6860 CAMEO DR, GRANT VALKARIA, FL, 32949
Active87 days on marketListed Apr 29, 2026MLS #S5148859
About this home
6860 CAMEO DR
Discover the Florida lifestyle in this beautiful lakefront home located within the exclusive gated community of Crystal Bay Estates. Designed for those who value privacy, tranquility, and spacious living, this well-appointed residence offers 3 bedrooms, 3 full bathrooms, and a spacious 3-car garage, combining comfort, elegance, and functionality. The open-concept floor plan creates a bright and inviting atmosphere, featuring a spacious great room that flows seamlessly into a beautifully designed kitchen with granite countertops, two oversized islands, stainless steel appliances, and a cozy breakfast nook—perfect for everyday living and entertaining. The owner’s suite serves as a private retreat, complete with tray ceilings, a generous walk-in closet, a large walk-in shower, and a relaxing garden tub. Step outside to the extended covered lanai and enjoy peaceful lake views, breathtaking sunsets, and the serenity that makes this community so desirable. The spacious backyard offers privacy and endless possibilities to create your own outdoor oasis. Whether you’re looking to downsize without sacrificing comfort, work remotely in a quiet setting, relocate from a more congested city, or purchase a second home to enjoy Florida’s year-round sunshine, this property offers the lifestyle you’ve been searching for. Conveniently located just minutes from the Indian River, where you can enjoy boating, kayaking, fishing, and frequent sightings of dolphins and manatees, and approximately 20 minutes from Florida’s beautiful Space Coast beaches, with easy access to shopping, dining, and everyday conveniences. Seller is highly motivated and offering a $5,000 credit toward the buyer’s closing costs with an acceptable offer, making this an exceptional opportunity to own both a beautiful home and an incredible Florida lifestyle. This is more than a home—it’s a place to enjoy the peace, beauty, and quality of life that Florida has to offer.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,312
Sqft
0.34 ac
Lot size
3
Garage
2024
Year built
One
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,290 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,290/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Grant Valkaria actives
$203 vs $219
Days on market
87 vs 77 typical
Where $203/sqft sits among the 7 Grant Valkaria actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Grant Valkaria
Get to know Grant Valkaria. See the full Grant Valkaria guide →
GRANT VALKARIA 32949 — neighborhood snapshot
Population
2,821
Median age
56.7
Median income
$126,146
Median home value
$497,200
Avg household
2.7
Households w/ children
155
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Grant Valkaria market
$697K → $375K
Grant Valkaria median sold, yr/yr
94.8%
Sale-to-list ratio (12 mo)
0 of 7
Grant Valkaria actives have cut their price
Median sold price, Grant Valkaria, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the GRANT VALKARIA 32949 median. See the full Grant Valkaria market guide →
Paper trail
This home's history
Reality check
What actually sold near 6860 CAMEO DR
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$375,500
5358 WATERFALL PLACE
4 bd · 2 ba · 2,034 sqft · $185/sqft · 93 DOM
Sold · Aug ’25$250,000
6565 WHISPERING PINE LANE
4 bd · 2 ba · 2,026 sqft · $123/sqft · 121 DOM
Sold · Apr ’26$620,000
4060 EDISTO DRIVE
3 bd · 2 ba · 1,964 sqft · $316/sqft · 67 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6860 CAMEO DR — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6860 CAMEO DR — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6860 CAMEO DR FAQs
What would the monthly payment be for 6860 CAMEO DR?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,290/mo — principal and interest, the actual property-tax bill, the $97/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6860 CAMEO DR?+
The association fee works out to $97 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6860 CAMEO DR?+
The most recent tax bill on record (2025) was $704. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6860 CAMEO DR?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Grant Valkaria?+
At $470,000, this home is listed about 12% above the Grant Valkaria median of $420,500. The market section on this page shows how the area is trending.
Which schools are assigned to 6860 CAMEO DR?+
Sunrise Elementary School (elementary), Bayside High School (high), Stone Magnet Middle School (middle) — Brevard County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of NAIM REAL ESTATE LLC · Veroushka Ramos, Llc. MLS #S5148859.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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