David Ramirez
Short-Term Rental Eligible
$220,0002 bd2 ba1,270 sqft$173 /sqft$1,660 /mo all-in ↓

313 EAGLE RIDGE DRIVE UNIT 313, DAVENPORT, FL, 33837

Active59 days on marketListed May 27, 2026MLS #S5150613

Priced 31% below the DAVENPORT 33837 medianCondominiumGALLERY AT RIDGEWOOD LAKES A CONDO PH 02

About this home

313 EAGLE RIDGE DRIVE UNIT 313

One or more photo(s) has been virtually staged. Located in the gated community of Ridgewood Lakes, this beautifully updated 2 bedroom/2 bathroom condo with a premium view is a must see. The living room offers vaulted ceilings and large sliding doors that take you to a peaceful retreat-like screened-in lanai with a golf course and water view. The large kitchen offers stainless steel appliances, granite countertops and lots of storage space. The primary bedroom features a fantastic water view to wake up to. The primary bathroom suite offers lots of counter space with granite countertops, an updated tiled shower, a linen closet and a large walk-in closet. The second bedroom also features the water view. You will find the guest bathroom off of the hallway. The upgrades include porcelain tile floors throughout, upgraded lighting and ceiling fans. The one car garage off of the kitchen includes the washer and dryer. This unit is located just across from the community screened-in pool. The $425 semi-annual HOA fee provides 24x7 staffed security gate and master association-owned private road maintenance. Adjacent to the 18-hole White Heron Golf Club. Within Ridgewood Lakes gated community, the amenities include tennis and pickleball courts and miles of biking and walking trails. Located conveniently to shopping at Posner Park (4 miles), Disney World, Universal Studios, Orlando & Central FL entertainment nearby. Easy access to I-4, medical facilities, airports & Sunrail Station. Advent Health hospital is 3 miles away.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,270

Sqft

0.04 ac

Lot size

1

Garage

2000

Year built

One

Levels

$173

Per sqft

Golf Course & Water viewPets allowed

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · In Garage · Same Floor As Condo Unit · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewGolf Course · Water
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorRain Gutters

Community & fees

Taxes (2025)$1,285/yr
PetsCats OK, Dogs OK, Yes
CommunityCommunity Mailbox · Deed Restrictions · Gated Community - Guard · Golf Carts OK · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,660 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,295
FHA mortgage insurance (est.)$97
Property tax — 2025 actual bill$107
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,700
Interest rate6.00%
Loan term

Estimated payment

$1,660/mo

Principal & interest$1,295
FHA mortgage insurance (est.)$97
Property taxes (actual bill)$107
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $220K
$168KedgeAI estimate $180,164 · range $175K$199K$229K

vs edgeAI estimate

+22.1%

$/sqft vs Davenport actives

$173 vs $191

Days on market

59 vs 42 typical

Where $173/sqft sits among the 400 Davenport actives

55
102 · this home
86
65
48
44
$148–165$165–183$183–200$200–217$217–234$234+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Ridgewood Lakes Village, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityRidgewood Lakes Village
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,295/mo median

MarketDavenport
Annual gross at median$27,540
Gross yield on this price12.5%
Homes for rent right now587

Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.

The Florida short-term market

▼ Softening

46%

Occupancy

▼ 35% yr/yr

$302

Avg nightly rate

▲ 16% yr/yr

$31K/yr

Revenue per listing

$138

RevPAR

70 days

Booking lead time

5.9 nights

Avg stay

3

Typical min nights

3,730

Active rentals

▲ 7% supply

Seasonality — monthly occupancy

Peaks at 55% in Mar · bottoms at 36% in Jun

40%
53%
55%
53%
42%
36%
55%
46%
38%
41%
41%
44%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Florida — the projection above is specific to this home’s size.

Where it sits

Inside Ridgewood Lakes Village

Map of 313 EAGLE RIDGE DRIVE UNIT 313 inside its neighborhood boundary

Drive times from this address

Walt Disney World26 min
Universal Orlando36 min
Downtown Orlando42 min
Orlando Int’l Airport (MCO)46 min
Downtown Tampa65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Ridgewood Lakes Village is a short-term-rental community. See the full guide →

Ridgewood Lakes Village — neighborhood snapshot

Population

3,034

Median age

53

Median income

$70,380

Median home value

$328,641

Avg household

3

Households w/ children

303

For the school run

Polk County School District

ElementaryHorizons Elementary School★★★★
HighRidge Community High School★★★★
MiddleShelley S. Boone Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketLeans buyer8.6 months of inventoryBuyer’s market

$342K$363K

Davenport median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

161 of 400

Davenport actives have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% below the DAVENPORT 33837 median. See the full Davenport market guide →

Paper trail

This home's history

May 27, 2026Listed at $220,000 · 59 days on market since
2000Built · GALLERY AT RIDGEWOOD LAKES A CONDO PH 02

Reality check

What actually sold near 313 EAGLE RIDGE DRIVE UNIT 313

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

245 FITZGERALD LANESold · Jun ’26

$275,000

245 FITZGERALD LANE

2 bd · 2 ba · 1,388 sqft · $198/sqft · 108 DOM

1111 HIGH VISTA DRIVESold · Oct ’25

$260,000

1111 HIGH VISTA DRIVE

3 bd · 2 ba · 1,415 sqft · $184/sqft · 85 DOM

1010 HIGH VISTA DRIVESold · Jul ’25

$269,000

1010 HIGH VISTA DRIVE

3 bd · 2 ba · 1,422 sqft · $189/sqft · 107 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 313 EAGLE RIDGE DRIVE UNIT 313 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 313 EAGLE RIDGE DRIVE UNIT 313 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

313 EAGLE RIDGE DRIVE UNIT 313 FAQs

What would the monthly payment be for 313 EAGLE RIDGE DRIVE UNIT 313?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,660/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 313 EAGLE RIDGE DRIVE UNIT 313?+

The most recent tax bill on record (2025) was $1,285. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 313 EAGLE RIDGE DRIVE UNIT 313 be rented short-term?+

Yes — this home sits inside Ridgewood Lakes Village, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 313 EAGLE RIDGE DRIVE UNIT 313?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $220,000, this home is listed about 43% below the Davenport median of $388,995. The market section on this page shows how the area is trending.

Which schools are assigned to 313 EAGLE RIDGE DRIVE UNIT 313?+

Horizons Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the DAVENPORT 33837 market on paper

$220,000 is 31% below the DAVENPORT 33837 median of $320,000, and at $173/sqft it sits under the Davenport average of $196.

02Zoned for nightly rentals

Ridgewood Lakes Village is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Golf Course & Water views

The golf course and water view is part of what you're buying — views hold value independently of the structure.

Listing courtesy of RIDGE REALTY GROUP LLC · Linda Spence. MLS #S5150613.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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