David Ramirez
$425,830$445,0004 bd2 ba1,866 sqft$228 /sqft$3,230 /mo all-in ↓

2661 AMES HAVEN ROAD, KISSIMMEE, FL, 34744

Active152 days on marketListed Mar 4, 2026MLS #S5145125

Reduced $19KSingle Family ResidenceEMERALD LAKE COLONY UNIT 1

About this home

2661 AMES HAVEN ROAD

MOTIVATED SELLER! Beautiful single-family home with NO HOA in Kissimmee, FL. This well-maintained property features 4 bedrooms, 2 bathrooms, and 1,866 sq ft of living space. Enjoy a remodeled kitchen with stainless steel appliances, modern finishes, and ample cabinet space. The home offers porcelain tile and luxury vinyl flooring throughout (no carpet), plus a versatile bonus room perfect for an office or flex space. Situated on an oversized 10,000+ sq ft lot with a 2-car garage and plenty of room for RV or boat parking. Conveniently located near major highways, shopping, schools, Lake Nona Medical City, and Orlando International Airport. Schedule your private showing today.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,866

Sqft

0.23 ac

Lot size

2

Garage

1984

Year built

One

Levels

$228

Per sqft

Fireplace

Inside

FlooringLuxury Vinyl · Porcelain Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Skylight(s) · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesWest
ExteriorLighting

Community & fees

Taxes (2025)$4,502/yr

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,230 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,507
FHA mortgage insurance (est.)$188
Property tax — 2025 actual bill$375
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,904Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,904
Interest rate6.00%
Loan term

Estimated payment

$3,230/mo

Principal & interest$2,507
FHA mortgage insurance (est.)$188
Property taxes (actual bill)$375
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $426K
$363KedgeAI estimate $399,134 · range $378K$451K$469K

vs edgeAI estimate

+6.7%

$/sqft vs Kissimmee actives

$228 vs $207

Days on market

152 vs 45 typical

Where $228/sqft sits among the 400 Kissimmee actives

89
123
94 · this home
45
19
30
$152–181$181–209$209–238$238–267$267–295$295+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Emerald Lake Colony

Map of 2661 AMES HAVEN ROAD inside its neighborhood boundary

Drive times from this address

Universal Orlando27 min
Orlando Int’l Airport (MCO)28 min
Downtown Orlando28 min
Walt Disney World29 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Kissimmee. See the full Kissimmee guide →

Emerald Lake Colony — neighborhood snapshot

Population

854

Median age

35

Median income

$48,347

Median home value

$427,200

Avg household

3

Households w/ children

118

For the school run

Osceola County School District

MiddleNeptune Middle School★★★★★
ElementaryNeptune Elementary School★★★★★
HighOsceola High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer7.7 months of inventoryBuyer’s market

$365K$355K

Kissimmee median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

169 of 400

Kissimmee actives have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 11% above the KISSIMMEE 34744 median. See the full Kissimmee market guide →

Paper trail

This home's history

CurrentPrice reduced to $425,830 $19K
Mar 4, 2026Listed at $445,000 · 152 days on market since
1984Built · EMERALD LAKE COLONY UNIT 1

Reality check

What actually sold near 2661 AMES HAVEN ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2681 ROBIN AVENUESold · Apr ’26

$310,000

2681 ROBIN AVENUE · same community

3 bd · 2 ba · 1,968 sqft · $158/sqft · 42 DOM

2654 ANN AVENUESold · Aug ’25

$278,000

2654 ANN AVENUE · same community

3 bd · 2 ba · 1,516 sqft · $183/sqft · 13 DOM

1940 BANNER LANESold · Aug ’25

$350,000

1940 BANNER LANE

3 bd · 2 ba · 1,875 sqft · $187/sqft · 28 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2661 AMES HAVEN ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2661 AMES HAVEN ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2661 AMES HAVEN ROAD FAQs

What would the monthly payment be for 2661 AMES HAVEN ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,230/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2661 AMES HAVEN ROAD?+

The most recent tax bill on record (2025) was $4,502. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Kissimmee?+

At $425,830, this home is listed about 12% above the Kissimmee median of $379,850. The market section on this page shows how the area is trending.

Which schools are assigned to 2661 AMES HAVEN ROAD?+

Neptune Middle School (middle), Neptune Elementary School (elementary), Osceola High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$425,830 runs 11% above the KISSIMMEE 34744 median.

02Time on market is leverage

152 days on market against a Kissimmee median of 45 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $445,000, now $425,830 — a $19K cut. The full history is in the market section below.

Listing courtesy of MY REALTY GROUP, LLC. · Laury Cruz Penalo De Gomez. MLS #S5145125.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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