414 EAGLE RIDGE DRIVE UNIT 414, DAVENPORT, FL, 33837
Active178 days on marketListed Jan 29, 2026MLS #S5142580
About this home
414 EAGLE RIDGE DRIVE UNIT 414
SELLER MOTIVATED – NOW OFFERING THIS CONDO FULLY FURNISHED! MOVE-IN READY! Why wait? This beautifully updated 2-bedroom, 2-bath ground-floor end-unit in the sought-after Gallery Condominiums at Ridgewood Lakes is an incredible opportunity for a full-time residence, seasonal retreat, or investment property. Perfectly situated on a quiet cul-de-sac overlooking the Eagle Ridge/White Heron Golf Course, this home offers peaceful golf course views from the private screened porch, all beneath the shade of a majestic oak tree. Inside, you'll love the bright, open floor plan with vaulted ceilings, oversized windows, and abundant natural light. The remodeled kitchen features stainless steel appliances, a center island, eat-in dining area, and pantry, making it ideal for entertaining or everyday living. Both bathrooms have been tastefully updated, including a walk-in shower with a grab bar for added convenience. Step outside and enjoy the heated community pool, located just steps from your front door. Residents also enjoy miles of scenic walking and biking trails throughout the gated Ridgewood Lakes community. The White Heron Golf Club is open to the public and features an 18-hole championship course, pro shop, and restaurant. Tennis and pickleball courts are nearby, and you're just minutes from shopping, dining, medical facilities, major highways, and world-famous attractions including Disney. The seller is motivated and has made this opportunity even better by offering the home fully furnished—just bring your suitcase and start enjoying the Florida lifestyle! Don't miss one of the best values in Ridgewood Lakes. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,270
Sqft
0.03 ac
Lot size
1
Garage
1996
Year built
One
Levels
$165
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,627 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,627/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.6%
$/sqft vs Davenport actives
$165 vs $189
Days on market
178 vs 42 typical
Where $165/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Ridgewood Lakes Village, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,295/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
The Florida short-term market
▼ Softening46%
Occupancy
▼ 35% yr/yr
$302
Avg nightly rate
▲ 16% yr/yr
$31K/yr
Revenue per listing
$138
RevPAR
70 days
Booking lead time
5.9 nights
Avg stay
3
Typical min nights
3,730
Active rentals
▲ 7% supply
Seasonality — monthly occupancy
Peaks at 55% in Mar · bottoms at 36% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Florida — the projection above is specific to this home’s size.
Where it sits
Inside Ridgewood Lakes Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Ridgewood Lakes Village is a short-term-rental community. See the full guide →
Ridgewood Lakes Village — neighborhood snapshot
Population
3,034
Median age
53
Median income
$70,380
Median home value
$328,641
Avg household
3
Households w/ children
303
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$342K → $363K
Davenport median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
163 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% below the DAVENPORT 33837 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 414 EAGLE RIDGE DRIVE UNIT 414
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$275,000
245 FITZGERALD LANE
2 bd · 2 ba · 1,388 sqft · $198/sqft · 108 DOM
Sold · Oct ’25$260,000
1111 HIGH VISTA DRIVE
3 bd · 2 ba · 1,415 sqft · $184/sqft · 85 DOM
Sold · Sep ’25$325,000
108 LA CRESTA COURT
3 bd · 2 ba · 1,435 sqft · $226/sqft · 194 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 414 EAGLE RIDGE DRIVE UNIT 414 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 414 EAGLE RIDGE DRIVE UNIT 414 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
414 EAGLE RIDGE DRIVE UNIT 414 FAQs
What would the monthly payment be for 414 EAGLE RIDGE DRIVE UNIT 414?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,627/mo — principal and interest, the actual property-tax bill, the $54/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 414 EAGLE RIDGE DRIVE UNIT 414?+
The association fee works out to $54 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 414 EAGLE RIDGE DRIVE UNIT 414?+
The most recent tax bill on record (2025) was $1,002. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 414 EAGLE RIDGE DRIVE UNIT 414 be rented short-term?+
Yes — this home sits inside Ridgewood Lakes Village, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 414 EAGLE RIDGE DRIVE UNIT 414?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $210,000, this home is listed about 46% below the Davenport median of $388,995. The market section on this page shows how the area is trending.
Which schools are assigned to 414 EAGLE RIDGE DRIVE UNIT 414?+
Horizons Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the DAVENPORT 33837 market on paper
$210,000 is 34% below the DAVENPORT 33837 median of $320,458, and at $165/sqft it sits under the Davenport average of $196.
02Zoned for nightly rentals
Ridgewood Lakes Village is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
04Time on market is leverage
178 days on market against a Davenport median of 42 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $240,000, now $210,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of JASON MITCHELL REAL ESTATE FLO · Shanna Hathaway. MLS #S5142580.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Davenport homes, in your inbox
Like 414 EAGLE RIDGE DRIVE UNIT 414 but not quite? A daily digest of every new listing in Davenport — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →