3285 SMOKE SIGNAL CIRCLE, KISSIMMEE, FL, 34746
Active11 days on marketListed Jul 29, 2026MLS #O6428369
About this home
3285 SMOKE SIGNAL CIRCLE
NEW WINDOWS AND DOORS! Welcome to 3285 Smoke Signal Circle, a furnished pool home in the established Indian Wells community offering flexibility for homeowners, vacation-home buyers, and investors. Both short-term and long-term rentals are allowed, making this property an excellent opportunity for a primary residence, second home, or income-producing investment. Inside, the home features easy-care tile flooring throughout with no carpet and a beautifully renovated kitchen completed in 2024. The kitchen showcases stone countertops, soft-close cabinetry, a double oven, and updated appliances, including a refrigerator from 2021 and additional appliances from 2024. The washer and dryer are also included with the furnishings. Major improvements include a 2021 roof, 2021 air-conditioning system, new windows and doors installed in 2024, a new front entry door, and a Pella sliding glass door leading to the patio installed in 2025. The double-pane, certified energy-efficient windows provide added comfort and efficiency, while hurricane shutters around the entire home offer additional storm protection. Step outside to your private screened pool area, where the pool has been resurfaced and a new pool heater was installed in 2025. A sprinkler system services both the front and back yards, and the storage shed in the backyard will remain with the property for the new buyers. Additional features include a whole-house Generac generator installed in 2025, Ring security cameras that convey, and valuable transferable warranties on select improvements. These may include the approximately $13,000 generator, approximately $17,000 Armor View windows, approximately $28,000 Morgan’s kitchen renovation with a 10-year guarantee, pool heater, and additional upgrades, subject to seller documentation and manufacturer requirements. ***APPROXIMATELY $60,000 IN TOTAL RECENT UPGRADES*** Indian Wells offers an optional HOA with access to community amenities that include a swimming pool, playground, tennis courts, pickleball court, basketball courts, soccer field, catch and release fishing pond, and picnic area. Conveniently located near shopping, dining, entertainment, major roadways, Walt Disney World, Old Town, Lake Buena Vista, and many of Central Florida’s most popular attractions, this property combines extensive updates, rental flexibility, furnishings, a private heated pool, energy-efficient windows, hurricane protection, a whole-house generator, and optional community amenities. Come see today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,123
Sqft
0.17 ac
Lot size
2
Garage
1990
Year built
One
Levels
$334
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,838 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,838/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Kissimmee actives
$334 vs $209
Days on market
11 vs 54 typical
Where $334/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Indian Wells, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Indian Wells
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Indian Wells is a short-term-rental community. See the full guide →
Indian Wells — neighborhood snapshot
Population
1,333
Median age
33
Median income
$60,673
Median home value
$314,700
Avg household
3
Households w/ children
127
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $359K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
177 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 3285 SMOKE SIGNAL CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$275,000
4945 WARRIOR LANE · same community
2 bd · 2 ba · 1,123 sqft · $245/sqft · 22 DOM
Sold · Aug ’26$260,000
3165 SMOKE SIGNAL CIRCLE · same community
4 bd · 2 ba · 1,328 sqft · $196/sqft · 78 DOM
Sold · Sep ’25$315,000
3350 SMOKE SIGNAL CIRCLE · same community
2 bd · 2 ba · 1,330 sqft · $237/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3285 SMOKE SIGNAL CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3285 SMOKE SIGNAL CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3285 SMOKE SIGNAL CIRCLE FAQs
What would the monthly payment be for 3285 SMOKE SIGNAL CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,838/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3285 SMOKE SIGNAL CIRCLE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3285 SMOKE SIGNAL CIRCLE?+
The most recent tax bill on record (2025) was $3,536. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 3285 SMOKE SIGNAL CIRCLE be rented short-term?+
Yes — this home sits inside Indian Wells, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 3285 SMOKE SIGNAL CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $375,000, this home is listed about 1% below the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3285 SMOKE SIGNAL CIRCLE?+
Kissimmee Middle School (middle), Celebration High School (high), Reedy Creek Elementary School (elementary) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ADVANTAGE 2 REALTY · Christina Rampersad. MLS #O6428369.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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