510 TRUMAN STREET SW, PALM BAY, FL, 32908
Active14 days on marketListed Jul 26, 2026MLS #S5154004
About this home
510 TRUMAN STREET SW
Welcome to this beautifully crafted new construction home, where modern elegance meets everyday comfort. Situated on 10,000 sq. ft. lot, this thoughtfully designed residence offers 3 spacious bedrooms, each with its own private en-suite bathroom, plus a convenient guest half-bath. A grand double-panel front entry door welcomes you into a bright and airy open-concept layout featuring soaring ceilings, abundant natural light, and premium finishes throughout. The versatile den provides the perfect space for a home office, study, media room, or formal dining area. At the heart of the home, you'll find a chef-inspired kitchen complete with stainless steel appliances, a built-in oven and microwave, stylish backsplash, oversized center island, and elegant porcelain tile flooring throughout the entire residence. The spacious living room flows effortlessly through a dramatic three-panel sliding glass door, creating the perfect indoor-outdoor lifestyle for entertaining and family gatherings. The luxurious primary suite offers a relaxing retreat with a spa-inspired bathroom featuring a soaking tub designed for ultimate comfort and relaxation.Location is everything, and this home delivers. Conveniently located near shopping, dining, schools, parks, and major roadways, you'll also enjoy easy access to Florida's beautiful Space Coast beaches, including Melbourne Beach, Indialantic, and Satellite Beach, all just a short drive away. Plus, you're perfectly positioned to enjoy boating, fishing, golf, etc. This exceptional home combines luxury, space, and convenience in one of Palm Bay's fastest-growing areas. Don't miss the opportunity to make it yours.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
1,968
Sqft
0.23 ac
Lot size
2
Garage
2026
Year built
One
Levels
$213
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,857 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,857/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.5%
$/sqft vs Palm Bay actives
$213 vs $208
Days on market
14 vs 44 typical
Where $213/sqft sits among the 365 Palm Bay actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Bay. See the full Palm Bay guide →
PALM BAY 32908 — neighborhood snapshot
Population
14,970
Median age
38.3
Median income
$66,589
Median home value
$265,500
Avg household
3.08
Households w/ children
1,917
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Bay market
$306K → $328K
Palm Bay median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
100 of 365
Palm Bay actives have cut their price
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 791% above the PALM BAY 32908 median. See the full Palm Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 510 TRUMAN STREET SW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$369,900
360 TRIANA AVENUE SW · same community
4 bd · 3 ba · 1,894 sqft · $195/sqft · 6 DOM
Sold · Sep ’25$321,990
546 TRUMPET · same community
3 bd · 2 ba · 1,851 sqft · $174/sqft · 0 DOM
Sold · Jan ’26$404,995
2647 JUPITER BOULEVARD SW · same community
4 bd · 3 ba · 2,094 sqft · $193/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 510 TRUMAN STREET SW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 510 TRUMAN STREET SW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
510 TRUMAN STREET SW FAQs
What would the monthly payment be for 510 TRUMAN STREET SW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,857/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 510 TRUMAN STREET SW?+
The most recent tax bill on record (2025) was $541. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Bay?+
At $419,000, this home is listed about 18% above the Palm Bay median of $354,950. The market section on this page shows how the area is trending.
Which schools are assigned to 510 TRUMAN STREET SW?+
Jupiter Elementary School (elementary), Southwest Middle School (middle), Heritage High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of AGENT TRUST REALTY CORPORATION · Nelson Rossi. MLS #S5154004.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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