David Ramirez
Short-Term Rental Eligible
$379,000$399,0004 bd2 ba1,940 sqft$195 /sqft$3,334 /mo all-in ↓

110 RUBINO DRIVE, DAVENPORT, FL, 33837

Active111 days on marketListed Apr 13, 2026MLS #S5145660

Est. $53K/yr short-term rental revenueReduced $20KPrivate poolSingle Family ResidenceAVIANA PH 01

About this home

110 RUBINO DRIVE

WELCOME TO THIS BEAUTIFUL AND SPACIOUS 4 BEDROOM, 2 BATH POOL HOME LOCATED IN THE GATED COMMUNITY OF AVIANA. Currently operated as a short term rental home. Whether you are looking for a primary residence, second home, or investment property, this home offers flexibility and an ideal Central Florida lifestyle. As you enter, you are welcomed by formal living and dining areas that create a bright and inviting space, perfect for entertaining. The layout flows effortlessly into the open kitchen and family room, all overlooking the private pool area. The kitchen features quartz countertops, a breakfast bar, and a stylish tile backsplash, combining both function and modern appeal. The primary suite is positioned off the family room, offering privacy and direct views of the pool. It includes two walk-in closets and an en-suite bathroom with a soaking tub and separate shower. The additional three bedrooms are arranged in a split floor plan and share a full bathroom, providing comfort and privacy for family and guests. Step outside to your own private oasis with a screened pool and patio area, perfect for relaxing or hosting. This outdoor space is designed to enjoy the Florida lifestyle year-round. Aviana is a gated community offering a clubhouse, fitness center, zero-entry pool, playground, and the convenience of lawn care and garbage valet service. Located just minutes from I-4 and ChampionsGate, you are close to shopping, dining, golf, and all of Central Florida’s world-class attractions. This is a fantastic opportunity to own a well-maintained pool home in a highly desirable community, offering both lifestyle and investment potential.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,940

Sqft

0.18 ac

Lot size

2

Garage

2006

Year built

One

Levels

$195

Per sqft

Private poolGarden & Pool viewTurnkeyPets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedTurnkey

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewGarden · Pool
FacesNorthwest
ParkingGarage Door Opener
ExteriorSliding Doors

Community & fees

HOA fee$380/mo
Taxes (2025)$4,740/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,334 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,231
FHA mortgage insurance (est.)$168
Property tax — 2025 actual bill$395
HOA fee — from the listing$380
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,265Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,265
Interest rate6.00%
Loan term

Estimated payment

$3,334/mo

Principal & interest$2,231
FHA mortgage insurance (est.)$168
Property taxes (actual bill)$395
HOA / condo fee$380
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $379K
$362KedgeAI estimate $392,856 · range $378K$426K$443K

vs edgeAI estimate

−3.5%

$/sqft vs AVIANA PH 01

$195 vs $198

Days on market

111 vs 42 typical

Where $195/sqft sits among the 9 homes for sale in AVIANA PH 01

2
1
3 · this home
2
0
1
$156–170$170–185$185–199$199–214$214–228$228+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Aviana, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$53,319/yr gross

Avg nightly rate$313
Occupancy (comp set)48%
CommunityAviana
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,295/mo median

MarketDavenport
Annual gross at median$27,540
Gross yield on this price7.3%
Homes for rent right now587

Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.

The Loughman short-term market

▼ Softening

48%

Occupancy

▼ 40% yr/yr

$220

Avg nightly rate

▲ 3% yr/yr

$25K/yr

Revenue per listing

$107

RevPAR

68 days

Booking lead time

5.8 nights

Avg stay

3

Typical min nights

348

Active rentals

▼ 31% supply

Seasonality — monthly occupancy

Peaks at 62% in Mar · bottoms at 35% in Jun

42%
57%
62%
57%
44%
35%
58%
47%
39%
41%
44%
45%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Loughman — the projection above is specific to this home’s size.

Where it sits

Inside Aviana

Map of 110 RUBINO DRIVE inside its neighborhood boundary

Drive times from this address

Walt Disney World24 min
Universal Orlando34 min
Downtown Orlando40 min
Orlando Int’l Airport (MCO)44 min
Downtown Tampa69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Aviana is a short-term-rental community. See the full guide →

DAVENPORT 33837 — neighborhood snapshot

Population

45,144

Median age

37.7

Median income

$75,861

Median home value

$297,700

Avg household

2.96

Households w/ children

5,646

For the school run

Polk County School District

ElementaryLoughman Oaks Elementary School★★★★★
HighRidge Community High School★★★★
MiddleShelley S. Boone Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketLeans buyer8.6 months of inventoryBuyer’s market

$342K$363K

Davenport median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

4 of 9

AVIANA PH 01 have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% above the DAVENPORT 33837 median. See the full Davenport market guide →

Paper trail

This home's history

CurrentPrice reduced to $379,000 $20K
Apr 13, 2026Listed at $399,000 · 111 days on market since
2006Built · AVIANA PH 01

Reality check

What actually sold near 110 RUBINO DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

413 PALOMA DRIVESold · May ’26

$370,000

413 PALOMA DRIVE · same community

4 bd · 3 ba · 1,940 sqft · $191/sqft · 12 DOM

420 VIOLA DRIVESold · Jul ’26

$375,000

420 VIOLA DRIVE · same community

4 bd · 3 ba · 2,140 sqft · $175/sqft · 63 DOM

214 PALOMA DRIVESold · Nov ’25

$340,000

214 PALOMA DRIVE · same community

4 bd · 3 ba · 1,542 sqft · $220/sqft · 64 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 110 RUBINO DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 110 RUBINO DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

110 RUBINO DRIVE FAQs

What would the monthly payment be for 110 RUBINO DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,334/mo — principal and interest, the actual property-tax bill, the $380/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 110 RUBINO DRIVE?+

The association fee works out to $380 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 110 RUBINO DRIVE?+

The most recent tax bill on record (2025) was $4,740. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 110 RUBINO DRIVE be rented short-term?+

Yes — this home sits inside Aviana, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 110 RUBINO DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $379,000, this home is listed about 3% below the Davenport median of $388,995. The market section on this page shows how the area is trending.

Which schools are assigned to 110 RUBINO DRIVE?+

Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$379,000 runs 18% above the DAVENPORT 33837 median.

02Zoned for nightly rentals

Aviana is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

04Time on market is leverage

111 days on market against a Davenport median of 42 — sellers in this position are usually ready to negotiate.

05The price has already moved

Listed at $399,000, now $379,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Nikki Ansons. MLS #S5145660.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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