4881 LAKE CECILE DR, KISSIMMEE, FL, 34746
Active101 days on marketListed Apr 27, 2026MLS #S5148659
About this home
4881 LAKE CECILE DR
Wake up to peacefull Lake views, just minutes from Disney. Rare, private waterfront opportunity, on springfeed Lake Cecile with nearly an acre, no HOA, and the ability to build your own boat dock. This renovated 3-bedroom, 2-bath ranch sits on a private ¾-acre lot with 75 feet of lakefront in a secluded community offering peaceful waterfront living with exceptional proximity to shopping, dining, schools, and Orlando’s resort corridor. Recent improvements include new driveway, newer double-paned windows, tankless water heater, plus a beautifully updated kitchen with solid surface countertops, farmhouse sink, stainless steel appliances, and subway tile. Interior features include exposed brick accents, statement ceilings, electric fireplace, wood-look luxury vinyl flooring, and designer finishes throughout. The primary bedroom features French doors with Lake Cecile views, while a bonus flex room currently serves as a home gym and could function as office or studio space. Long private driveway, enclosed garage, mature trees, and classic ranch curb appeal add to the property’s charm. Dockable frontage on Lake Cecile offers future boating and fishing potential. Unique opportunity with no HOA, potential investment opportunity, modern upgrades, and true lakefront living near Disney. Washer, Dryer, Kitchen Island and Blue Barn door in Living room do not convey.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,999
Sqft
1.05 ac
Lot size
2
Garage
1955
Year built
One
Levels
$224
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,191 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,191/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.1%
$/sqft vs Kissimmee actives
$224 vs $208
Days on market
101 vs 53 typical
Where $224/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Cecile Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
Lake Cecile Park — neighborhood snapshot
Population
178
Median age
35
Median income
$30,772
Median home value
$9,999
Avg household
3
Households w/ children
39%
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
165 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 4881 LAKE CECILE DR
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$507,000
4981 LAKE CECILE DRIVE · same community
4 bd · 4 ba · 1,775 sqft · $286/sqft · 0 DOM
Sold · Jun ’26$340,000
2519 CHATHAM CIRCLE
3 bd · 2.5 ba · 1,874 sqft · $181/sqft · 9 DOM
Sold · Feb ’26$407,000
4902 MONARCH LANE
4 bd · 2.5 ba · 1,874 sqft · $217/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4881 LAKE CECILE DR — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4881 LAKE CECILE DR — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4881 LAKE CECILE DR FAQs
What would the monthly payment be for 4881 LAKE CECILE DR?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,191/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4881 LAKE CECILE DR?+
The most recent tax bill on record (2025) was $2,345. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Kissimmee?+
At $448,000, this home is listed about 18% above the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4881 LAKE CECILE DR?+
Celebration High School (high), Westside K-8 School (elementary) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$448,000 runs 29% above the KISSIMMEE 34746 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $595,000, now $448,000 — a $147K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ORLANDO PREMIUM PROPERTIES LLC · Denise Laga. MLS #S5148659.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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