David Ramirez
$425,000$465,0002 bd2 ba1,758 sqft$242 /sqft$3,558 /mo all-in ↓

606 RIVIERA DUNES WAY UNIT 207, PALMETTO, FL, 34221

Active113 days on marketListed Apr 17, 2026MLS #S5147970

Reduced $40KCondominiumLAGUNA AT RIVIERA DUNES II OR2087/6469

About this home

606 RIVIERA DUNES WAY UNIT 207

Wake up to the sun glistening across the water, sip your morning coffee overlooking the marina, and end your evenings with painted sunsets stretching across the Manatee River. Welcome to life at Laguna at Riviera Dunes, where every day feels like a permanent vacation. This beautifully designed waterfront condo offers more than just over 1,750 square feet of living space; it offers a lifestyle centered around relaxation, entertaining, and enjoying the best of Florida living. Inside, soaring ceilings, ceramic tile throughout, and an open-concept layout create a bright, airy feel that flows effortlessly from room to room. The kitchen opens directly into the living and dining spaces, making it easy to host friends and family while staying connected to the incredible views beyond. The split-bedroom floor plan provides the ideal balance of comfort and privacy, while the flexible bonus room can easily adapt to your needs; whether that's a home office, cozy den, or an additional bedroom. But the true showstopper is the oversized private balcony. From here, you'll enjoy what many consider one of the most breathtaking views in the entire community. Panoramic waterfront scenery overlooking Riviera Dunes Marina and the sparkling Manatee River as boats drift by and the sky transforms each evening at sunset. Located within a gated waterfront community, residents enjoy resort-style amenities including a sparkling pool, fitness center, tennis courts, covered under-building parking, and easy access to the marina and waterfront walkways. The association provides exceptional value by covering water, sewer, trash, exterior maintenance and repairs, landscaping, security, insurance for common elements, professional management, and reserve funding for future improvements—allowing for a true lock-and-leave lifestyle with fewer maintenance responsibilities and more time to enjoy everything waterfront living has to offer. Conveniently located with easy access to restaurants, shopping, and major roadways, this home is ideal as a seasonal retreat or full-time residence. Whether you're searching for a winter escape or your forever Florida home, this is the kind of place that makes you slow down, unwind, and truly enjoy where you live.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,758

Sqft

1.36 ac

Lot size

2005

Year built

One

Levels

$242

Per sqft

Water viewPets allowed

Inside

FlooringCeramic Tile
AppliancesConvection Oven · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofBuilt-Up · Shingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesWest
ParkingAssigned · Covered · Guest · Under Building
ExteriorBalcony · Sliding Doors · Tennis Court(s)

Community & fees

Taxes (2025)$8,495/yr
PetsYes
CommunityDock · Marina · Water Access · Buyer Approval Required · Deed Restrictions · Fitness Center · Gated Community - Guard · Gated Community - No Guard · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,558 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property tax — 2025 actual bill$708
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,875
Interest rate6.00%
Loan term

Estimated payment

$3,558/mo

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property taxes (actual bill)$708
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $425K
$397KedgeAI estimate $415,952 · range $414K$422K$442K

vs edgeAI estimate

+2.2%

$/sqft vs Palmetto actives

$242 vs $205

Days on market

113 vs 56 typical

Where $242/sqft sits among the 400 Palmetto actives

99
144
72 · this home
34
14
37
$122–173$173–223$223–273$273–324$324–374$374+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palmetto

Map of 606 RIVIERA DUNES WAY UNIT 207

Drive times from this address

Downtown Tampa48 min
Tampa Int’l Airport (TPA)51 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palmetto. See the full Palmetto guide →

The numbers that matter

The Palmetto market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$359K$355K

Palmetto median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

229 of 400

Palmetto actives have cut their price

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% above the Palmetto median. See the full Palmetto market guide →

Paper trail

This home's history

CurrentPrice reduced to $425,000 $40K
Apr 17, 2026Listed at $465,000 · 113 days on market since
2005Built · LAGUNA AT RIVIERA DUNES II OR2087/6469

Reality check

What actually sold near 606 RIVIERA DUNES WAY UNIT 207

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

610 RIVIERA DUNES WAY UNIT 306Sold · Oct ’25

$480,000

610 RIVIERA DUNES WAY UNIT 306

2 bd · 2 ba · 1,758 sqft · $273/sqft · 102 DOM

606 RIVIERA DUNES WAY UNIT 306Sold · Jun ’26

$480,000

606 RIVIERA DUNES WAY UNIT 306

2 bd · 2 ba · 1,758 sqft · $273/sqft · 108 DOM

112 16TH STREET WSold · Jun ’26

$725,000

112 16TH STREET W

3 bd · 2 ba · 1,708 sqft · $424/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 606 RIVIERA DUNES WAY UNIT 207 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 606 RIVIERA DUNES WAY UNIT 207 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

606 RIVIERA DUNES WAY UNIT 207 FAQs

What would the monthly payment be for 606 RIVIERA DUNES WAY UNIT 207?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,558/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 606 RIVIERA DUNES WAY UNIT 207?+

The most recent tax bill on record (2025) was $8,495. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 606 RIVIERA DUNES WAY UNIT 207?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palmetto?+

At $425,000, this home is listed about 8% above the Palmetto median of $394,999. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Water views

The water view is part of what you're buying — views hold value independently of the structure.

02Time on market is leverage

113 days on market against a Palmetto median of 56 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $465,000, now $425,000 — a $40K cut. The full history is in the market section below.

Listing courtesy of EXP REALTY, LLC · Karina Garate. MLS #S5147970.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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