David Ramirez
Short-Term Rental Eligible
$440,0003 bd2 ba1,330 sqft$331 /sqft$3,431 /mo all-in ↓

4980 WARRIOR LANE, KISSIMMEE, FL, 34746

Active108 days on marketListed Apr 17, 2026MLS #S5147417

Est. $31K/yr short-term rental revenueFully furnishedSingle Family ResidenceINDIAN WELLS UNIT 5

About this home

4980 WARRIOR LANE

Located in one of the most convenient areas of Central Florida,this comunity offers unbeatable proximity to major attractions—just minutes from Disney World Parks & Resorts and approximately 20 minutes from Universal Studios and Epic Universe. The area is surrounded by an abundance of restaurants, shopping, medical centers, and everyday conveniences right at your fingertips. This beautifully maintained, fully furnished home features an open-concept layout with ZERO carpet throughout, offering both style and easy maintenance. The updated kitchen showcases modern cabinetry, granite countertops, stainless steel appliances, and a sleek backsplash, seamlessly flowing into the living and dining areas—perfect for entertaining or relaxing. A unique and highly desirable feature of this home is its dual primary bedroom layout, offering two master suites plus an additional third bedroom—ideal for multi-generational living or maximizing rental potential. Step outside to a covered lanai with BBQ area, perfect for outdoor dining and enjoying Florida living year-round. This property is an excellent investment opportunity, suitable for both short-term (Airbnb) and long-term rental income. The community also features a VERY LOW and OPTIONAL HOA, adding even more flexibility and value. Additional highlights include: CEILING FANS IN EVERY ROOM | ZERO CARPET | NEWER ROOF & A/C (LESS THAN 2 YEARS) | STAINLESS STEEL APPLIANCES | FULLY FURNISHED | REFRIGERATOR, RANGE, MICROWAVE, DISHWASHER, WATER HEATER, WASHER & DRYER INCLUDED.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,330

Sqft

0.13 ac

Lot size

2

Garage

1989

Year built

One

Levels

$331

Per sqft

Furnished55+ community

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorLighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$10/mo
Taxes (2025)$5,715/yr
PetsNo

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Available · Phone Available · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,431 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,590
FHA mortgage insurance (est.)$195
Property tax — 2025 actual bill$476
HOA fee — from the listing$10
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,400Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,400
Interest rate6.00%
Loan term

Estimated payment

$3,431/mo

Principal & interest$2,590
FHA mortgage insurance (est.)$195
Property taxes (actual bill)$476
HOA / condo fee$10
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $440K
$302KedgeAI estimate $337,709 · range $315K$405K$458K

vs edgeAI estimate

+30.3%

$/sqft vs Kissimmee actives

$331 vs $207

Days on market

108 vs 51 typical

Where $331/sqft sits among the 400 Kissimmee actives

101
121
93
44
14
27 · this home
$154–183$183–213$213–242$242–272$272–301$301+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Indian Wells, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$30,689/yr gross

Avg nightly rate$167
Occupancy (comp set)52%
CommunityIndian Wells
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,100/mo median

MarketKissimmee
Annual gross at median$25,200
Gross yield on this price5.7%
Homes for rent right now953

Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.

The Florida short-term market

▼ Softening

50%

Occupancy

▼ 32% yr/yr

$296

Avg nightly rate

▲ 15% yr/yr

$35K/yr

Revenue per listing

$148

RevPAR

63 days

Booking lead time

5.5 nights

Avg stay

3

Typical min nights

10,047

Active rentals

▲ 12% supply

Seasonality — monthly occupancy

Peaks at 58% in Feb · bottoms at 38% in Jun

50%
58%
58%
56%
46%
38%
56%
49%
43%
47%
48%
50%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Florida — the projection above is specific to this home’s size.

Where it sits

Inside Indian Wells

Map of 4980 WARRIOR LANE inside its neighborhood boundary

Drive times from this address

Walt Disney World11 min
Universal Orlando16 min
Downtown Orlando22 min
Orlando Int’l Airport (MCO)25 min
Downtown Tampa72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Indian Wells is a short-term-rental community. See the full guide →

Indian Wells — neighborhood snapshot

Population

1,333

Median age

33

Median income

$60,673

Median home value

$314,700

Avg household

3

Households w/ children

127

For the school run

Osceola County School District

MiddleKissimmee Middle School★★★★
HighCelebration High School★★★★★
ElementaryReedy Creek Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$365K$355K

Kissimmee median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

171 of 400

Kissimmee actives have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 26% above the KISSIMMEE 34746 median. See the full Kissimmee market guide →

Paper trail

This home's history

Apr 17, 2026Listed at $440,000 · 108 days on market since
1989Built · INDIAN WELLS UNIT 5

Reality check

What actually sold near 4980 WARRIOR LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3350 SMOKE SIGNAL CIRCLESold · Sep ’25

$315,000

3350 SMOKE SIGNAL CIRCLE · same community

2 bd · 2 ba · 1,330 sqft · $237/sqft · 2 DOM

3190 SMOKE SIGNAL CIRCLESold · Apr ’26

$330,000

3190 SMOKE SIGNAL CIRCLE · same community

3 bd · 2 ba · 1,377 sqft · $240/sqft · 86 DOM

4945 WARRIOR LANESold · May ’26

$275,000

4945 WARRIOR LANE · same community

2 bd · 2 ba · 1,123 sqft · $245/sqft · 22 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4980 WARRIOR LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4980 WARRIOR LANE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

4980 WARRIOR LANE FAQs

What would the monthly payment be for 4980 WARRIOR LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,431/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4980 WARRIOR LANE?+

The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4980 WARRIOR LANE?+

The most recent tax bill on record (2025) was $5,715. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 4980 WARRIOR LANE be rented short-term?+

Yes — this home sits inside Indian Wells, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 4980 WARRIOR LANE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $440,000, this home is listed about 16% above the Kissimmee median of $379,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4980 WARRIOR LANE?+

Kissimmee Middle School (middle), Celebration High School (high), Reedy Creek Elementary School (elementary) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$440,000 runs 26% above the KISSIMMEE 34746 median.

02Zoned for nightly rentals

Indian Wells is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

04Time on market is leverage

108 days on market against a Kissimmee median of 51 — sellers in this position are usually ready to negotiate.

Listing courtesy of LA ROSA REALTY KISSIMMEE · Bruny Cintron. MLS #S5147417.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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