David Ramirez
Short-Term Rental Eligible
$529,9997 bd4.5 ba2,881 sqft$184 /sqft$4,167 /mo all-in ↓

8550 SUNRISE KEY DRIVE, KISSIMMEE, FL, 34747

Active99 days on marketListed Apr 29, 2026MLS #S5148879

Private poolFully furnishedSingle Family ResidenceEMERALD ISLAND RESORT

About this home

8550 SUNRISE KEY DRIVE

Experience the ultimate Florida lifestyle at 8550 Sunrise Key Drive, a stunning 7-bedroom, 4.5-bathroom corner-lot residence located in the prestigious, guard-gated Emerald Island Resort. This fully furnished home is a turnkey masterpiece, making it an exceptional find for vacation home buyers or savvy investors looking for a high-occupancy short-term rental. The property boasts a new roof (2022) and has been meticulously maintained with fresh interior and exterior paint (2026) and updated appliances (2024), including a new dishwasher, oven range, and microwave. The interior design blends comfort with durability, featuring elegant tile throughout the first floor and modern vinyl plank flooring (2022) spanning the entire second level. Outdoor living is the heart of this home, centered around a south-facing screened-in pool and spa that enjoys maximum daily sunshine—a top-tier request for vacationers. When the sun goes down, the entertainment continues in the professionally converted gaming area, while the resort itself provides world-class amenities including a clubhouse, fitness center, tennis, pickleball, and basketball courts, sand volleyball, and a tiki bar. Perfectly situated just minutes from Disney World, premier dining, and upscale shopping, this property offers a rare combination of modern updates and a prime location.

Facts & features

The home at a glance

7

Bedrooms

4.5

Bathrooms

2,881

Sqft

0.18 ac

Lot size

2

Garage

2005

Year built

Two

Levels

$184

Per sqft

Private poolFurnishedPets allowed

Inside

FlooringTile · Vinyl
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorPrimary Bedroom Main Floor
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesNortheast
ExteriorSidewalk

Community & fees

HOA fee$115/mo
Taxes (2025)$6,454/yr
PetsYes
CommunityClubhouse · Fitness Center · Gated Community - Guard · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Phone Available · Public · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,167 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,120
FHA mortgage insurance (est.)$234
Property tax — 2025 actual bill$538
HOA fee — from the listing$115
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,550Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,550
Interest rate6.00%
Loan term

Estimated payment

$4,167/mo

Principal & interest$3,120
FHA mortgage insurance (est.)$234
Property taxes (actual bill)$538
HOA / condo fee$115
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $530K
$509KedgeAI estimate $547,669 · range $539K$581K$604K

vs edgeAI estimate

−3.2%

$/sqft vs EMERALD ISLAND RESORT

$184 vs $210

Days on market

99 vs 53 typical

Where $184/sqft sits among the 6 homes for sale in EMERALD ISLAND RESORT

1 · this home
0
2
1
0
2
$184–191$191–197$197–204$204–210$210–217$217+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Emerald Island, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityEmerald Island
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,100/mo median

MarketKissimmee
Annual gross at median$25,200
Gross yield on this price4.8%
Homes for rent right now982

Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Emerald Island

Map of 8550 SUNRISE KEY DRIVE inside its neighborhood boundary

Drive times from this address

Walt Disney World16 min
Universal Orlando29 min
Downtown Orlando35 min
Orlando Int’l Airport (MCO)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Emerald Island is a short-term-rental community. See the full guide →

Emerald Island — neighborhood snapshot

Population

404

Median age

43

Median income

$76,205

Median home value

$469,300

Avg household

2

Households w/ children

24%

For the school run

Osceola County School District

ElementaryWestside K-8 School★★★★
HighCelebration High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$365K$350K

Kissimmee median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

2 of 6

EMERALD ISLAND RESORT have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 33% above the KISSIMMEE 34747 median. See the full Kissimmee market guide →

Paper trail

This home's history

Apr 29, 2026Listed at $529,999 · 99 days on market since
2005Built · EMERALD ISLAND RESORT

Reality check

What actually sold near 8550 SUNRISE KEY DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8579 LA ISLA DRIVESold · Apr ’26

$564,000

8579 LA ISLA DRIVE · same community

7 bd · 4.5 ba · 2,881 sqft · $196/sqft · 139 DOM

2793 LIDO KEY DRIVESold · Aug ’25

$554,000

2793 LIDO KEY DRIVE · same community

7 bd · 5 ba · 2,881 sqft · $192/sqft · 159 DOM

2705 GRAND HARBOUR COURTSold · Sep ’25

$513,200

2705 GRAND HARBOUR COURT · same community

6 bd · 4.5 ba · 2,881 sqft · $178/sqft · 68 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8550 SUNRISE KEY DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8550 SUNRISE KEY DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

8550 SUNRISE KEY DRIVE FAQs

What would the monthly payment be for 8550 SUNRISE KEY DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,167/mo — principal and interest, the actual property-tax bill, the $115/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8550 SUNRISE KEY DRIVE?+

The association fee works out to $115 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8550 SUNRISE KEY DRIVE?+

The most recent tax bill on record (2025) was $6,454. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 8550 SUNRISE KEY DRIVE be rented short-term?+

Yes — this home sits inside Emerald Island, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 8550 SUNRISE KEY DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $529,999, this home is listed about 40% above the Kissimmee median of $379,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8550 SUNRISE KEY DRIVE?+

Westside K-8 School (elementary), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$529,999 runs 33% above the KISSIMMEE 34747 median — but at 2,881 sqft it's also 59% larger than the typical Kissimmee listing.

02Zoned for nightly rentals

Emerald Island is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

Listing courtesy of TEAM DONOVAN · James Donovan. MLS #S5148879.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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