4862 CAYVIEW AVENUE UNIT 403, ORLANDO, FL, 32819
Active135 days on marketListed Mar 19, 2026MLS #S5146137
About this home
4862 CAYVIEW AVENUE UNIT 403
Experience the ultimate top-floor retreat at Vista Cay Resort, Orlando’s premier gated destination! This spacious, fully furnished 3-bedroom, 2-bathroom condo offers the rare advantage of penthouse-level living in Building 9, providing a quiet, elevated perspective with no neighbors above you. Perfectly positioned as one of the closest units to the action, you are just steps away from the 10,000 sq. ft. clubhouse, resort-style heated pools, and the poolside bar. This property is a powerhouse for savvy investors or a perfect primary residence, featuring a recently serviced HVAC system and the major financial benefit of all assessments being fully paid. Enjoy a seamless, move-in-ready experience with exclusive access to a fitness center, game room, and scenic jogging trails around Lake Cay. Location is unbeatable: you are seconds from Universal’s brand-new Epic Universe, and minutes from SeaWorld and the Orange County Convention Center, with the world-class dining of International Drive right at your doorstep. Whether you are looking for a high-performing short-term rental or a luxury vacation home, this top-floor gem puts you in the heart of Orlando’s most vibrant district.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,247
Sqft
0.03 ac
Lot size
2006
Year built
One
Levels
$429
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,360 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,360/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.2%
$/sqft vs VISTA CAY
$429 vs $159
Days on market
135 vs 34 typical
Where $429/sqft sits among the 9 homes for sale in VISTA CAY
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Vista Cay, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,000/mo median
Live Orlando rental listing data — this home’s rate depends on size, condition and furnishing.
The Orlando short-term market
▼ Softening50%
Occupancy
▼ 25% yr/yr
$252
Avg nightly rate
▲ 17% yr/yr
$29K/yr
Revenue per listing
$125
RevPAR
53 days
Booking lead time
4.7 nights
Avg stay
4
Typical min nights
4,364
Active rentals
▲ 10% supply
Seasonality — monthly occupancy
Peaks at 57% in Feb · bottoms at 39% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Orlando — the projection above is specific to this home’s size.
Where it sits
Inside Vista Cay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Vista Cay is a short-term-rental community. See the full guide →
The numbers that matter
The Orlando market
$400K → $405K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
5 of 9
VISTA CAY have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% above the Orlando median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 4862 CAYVIEW AVENUE UNIT 403
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$335,000
4024 BREAKVIEW DRIVE UNIT 402 · same community
2 bd · 2 ba · 1,112 sqft · $301/sqft · 41 DOM
Sold · Apr ’26$243,000
952 VISTA CAY COURT · same community
2 bd · 2.5 ba · 1,574 sqft · $154/sqft · 66 DOM
Sold · Feb ’26$238,000
2802 CONCH HOLLOW DRIVE · same community
3 bd · 2.5 ba · 1,684 sqft · $141/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4862 CAYVIEW AVENUE UNIT 403 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4862 CAYVIEW AVENUE UNIT 403 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4862 CAYVIEW AVENUE UNIT 403 FAQs
What would the monthly payment be for 4862 CAYVIEW AVENUE UNIT 403?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,360/mo — principal and interest, the actual property-tax bill, the $385/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4862 CAYVIEW AVENUE UNIT 403?+
The association fee works out to $385 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4862 CAYVIEW AVENUE UNIT 403?+
The most recent tax bill on record (2025) was $5,148. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 4862 CAYVIEW AVENUE UNIT 403 be rented short-term?+
Yes — this home sits inside Vista Cay, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 4862 CAYVIEW AVENUE UNIT 403?+
The listing reports pets: Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $535,000, this home is listed about 37% above the Orlando median of $390,000. The market section on this page shows how the area is trending.
The brief
Five things that matter here
01Positioned at the premium end
$535,000 runs 37% above the Orlando median.
02Zoned for nightly rentals
Vista Cay is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
04Time on market is leverage
135 days on market against a Orlando median of 34 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $575,000, now $535,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TEAM DONOVAN · James Donovan. MLS #S5146137.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Orlando homes, in your inbox
Like 4862 CAYVIEW AVENUE UNIT 403 but not quite? A daily digest of every new listing in Orlando — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →