 ba1,722 sqft$180 /sqft$2,499 /mo all-in ↓

2192 OKLAHOMA DRIVE, SUMTERVILLE, FL, 33585

Active51 days on marketListed Jun 3, 2026MLS #G5113181

Priced 5% below the SUMTERVILLE 33585 medianReduced $5KSingle Family ResidenceSUMTER VILLAS PH FOUR

About this home

2192 OKLAHOMA DRIVE

Priced adjusted to get your attention. This home requires you to come see it in person to fully appreciate the upgrades. It offers so much more than meets the eye or than we can really convey in marketing remarks. The location in the community alone is worth the drive to come see it. Very easy to show…Call today! Are you tired of finding the perfect new construction home only to realize you’re still responsible for the fence, the window treatments, the ceiling fans, the landscaping, and all the other expenses that somehow show up after closing? You’re not alone. For many buyers, it’s not the purchase price that becomes overwhelming. It’s the realization that moving in is only the beginning. This Ryan Homes Mahogany model in Sumter Villas offers the best part of buying newer construction without many of the headaches that often come with it. Situated along the southern edge of the community, just a few homes from the south entrance, this property sits on a larger homesite than many of the original builds and features a fully fenced backyard with no rear neighbors. A rare double-gated access point from the paved road behind the property also makes boat or trailer parking far easier than many neighborhood homes can accommodate. The result is a backyard that feels more functional, more private, and more usable than many buyers expect to find in a subdivision setting. Go ahead and let the dog out. Inside, the home presents like new. A custom board-and-batten accented entryway leads to three bedrooms, two bathrooms, and an open-concept living space designed for everyday life. Natural light fills the home, while upgraded fixtures, ceiling fans, window treatments, established landscaping, and a finished garage help separate this property from a standard builder package. The kitchen serves as the heart of the home with white cabinetry, granite countertops, stainless steel appliances, a walk-in pantry, and a large center island overlooking the living and dining areas. The primary bedroom is generously sized and enjoys views of the fenced backyard. At Sumter Villas, residents enjoy a community pool, clubhouse, dog park, sidewalks, and a low HOA without the added burden of a CDD. Conveniently located near The Villages and Middleton, you’ll have easy access to shopping, dining, schools, medical facilities, employment centers, and everyday conveniences. Perhaps the biggest surprise about this home is what’s missing. No construction delays. No upgrade decisions. No waiting on contractors. No spending months finishing what the builder started. Instead, you’ll find a newer home where the upgrades are already complete, the backyard is already fenced, and your weekends can be spent enjoying your home rather than working on it. This is the kind of home buyers hope to find when they start their search: newer construction, move-in ready condition, privacy where it matters, and improvements already completed. Owner occupied and shown by appointment only, but very easy to see. If this sounds like the solution you’ve been looking for, come see it for yourself.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,722

Sqft

0.14 ac

Lot size

2

Garage

2024

Year built

One

Levels

$180

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Stone Counters · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorPrivate Yard · Sliding Doors

Community & fees

HOA fee$45/mo
Taxes (2025)$3,997/yr
PetsYes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Dog Park · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,499 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,824
FHA mortgage insurance (est.)$137
Property tax — 2025 actual bill$333
HOA fee — from the listing$45
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,847Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,847
Interest rate6.00%
Loan term

Estimated payment

$2,499/mo

Principal & interest$1,824
FHA mortgage insurance (est.)$137
Property taxes (actual bill)$333
HOA / condo fee$45
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $310K
$245KedgeAI estimate $278,322 · range $255K$296K$322K

vs edgeAI estimate

+11.3%

$/sqft vs Sumterville actives

$180 vs $199

Days on market

51 vs 55 typical

Where $180/sqft sits among the 16 Sumterville actives

12 · this home
2
0
0
0
2
$131–259$259–387$387–516$516–644$644–772$772+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sumterville

Map of 2192 OKLAHOMA DRIVE

Drive times from this address

Downtown Orlando63 min
Universal Orlando66 min
Downtown Tampa68 min
Walt Disney World73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sumterville. See the full Sumterville guide →

SUMTERVILLE 33585 — neighborhood snapshot

Population

1,424

Median age

39.2

Median income

$80,972

Median home value

$213,900

Avg household

2.97

Households w/ children

144

For the school run

Sumter County School District

ElementaryLake Panasoffkee Elementary School★★★★★
MiddleSouth Sumter Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sumterville market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$295K$400K

Sumterville median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

5 of 16

Sumterville actives have cut their price

Median sold price, Sumterville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% below the SUMTERVILLE 33585 median. See the full Sumterville market guide →

Paper trail

This home's history

CurrentPrice reduced to $309,900 $5K
Jun 3, 2026Listed at $315,000 · 51 days on market since
2024Built · SUMTER VILLAS PH FOUR

Reality check

What actually sold near 2192 OKLAHOMA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1597 TEXAS AVENUESold · Feb ’26

$268,000

1597 TEXAS AVENUE

4 bd · 2 ba · 1,722 sqft · $156/sqft · 36 DOM

1589 TEXAS AVENUESold · Jan ’26

$278,166

1589 TEXAS AVENUE

4 bd · 2 ba · 1,722 sqft · $162/sqft · 32 DOM

1607 TEXAS AVENUESold · Apr ’26

$258,022

1607 TEXAS AVENUE

4 bd · 2 ba · 1,722 sqft · $150/sqft · 49 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2192 OKLAHOMA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2192 OKLAHOMA DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2192 OKLAHOMA DRIVE FAQs

What would the monthly payment be for 2192 OKLAHOMA DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,499/mo — principal and interest, the actual property-tax bill, the $45/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2192 OKLAHOMA DRIVE?+

The association fee works out to $45 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2192 OKLAHOMA DRIVE?+

The most recent tax bill on record (2025) was $3,997. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2192 OKLAHOMA DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sumterville?+

At $309,900, this home is listed about 3% above the Sumterville median of $299,500. The market section on this page shows how the area is trending.

Which schools are assigned to 2192 OKLAHOMA DRIVE?+

Lake Panasoffkee Elementary School (elementary), South Sumter Middle School (middle) — Sumter County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the SUMTERVILLE 33585 market on paper

$309,900 is 5% below the SUMTERVILLE 33585 median of $327,450, and at $180/sqft it sits under the Sumterville average of $274.

02Strong assigned schools

Lake Panasoffkee Elementary School, South Sumter Middle School — South Sumter Middle School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $315,000, now $309,900 — a $5K cut. The full history is in the market section below.

Listing courtesy of CONNIE MAHAN REAL ESTATE GROUP · Connie Mahan. MLS #G5113181.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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