415 TONKLIN ROAD SW, PALM BAY, FL, 32908
Active99 days on marketListed Apr 26, 2026MLS #S5148653
About this home
415 TONKLIN ROAD SW
One or more photo(s) has been virtually staged. Take advantage of available buyer incentives! Newly constructed home featuring a modern design and open-concept layout that seamlessly connects the living, dining, and kitchen areas, creating a bright and functional living space. Large-format ceramic tile flooring extends throughout the main areas, offering durability and low maintenance. The kitchen is designed for both style and usability, featuring solid surface countertops, contemporary cabinetry, a central island, and pendant lighting. Bathrooms include updated finishes, with floor-to-ceiling tiled showers. The layout offers flexibility for a variety of needs, with spaces that can be used as a home office, additional living area, or guest rooms. Sliding glass doors lead to a spacious backyard, providing outdoor space and added privacy. The property includes a garage and is situated on a lot with no HOA. Located in a growing area of Palm Bay with convenient access to Malabar Rd and I-95, and close to shopping, services, and major roadways. Approximately 20 minutes to Melbourne beaches. Move-in ready and easy to show.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
1,681
Sqft
0.23 ac
Lot size
2
Garage
2026
Year built
One
Levels
$250
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,862 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,862/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Bay actives
$250 vs $208
Days on market
99 vs 31 typical
Where $250/sqft sits among the 365 Palm Bay actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Bay. See the full Palm Bay guide →
PALM BAY 32908 — neighborhood snapshot
Population
14,970
Median age
38.3
Median income
$66,589
Median home value
$265,500
Avg household
3.08
Households w/ children
1,917
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Bay market
$306K → $329K
Palm Bay median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
97 of 365
Palm Bay actives have cut their price
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 794% above the PALM BAY 32908 median. See the full Palm Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 415 TONKLIN ROAD SW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$295,000
830 Garvey Road SW, Palm Bay FL 32908
3 bd · 2 ba · 1,680 sqft · $176/sqft · 35 DOM
Sold · Mar ’26$285,000
288 TUCSON ROAD SW
3 bd · 2 ba · 1,665 sqft · $171/sqft · 92 DOM
Sold · Jan ’26$292,000
773 BRYANT ROAD SW
3 bd · 2 ba · 1,640 sqft · $178/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 415 TONKLIN ROAD SW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 415 TONKLIN ROAD SW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
415 TONKLIN ROAD SW FAQs
What would the monthly payment be for 415 TONKLIN ROAD SW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,862/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 415 TONKLIN ROAD SW?+
The most recent tax bill on record (2025) was $524. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 415 TONKLIN ROAD SW?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Bay?+
At $420,000, this home is listed about 20% above the Palm Bay median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 415 TONKLIN ROAD SW?+
Jupiter Elementary School (elementary), Southwest Middle School (middle), Heritage High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Paula Cordova Ibanez. MLS #S5148653.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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