David Ramirez
$399,000≈$2,989 /mo all-in ↓

Grant Island, Grant Valkaria FL 32949, GRANT VALKARIA, FL, 32949

Active110 days on marketListed Apr 25, 2026MLS #A12017619

✦ Priced 5% below the Grant Valkaria medianWaterfront

About this home

Grant Island, Grant Valkaria FL 32949

Experience true Florida island living on Grant Farm Island. This rare, buildable acre lot spans from the east side of the island to the west, offering both sunrise and sunset water views. Enjoy your morning coffee watching the sun rise over the lagoon and unwind in the evening with breathtaking sunsets. Located in the unspoiled Indian River Lagoon, this unique community is accessible only by boat, creating a peaceful, private lifestyle surrounded by nature. No HOA. Bring your vision and build your dream island retreat where boating, fishing, and waterfront living are part of everyday life. A truly special opportunity to own a slice of paradise in one of the area's most unique waterfront communities. Ocean access only 5 miles south through Sebastian Inlet. Located an hour from Orlando and only 2.5 hours from Miami.

Facts & features

The home at a glance

1.01 ac

Lot size

Waterfront

Inside

Outside & construction

Community & fees

Taxes (2025)$3,643/yr

Utilities & systems

UtilitiesNo Utilities · None
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,989 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property tax — 2025 actual bill$304
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,965Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $13,965
Interest rate6.00%
Loan term

Estimated payment

$2,989/mo

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property taxes (actual bill)$304
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

The numbers that matter

The Grant Valkaria market

Seller’s marketLeans buyer — 13.5 months of inventoryBuyer’s market

$726K → $375K

Grant Valkaria median sold, yr/yr

94.9%

Sale-to-list ratio (12 mo)

Median sold price, Grant Valkaria, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% below the Grant Valkaria median. See the full Grant Valkaria market guide →

Paper trail

This home's history

Apr 25, 2026Listed at $399,000 · 110 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about Grant Island — start here.

CallText
david.ramirez@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for Grant Island — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

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Straight answers

Grant Island FAQs

What would the monthly payment be for Grant Island, Grant Valkaria FL 32949?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,989/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on Grant Island, Grant Valkaria FL 32949?+

The most recent tax bill on record (2025) was $3,643. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Grant Valkaria?+

At $399,000, this home is listed about 5% below the Grant Valkaria median of $419,000. The market section on this page shows how the area is trending.

Keep looking

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Listing courtesy of 1st Look Realty Inc · Anarely Diaz McCallum. MLS #A12017619.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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