David Ramirez
$879,000$950,0003 bd2.5 ba2,274 sqft$387 /sqft$6,395 /mo all-in ↓

113 YACHT CLUB CIRCLE, NORTH REDINGTON BEACH, FL, 33708

Active113 days on marketListed Apr 23, 2026MLS #S5148392

Reduced $71KWaterfrontFully furnishedTownhouseTIDES VILLAGE - YACHT BASIN

About this home

113 YACHT CLUB CIRCLE

Incredible value for a WATERFRONT home with private elevator! Perfect opportunity to customize the interior to your style. Indulge in the pinnacle of coastal luxury in this exceptional waterfront townhome located within the exclusive, gated enclave of The Tides Village Yacht Club. Offering direct water access and sweeping, unobstructed views, this residence captures the essence of refined Gulf Coast living—where every sunrise and sunset becomes a daily masterpiece. Designed with both elegance and functionality in mind, this three-bedroom, two-and-a-half-bath home features a two-car garage, plus downstairs bonus room, and a private elevator providing seamless access to all levels. From the moment you enter, you are welcomed by an expansive open-concept living space, highlighted by soaring ceilings, abundant natural light, and thoughtfully curated architectural details. The chef’s kitchen is both sophisticated and inviting, complete with generous workspace, a breakfast bar for casual dining, and effortless flow into the main living area—perfect for entertaining or quiet evenings at home. A fireplace and built-ins add warmth and character, while multiple balconies extend the living space outdoors, offering tranquil settings to enjoy coastal breezes and panoramic water views. Step outside to your private waterfront retreat, where direct access to your dock and patio creates a seamless connection to the Intracoastal lifestyle—ideal for boating, paddle boarding, or simply unwinding by the water’s edge. The top level features all bedrooms, including the luxurious primary suite, a serene escape featuring a spacious layout, walk-in closet, and a spa-inspired bath with dual vanities, a soaking tub, and separate shower. A private balcony completes the suite, offering peaceful water views and the perfect place to begin or end your day. Two additional guest bedrooms, a full bath, and a conveniently located laundry area provide comfort and privacy for family or visitors. Residents of this boutique waterfront community enjoy exclusive access to a heated pool and spa, along with the peace of mind of gated security. Ideally located just moments from fine dining, boutique shopping, and pristine Gulf beaches, this home offers an unparalleled blend of luxury, privacy, and convenience. This is more than a residence—it is a statement of lifestyle. A rare opportunity to own a premier waterfront property in one of North Redington Beach’s most coveted communities.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,274

Sqft

0.04 ac

Lot size

3

Garage

1999

Year built

Three Or More

Levels

$387

Per sqft

WaterfrontFireplaceWater viewFurnishedPets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Dry Bar · Elevator · High Ceilings · Living Room/Dining Room Combo · Open Floorplan
LaundryInside · Laundry Closet · Upper Level
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionConcrete
FoundationBlock
ViewWater
FacesWest
ExteriorBalcony · Sliding Doors

Community & fees

HOA fee$650/mo
Taxes (2024)$6,146/yr
PetsDogs OK, Number Limit, Yes
CommunityBay/Harbor Front · Dock · Waterfront · Buyer Approval Required · Gated Community - No Guard · Pool

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Available · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,395 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,743
PMI (est., until 20% equity)$330
Property tax — 2024 actual bill$512
HOA fee — from the listing$650
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $87,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $87,900
Interest rate6.00%
Loan term

Estimated payment

$6,395/mo

Principal & interest$4,743
PMI (est., until 20% equity)$330
Property taxes (actual bill)$512
HOA / condo fee$650
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $879K
$623KedgeAI estimate $703,071 · range $649K$805K$914K

vs edgeAI estimate

+25%

$/sqft vs North Redington Beach actives

$387 vs $770

Days on market

113 vs 51 typical

Where $387/sqft sits among the 16 North Redington Beach actives

0 · this home
4
2
3
2
5
$387–495$495–603$603–711$711–819$819–927$927+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside North Redington Beach

Map of 113 YACHT CLUB CIRCLE

Drive times from this address

Downtown Tampa42 min
Tampa Int’l Airport (TPA)42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know North Redington Beach. See the full North Redington Beach guide →

NORTH REDINGTON BEACH 33708 — neighborhood snapshot

Population

15,306

Median age

61.1

Median income

$83,773

Median home value

$463,700

Avg household

1.9

Households w/ children

600

For the school run

Pinellas County School District

ElementaryOrange Grove Elementary School★★★★★
MiddleOsceola Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The North Redington Beach market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$883K$785K

North Redington Beach median sold, yr/yr

92.2%

Sale-to-list ratio (12 mo)

8 of 16

North Redington Beach actives have cut their price

Median sold price, North Redington Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 87% above the NORTH REDINGTON BEACH 33708 median. See the full North Redington Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $879,000 $71K
Apr 23, 2026Listed at $950,000 · 113 days on market since
1999Built · TIDES VILLAGE - YACHT BASIN

Reality check

What actually sold near 113 YACHT CLUB CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

15208 GULF BOULEVARD UNIT 408Sold · Jan ’26

$1,900,000

15208 GULF BOULEVARD UNIT 408

2 bd · 2.5 ba · 2,345 sqft · $810/sqft · 47 DOM

30 160TH AVENUESold · Feb ’26

$875,000

30 160TH AVENUE

3 bd · 3 ba · 2,352 sqft · $372/sqft · 143 DOM

15904 REDINGTON DRIVESold · Dec ’25

$2,000,000

15904 REDINGTON DRIVE

3 bd · 2 ba · 2,376 sqft · $842/sqft · 261 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 113 YACHT CLUB CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 113 YACHT CLUB CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

113 YACHT CLUB CIRCLE FAQs

What would the monthly payment be for 113 YACHT CLUB CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,395/mo — principal and interest, the actual property-tax bill, the $650/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 113 YACHT CLUB CIRCLE?+

The association fee works out to $650 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 113 YACHT CLUB CIRCLE?+

The most recent tax bill on record (2024) was $6,146. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 113 YACHT CLUB CIRCLE?+

The listing reports pets: Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in North Redington Beach?+

At $879,000, this home is listed about 29% below the North Redington Beach median of $1,240,000. The market section on this page shows how the area is trending.

Which schools are assigned to 113 YACHT CLUB CIRCLE?+

Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$879,000 runs 87% above the NORTH REDINGTON BEACH 33708 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $650/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

113 days on market against a North Redington Beach median of 51 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of THREE MOUNTAINS REALTY · Kathryn Valentine. MLS #S5148392.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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