520 LEMON STREET, AUBURNDALE, FL, 33823
Active89 days on marketListed Apr 27, 2026MLS #O6401808
About this home
520 LEMON STREET
Searching for a move-in ready 4-bed home in Auburndale with modern finishes, no HOA, and easy access to Central Florida attractions? This beautifully maintained 2022 single family residence at 520 Lemon Street delivers functional living space, updated interiors, and a prime location near parks, lakes, shopping, and major commuter routes. Welcome to this beautifully maintained 4-bed single family home in Auburndale located in the desirable Auburndale Heights area of Central Florida. Built in 2022, this move-in ready home offers 4 spacious bedrooms, 2 full bathrooms, a 2-car garage, and a functional open layout designed for comfortable everyday living. updated kitchen finishes, updated bathrooms, durable flooring, and contemporary design elements throughout create a clean, inviting atmosphere ideal for first-time homebuyers, growing households, or investors seeking a home with no HOA restrictions. The open-concept living and dining areas provide flexible space for entertaining and daily life, while the spacious driveway and attached garage add convenience and storage. As a home buyers you can enjoy the benefits of modern construction, energy efficiency, and lower maintenance needs. Located in the heart of Auburndale, this property offers convenient access to Polk Parkway and I-4, making commutes to Lakeland, Tampa, and Orlando simple and efficient. Nearby outdoor destinations include Lake Myrtle Sports Park, Auburndale TECO Trail, Lake Ariana Park, Mackay Gardens and Lakeside Preserve, and Circle B Bar Reserve for nature lovers and outdoor recreation. Shopping, dining, and entertainment are just minutes away in Downtown Auburndale, Lakeland, and Winter Haven, including attractions like LEGOLAND Florida Resort and International Market World. Positioned within the Polk County Public Schools district and close to everyday conveniences, this home combines location, value, and lifestyle in one attractive package. Buyers looking for a newer 4-bed single family home in Auburndale with no HOA and easy access to Central Florida destinations will appreciate everything this property has to offer. Schedule your private showing today.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,851
Sqft
0.19 ac
Lot size
2
Garage
2022
Year built
One
Levels
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,604 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,604/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.7%
$/sqft vs AUBURNDALE HEIGHTS
$176 vs $194
Days on market
89 vs 50 typical
Where $176/sqft sits among the 6 homes for sale in AUBURNDALE HEIGHTS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Auburndale Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Auburndale. See the full Auburndale guide →
Auburndale Heights — neighborhood snapshot
Population
777
Median age
31
Median income
$50,089
Median home value
$116,800
Avg household
3
Households w/ children
93%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Auburndale market
$316K → $335K
Auburndale median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
5 of 6
AUBURNDALE HEIGHTS have cut their price
Median sold price, Auburndale, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 520 LEMON STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$299,000
318 BENNETT STREET · same community
4 bd · 2 ba · 1,782 sqft · $168/sqft · 66 DOM
Sold · Oct ’25$250,000
412 OAK STREET · same community
4 bd · 3 ba · 1,716 sqft · $146/sqft · 25 DOM
Sold · May ’26$335,000
518 BENNETT STREET · same community
3 bd · 2 ba · 1,588 sqft · $211/sqft · 97 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 520 LEMON STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 520 LEMON STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
520 LEMON STREET FAQs
What would the monthly payment be for 520 LEMON STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,604/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 520 LEMON STREET?+
The most recent tax bill on record (2025) was $4,647. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 520 LEMON STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Auburndale?+
At $325,000, this home is listed about 8% below the Auburndale median of $355,000. The market section on this page shows how the area is trending.
Which schools are assigned to 520 LEMON STREET?+
Auburndale Central Elementary School (elementary), Jere L. Stambaugh Middle (middle), Auburndale Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Josue Soto. MLS #O6401808.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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