David Ramirez
$204,900$220,0002 bd1 ba696 sqft$294 /sqft$1,742 /mo all-in ↓

702 W HILLSBORO STREET, PLANT CITY, FL, 33563

Active170 days on marketListed Feb 28, 2026MLS #S5144649

Priced 39% below the PLANT CITY 33563 medianReduced $15KSingle Family ResidenceUNPLATTED

About this home

702 W HILLSBORO STREET

Virtually Staged. Welcome to 702 W Hillsboro St, Plant City, FL — a beautifully remodeled 2-bedroom, 1-bath home situated on an oversized lot with incredible potential. This move-in ready property has been fully updated, featuring a brand-new kitchen, an updated bathroom, and new flooring throughout. New windows provide added comfort and energy efficiency, while the durable metal roof offers long-term peace of mind. The home is connected to public water and sewer and has been well maintained, making it a true turnkey opportunity. The spacious lot opens the door to expansion potential, including the option to build a mother-in-law suite — ideal for extended family, a guest house, or additional rental income. The large backyard also includes a storage shed, perfect for tools, equipment, or extra storage needs. Conveniently located near shopping, dining, schools, hospitals, and major roadways, this property offers both lifestyle appeal and strong long-term investment value. Whether you’re a first-time homebuyer looking for a move-in ready home or an investor seeking a solid addition to your rental portfolio, this property checks all the boxes. Move-In Incentive Available! Qualified buyers who finance with our affiliated lender may choose one of the following: a 4.5(FHA) 4.99(Conv) interest rate or $5,000 toward closing costs (buyer must qualify; incentive applies only when using our affiliated lender) Motivated seller seeking a quick closing.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

696

Sqft

0.5 ac

Lot size

1935

Year built

One

Levels

$294

Per sqft

Inside

FlooringVinyl
AppliancesDishwasher · Microwave · Range
InteriorKitchen/Family Room Combo · Primary Bedroom Main Floor
LaundryLaundry Room
CoolingWall/Window Unit(s)
HeatingWall Units / Window Unit

Outside & construction

RoofMetal · Other
ConstructionOther · Vinyl Siding
FoundationCrawlspace
FacesWest
ExteriorPrivate Mailbox · Storage

Community & fees

Taxes (2024)$3,422/yr

Utilities & systems

UtilitiesElectricity Available · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,742 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,206
FHA mortgage insurance (est.)$91
Property tax — 2024 actual bill$285
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,172Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,172
Interest rate6.00%
Loan term

Estimated payment

$1,742/mo

Principal & interest$1,206
FHA mortgage insurance (est.)$91
Property taxes (actual bill)$285
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs UNPLATTED

$294 vs $310

Days on market

170 vs 53 typical

Where $294/sqft sits among the 166 homes for sale in UNPLATTED

93 · this home
32
16
8
4
13
$162–333$333–503$503–673$673–843$843–1013$1013+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Plant City

Map of 702 W HILLSBORO STREET

Drive times from this address

Downtown Tampa24 min
Tampa Int’l Airport (TPA)35 min
Walt Disney World49 min
Universal Orlando59 min
Downtown Orlando65 min
Orlando Int’l Airport (MCO)70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Plant City. See the full Plant City guide →

PLANT CITY 33563 — neighborhood snapshot

Population

26,313

Median age

37.9

Median income

$56,318

Median home value

$197,500

Avg household

2.62

Households w/ children

2,759

For the school run

Hillsborough County School District

ElementaryBurney Elementary School★★★★
HighPlant City High School★★★★★
MiddleMarshall Middle Magnet School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Plant City market

Seller’s marketLeans seller3.0 months of inventoryBuyer’s market

$357K$354K

Plant City median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

97 of 166

UNPLATTED have cut their price

Median sold price, Plant City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 39% below the PLANT CITY 33563 median. See the full Plant City market guide →

Paper trail

This home's history

CurrentPrice reduced to $204,900 $15K
Feb 28, 2026Listed at $220,000 · 170 days on market since
1935Built · UNPLATTED

Reality check

What actually sold near 702 W HILLSBORO STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4105 ROBINSON ROADSold · Mar ’26

$220,000

4105 ROBINSON ROAD · same community

2 bd · 1 ba · 768 sqft · $286/sqft · 0 DOM

12036 BULLFROG CREEK ROADSold · Dec ’25

$130,000

12036 BULLFROG CREEK ROAD · same community

2 bd · 1 ba · 784 sqft · $166/sqft · 14 DOM

1306 CASON STREETSold · Mar ’26

$200,000

1306 CASON STREET · same community

2 bd · 1 ba · 860 sqft · $233/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 702 W HILLSBORO STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 702 W HILLSBORO STREET — before you fall in love.

See it in person

Schedule a tour

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Straight answers

702 W HILLSBORO STREET FAQs

What would the monthly payment be for 702 W HILLSBORO STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,742/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 702 W HILLSBORO STREET?+

The most recent tax bill on record (2024) was $3,422. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Plant City?+

At $204,900, this home is listed about 49% below the Plant City median of $400,000. The market section on this page shows how the area is trending.

Which schools are assigned to 702 W HILLSBORO STREET?+

Burney Elementary School (elementary), Plant City High School (high), Marshall Middle Magnet School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the PLANT CITY 33563 market on paper

$204,900 is 39% below the PLANT CITY 33563 median of $334,500.

02Time on market is leverage

170 days on market against a Plant City median of 53 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $220,000, now $204,900 — a $15K cut. The full history is in the market section below.

Listing courtesy of LPT REALTY, LLC · Melissa Corella, PA. MLS #S5144649.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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