8458 SECRET KEY COVE, KISSIMMEE, FL, 34747
Active160 days on marketListed Feb 28, 2026MLS #S5144816
About this home
8458 SECRET KEY COVE
Just minutes from Walt Disney World, this beautifully maintained 4-bedroom, 3-bathroom vacation home is located in the highly sought-after Emerald Island Resort and enjoys a private setting backing to a peaceful wooded conservation area in the heart of the community. Fully furnished and truly turnkey, the home features an open-concept layout designed for comfort, entertaining, and strong rental appeal. The garage has been professionally converted into a fully air-conditioned games room—an amenity guests consistently love and one that enhances occupancy and revenue performance. This property is an established and successful vacation rental with a strong booking history, and future reservations can transfer to the new owner if desired—offering immediate income from day one. Major capital improvements provide added peace of mind, including a new roof (2023), new pool heater, and new A/C system. Step outside to your private pool and covered lanai overlooking tranquil wooded surroundings with no rear neighbors—an ideal setting for guests to unwind after a day at the parks. Whether you are seeking a high-performing investment property or a personal Florida retreat with income potential, this home offers the flexibility to do both. Emerald Island Resort offers resort-style amenities including a gated entrance, clubhouse, community pool, fitness center, tiki bar, tennis and volleyball courts, and playground. With its unbeatable proximity to Disney, central resort location, strong rental performance, and recent upgrades, this property delivers the ultimate Central Florida vacation lifestyle and investment opportunity.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,217
Sqft
0.14 ac
Lot size
2
Garage
2002
Year built
Two
Levels
$223
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,868 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,868/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18.7%
$/sqft vs EMERALD ISLAND RESORT
$223 vs $201
Days on market
160 vs 52 typical
Where $223/sqft sits among the 6 homes for sale in EMERALD ISLAND RESORT
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Emerald Island, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
The Four Corners short-term market
▼ Softening48%
Occupancy
▼ 37% yr/yr
$325
Avg nightly rate
▲ 13% yr/yr
$38K/yr
Revenue per listing
$151
RevPAR
78 days
Booking lead time
5.7 nights
Avg stay
3
Typical min nights
11,479
Active rentals
▼ 20% supply
Seasonality — monthly occupancy
Peaks at 57% in Jul · bottoms at 36% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Four Corners — the projection above is specific to this home’s size.
Where it sits
Inside Emerald Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Emerald Island is a short-term-rental community. See the full guide →
Emerald Island — neighborhood snapshot
Population
404
Median age
43
Median income
$76,205
Median home value
$469,300
Avg household
2
Households w/ children
24%
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
2 of 6
EMERALD ISLAND RESORT have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% above the KISSIMMEE 34747 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 8458 SECRET KEY COVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$490,000
8614 LA ISLA DRIVE · same community
5 bd · 4 ba · 2,317 sqft · $211/sqft · 349 DOM
Sold · Jan ’26$482,400
2710 FIESTA KEY DRIVE · same community
5 bd · 4 ba · 2,317 sqft · $208/sqft · 75 DOM
Sold · Apr ’26$564,000
8579 LA ISLA DRIVE · same community
7 bd · 4.5 ba · 2,881 sqft · $196/sqft · 139 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8458 SECRET KEY COVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8458 SECRET KEY COVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8458 SECRET KEY COVE FAQs
What would the monthly payment be for 8458 SECRET KEY COVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,868/mo — principal and interest, the actual property-tax bill, the $115/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8458 SECRET KEY COVE?+
The association fee works out to $115 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8458 SECRET KEY COVE?+
The most recent tax bill on record (2025) was $5,519. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 8458 SECRET KEY COVE be rented short-term?+
Yes — this home sits inside Emerald Island, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 8458 SECRET KEY COVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $495,000, this home is listed about 31% above the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8458 SECRET KEY COVE?+
Westside K-8 School (elementary), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$495,000 runs 24% above the KISSIMMEE 34747 median — but at 2,217 sqft it's also 22% larger than the typical Kissimmee listing.
02Zoned for nightly rentals
Emerald Island is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Time on market is leverage
160 days on market against a Kissimmee median of 52 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HERITAGE · Steven Silcock. MLS #S5144816.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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