313 OAK STREET, AUBURNDALE, FL, 33823
Active84 days on marketListed May 2, 2026MLS #S5149089
About this home
313 OAK STREET
Welcome to this beautifully maintained 3-bedroom, 2-bathroom home built in 2017—where modern comfort, efficiency, and style come together effortlessly. From the moment you arrive, you’ll notice the pride of ownership and thoughtful design that makes this property truly stand out. **NO HOA OR CDD** Step inside to discover a bright and open floor plan, perfect for both everyday living and entertaining. The spacious living area flows seamlessly into the dining space and a well-appointed kitchen, creating a warm and inviting atmosphere for gatherings with family and friends. The kitchen features contemporary finishes, ample cabinetry, and generous counter space—ideal for cooking, hosting, or simply enjoying your morning coffee. The primary suite offers a private retreat, complete with a spacious layout, walk-in closet, and an en-suite bathroom designed for relaxation. The additional two bedrooms are comfortably sized and versatile—perfect for family, guests, or even a home office. One of the standout features of this home is its energy-efficient solar panel system, helping you save on utility costs while embracing sustainable living. Combined with the newer construction, this home offers peace of mind with updated systems and modern building standards and water filtration system. Outside, enjoy a well-kept yard with plenty of space for outdoor activities, gardening, or future customization. Whether you’re hosting a weekend barbecue or unwinding after a long day, this outdoor space adds to the home’s overall charm and livability. Located in a desirable area, this home offers convenient access to shopping, dining, schools, and major roadways—making your daily commute and errands simple and stress-free. If you’re looking for a move-in-ready home that blends comfort, efficiency, and modern appeal, this is the one you’ve been waiting for. Don’t miss the opportunity to make it yours.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,163
Sqft
0.21 ac
Lot size
1
Garage
2017
Year built
One
Levels
$236
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,072 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,072/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.1%
$/sqft vs AUBURNDALE HEIGHTS
$236 vs $194
Days on market
84 vs 50 typical
Where $236/sqft sits among the 6 homes for sale in AUBURNDALE HEIGHTS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Auburndale Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Auburndale. See the full Auburndale guide →
Auburndale Heights — neighborhood snapshot
Population
777
Median age
31
Median income
$50,089
Median home value
$116,800
Avg household
3
Households w/ children
93%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Auburndale market
$316K → $335K
Auburndale median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
5 of 6
AUBURNDALE HEIGHTS have cut their price
Median sold price, Auburndale, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the AUBURNDALE 33823 median. See the full Auburndale market guide →
Paper trail
This home's history
Reality check
What actually sold near 313 OAK STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$182,000
514 WALNUT STREET · same community
3 bd · 2 ba · 1,104 sqft · $165/sqft · 43 DOM
Sold · Jul ’26$75,000
518 ORANGE STREET · same community
3 bd · 1 ba · 1,049 sqft · $71/sqft · 18 DOM
Sold · Mar ’26$215,000
516 WALNUT STREET · same community
2 bd · 2 ba · 912 sqft · $236/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 313 OAK STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 313 OAK STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
313 OAK STREET FAQs
What would the monthly payment be for 313 OAK STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,072/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 313 OAK STREET?+
The most recent tax bill on record (2025) was $2,130. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Auburndale?+
At $274,000, this home is listed about 23% below the Auburndale median of $355,000. The market section on this page shows how the area is trending.
Which schools are assigned to 313 OAK STREET?+
Auburndale Central Elementary School (elementary), Jere L. Stambaugh Middle (middle), Auburndale Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Auburndale homes, in your inbox
Like 313 OAK STREET but not quite? A daily digest of every new listing in Auburndale — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →