4024 BREAKVIEW DRIVE UNIT 20904, ORLANDO, FL, 32819
Active15 days on marketListed Jul 15, 2026MLS #O6425182
About this home
4024 BREAKVIEW DRIVE UNIT 20904
Experience the perfect blend of comfort, flexibility, and an unbeatable location in this beautifully maintained, fully furnished second-floor 3-bedroom, 2-bath condominium offering 1,447 square feet of living space in the highly sought-after Vista Cay Resort—one of the very few communities in Orange County fully zoned for short-term vacation rentals, making it an exceptional opportunity for investors, second-home owners, or those seeking a primary residence with outstanding income potential. Freshly painted throughout, furnished and equipped, this residence is move-in or rental ready. The spacious open-concept living and dining area opens to a private balcony, while the thoughtfully designed split-bedroom floor plan offers privacy and comfort. The primary suite features a built-in closet and a private en-suite bathroom with a walk-in shower. Two additional bedrooms share a well-appointed second bathroom with a tub/shower combination, while one guest bedroom includes an oversized walk-in closet. Additional highlights include ceiling fans throughout, abundant storage, a full-size washer and dryer, two new Roku TVs, a newer refrigerator (2023), and a new HVAC system installed in March 2026. Vista Cay is one of Orlando's premier resort communities, offering two heated resort-style pools, Jacuzzis, a splash pad and water slide, sun decks, a poolside bar, outdoor lounge areas with a fire pit, and a clubhouse featuring a fitness center, concierge service, internet café, and meeting room. The quarterly condominium fee covers cable TV, high-speed internet, water, sewer, daily trash removal, exterior building and roof maintenance, exterior painting, elevators, beautifully maintained common areas, and full access to all resort amenities. Location is everything, and Vista Cay/Isles at Cay Commons offers one of Orlando's best. Adjacent to the Orange County Convention Center and directly across from Universal's Epic Universe, it sits in one of Central Florida's strongest year-round tourism and rental markets. International Drive, Universal Orlando Resort, SeaWorld, Aquatica, ICON Park, outlet shopping, championship golf, Walt Disney World, and Orlando International Airport are all just minutes away. Whether welcoming vacationers, business travelers attending the Convention Center, or families visiting Orlando's world-famous attractions, this property is ideally positioned to generate strong year-round rental demand. With no rental restrictions, this property offers exceptional flexibility as a primary residence, vacation home, long-term rental, or high-performing short-term rental through Airbnb, VRBO, and other vacation rental platforms. Offering an unbeatable combination of location, lifestyle, flexibility, and investment potential, this is a rare opportunity to own in one of Orlando's most desirable resort communities. Experience the immersive 3D virtual tour, then schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,447
Sqft
0.03 ac
Lot size
2008
Year built
One
Levels
$339
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,765 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,765/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.1%
$/sqft vs VISTA CAY
$339 vs $159
Days on market
15 vs 34 typical
Where $339/sqft sits among the 9 homes for sale in VISTA CAY
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Vista Cay, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,000/mo median
Live Orlando rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Vista Cay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Vista Cay is a short-term-rental community. See the full guide →
The numbers that matter
The Orlando market
$400K → $405K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
6 of 9
VISTA CAY have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% above the Orlando median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 4024 BREAKVIEW DRIVE UNIT 20904
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$243,000
952 VISTA CAY COURT · same community
2 bd · 2.5 ba · 1,574 sqft · $154/sqft · 66 DOM
Sold · Feb ’26$238,000
2802 CONCH HOLLOW DRIVE · same community
3 bd · 2.5 ba · 1,684 sqft · $141/sqft · 13 DOM
Sold · Jul ’25$265,000
2824 CONCH HOLLOW DRIVE · same community
3 bd · 2.5 ba · 1,684 sqft · $157/sqft · 127 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4024 BREAKVIEW DRIVE UNIT 20904 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4024 BREAKVIEW DRIVE UNIT 20904 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4024 BREAKVIEW DRIVE UNIT 20904 FAQs
What would the monthly payment be for 4024 BREAKVIEW DRIVE UNIT 20904?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,765/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4024 BREAKVIEW DRIVE UNIT 20904?+
The most recent tax bill on record (2025) was $6,050. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 4024 BREAKVIEW DRIVE UNIT 20904 be rented short-term?+
Yes — this home sits inside Vista Cay, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 4024 BREAKVIEW DRIVE UNIT 20904?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $490,000, this home is listed about 26% above the Orlando median of $390,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$490,000 runs 26% above the Orlando median.
02Zoned for nightly rentals
Vista Cay is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA CAPITAL REALTY · Edit Gabor. MLS #O6425182.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Orlando homes, in your inbox
Like 4024 BREAKVIEW DRIVE UNIT 20904 but not quite? A daily digest of every new listing in Orlando — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →